Nissan Leaf Car Insurance Cost
On average, insuring a Nissan Leaf costs around $2,270 per year. However, your actual premium may vary depending on factors like your age, the model year of your car, and other personal details. You can refer to our quote tables to get a more accurate estimate based on your specific profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Nissan Leaf, you’ll need to consider the cost of insurance among many other factors. Insurance is a crucial aspect of owning a car, so it’s important to understand its implications before making a decision. On average, insurance for a Nissan Leaf cost $2,270 per year.
Choosing the right car insurance is essential to avoid unexpected and potentially costly expenses in the future. It’s crucial to ensure you have enough coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Nissan Leaf Car Insurance Cost?
Nissan Leaf drivers typically pay an average of $2,270 per year for car insurance. However, individual rates may vary depending on factors such as location, driving history, and coverage options.
The cost of car insurance for a Nissan Leaf can vary significantly based on several factors, including your location, driving history, vehicle model year, and the coverage options you choose. Maintaining a clean driving record can help lower premiums, while a history of accidents or traffic violations may result in higher costs. Additionally, living in an urban area with heavy traffic can lead to higher insurance rates compared to rural areas with less congestion.
The type of coverage you select also plays a role—comprehensive insurance, which includes both collision and comprehensive coverage, is generally more expensive than minimum liability coverage. Compared to the average insurance cost for all Nissan models, insuring a Nissan Leaf is more affordable. However, it also costs less than the average insurance rate for all vehicles. Insuranceopedia can help you compare quotes from multiple auto insurance providers to ensure you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Leaf | $146 |
| All Nissans | $187 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Leaf Model Year
| Model Year | Average Premium |
| 2024 Nissan Leaf | $1,711 |
| 2023 Nissan Leaf | $1,750 |
| 2022 Nissan Leaf | $1,344 |
| 2021 Nissan Leaf | $1,603 |
| 2020 Nissan Leaf | $1,111 |
| 2019 Nissan Leaf | $888 |
| 2018 Nissan Leaf | $1,303 |
| 2017 Nissan Leaf | $968 |
| 2016 Nissan Leaf | $897 |
| 2015 Nissan Leaf | $984 |
| 2014 Nissan Leaf | $930 |
| 2013 Nissan Leaf | $958 |
| 2012 Nissan Leaf | $917 |
| 2011 Nissan Leaf | $1,134 |
2024 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2024 Nissan Leaf is $1,711. However, USAA offers the cheapest rates, averaging $1,219 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,438 |
| CSAA | $2,112 |
| California Capital | $1,988 |
| Metropolitan | $1,594 |
| USAA | $1,219 |
| Esurance | $1,504 |
| 21st Century | $1,433 |
| Grange | $2,033 |
| Bristol West | $2,110 |
| Unitrin | $1,681 |
2023 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2023 Nissan Leaf is $1,750. However, Hanover offers the cheapest rates, averaging $951 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,517 |
| Metropolitan | $2,237 |
| AssuranceAmerica Economy | $1,927 |
| Mercury | $1,770 |
| Hanover | $951 |
| Unitrin | $1,738 |
| Kemper Auto | Infinity | $1,319 |
| Esurance | $2,024 |
| California Capital | $2,140 |
| 21st Century | $1,874 |
2022 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2022 Nissan Leaf is $1,344. However, American National P offers the cheapest rates, averaging $590 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,240 |
| Oregon Mutual | $1,616 |
| Colorado Farm Bureau Mutual | $1,561 |
| Tennessee Farmers | $1,439 |
| American National P | $590 |
| GMAC Insurance Group | $1,379 |
| New Jersey Manufacturers | $919 |
| Farm Bureau Mutual (IA Group) | $1,601 |
| Atlantic States Insurance | $1,609 |
| Mutual Of Enumclaw | $1,481 |
2021 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2021 Nissan Leaf is $1,603. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,222 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,369 |
| American Family | $1,935 |
| Unitrin | $1,728 |
| USAA | $1,592 |
| North Carolina Farm Bureau | $1,222 |
| Travelers | $1,505 |
| Erie | $1,382 |
| Mercury | $1,803 |
| Country | $1,858 |
| Farm Bureau Mutual (IA Group) | $1,639 |
2020 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2020 Nissan Leaf is $1,111. However, American National P offers the cheapest rates, averaging $405 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $763 |
| Pekin Insurance | $1,405 |
| Kemper Auto | Infinity | $1,365 |
| Union Mutual Fire Group | $1,230 |
| American National P | $405 |
| Southern Farm Bureau | $1,093 |
| Safeco | $769 |
| USAA | $1,407 |
| Esurance | $1,407 |
| National Grange Mutual | $1,263 |
2019 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2019 Nissan Leaf is $888. However, SAFECO offers the cheapest rates, averaging $190 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $775 |
| Erie | $1,151 |
| Western Reserve | $1,041 |
| Penn National | $1,007 |
| SAFECO | $190 |
| Buckeye Insurance Group | $796 |
| Pekin Insurance | $716 |
| Hastings Mutual Insurance Co | $1,054 |
| Farm Bureau Mutual (IA Group) | $1,101 |
| Dairyland Auto | $1,045 |
2018 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2018 Nissan Leaf is $1,303. However, Liberty Mutual offers the cheapest rates, averaging $723 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,090 |
| Auto-Owners Insurance Co | $1,544 |
| Erie | $1,490 |
| Cincinnati Insurance | $1,329 |
| Liberty Mutual | $723 |
| Virginia Farm Bureau | $1,285 |
| Kemper Auto | Infinity | $1,025 |
| 21st Century | $1,535 |
| AssuranceAmerica Economy | $1,531 |
| Dairyland Auto | $1,481 |
2017 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2017 Nissan Leaf is $968. However, PEMCO offers the cheapest rates, averaging $711 per year.
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $861 |
| Oregon Mutual | $1,104 |
| Permanent General | $1,035 |
| Central Mutual Insurance Co | $926 |
| PEMCO | $711 |
| Capital Insurance Group | $956 |
| SECURA Insurance | $872 |
| Mutual Of Enumclaw | $1,077 |
| Unigard | $1,095 |
| Farm Bureau Mutual (IA Group) | $1,039 |
2016 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2016 Nissan Leaf is $897. However, Safeco offers the cheapest rates, averaging $361 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $713 |
| Unigard | $1,246 |
| Republic Indemnity | $1,069 |
| Pekin Insurance | $842 |
| Safeco | $361 |
| North Carolina Farm Bureau | $721 |
| Texas Farm Bureau Group | $646 |
| Western Reserve | $1,204 |
| Westfield | $1,236 |
| Buckeye Insurance Group | $929 |
2015 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2015 Nissan Leaf is $984. However, Safeco offers the cheapest rates, averaging $454 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $661 |
| USAA | $1,342 |
| Clearcover | $1,151 |
| Capital Insurance Group | $918 |
| Safeco | $454 |
| PEMCO | $873 |
| Mercury Insurance Company | $625 |
| Dairyland FR Bond | $1,328 |
| Direct Auto | $1,344 |
| 21st Century | $1,144 |
2014 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2014 Nissan Leaf is $930. However, Plymouth Rock Assurance offers the cheapest rates, averaging $592 per year.
| Insurance Provider | Average Annual Cost |
| Arbella Insurance Group | $805 |
| National Grange Mutual | $1,220 |
| ACE American Pool | $968 |
| Quincy Mutual | $899 |
| Plymouth Rock Assurance | $592 |
| Norfolk and Dedham Group | $875 |
| SECURA Insurance | $699 |
| Capital Insurance Group | $1,118 |
| Colorado Farm Bureau Mutual | $1,178 |
| PEMCO | $945 |
2013 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2013 Nissan Leaf is $958. However, Safeco offers the cheapest rates, averaging $417 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $887 |
| Electric | $1,165 |
| Erie | $1,060 |
| Mercury Insurance Company | $946 |
| Safeco | $417 |
| Virginia Farm Bureau | $910 |
| AssuranceAmerica Economy | $832 |
| Capital Insurance Group | $1,155 |
| Penn National | $1,191 |
| National General Value | $1,016 |
2012 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2012 Nissan Leaf is $917. However, Safeco offers the cheapest rates, averaging $227 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $737 |
| Pekin Insurance | $1,294 |
| Kentucky Farm Bureau | $1,111 |
| Direct Auto | $1,041 |
| Safeco | $227 |
| Mutual Of Enumclaw | $992 |
| American National P | $339 |
| Oregon Mutual | $1,141 |
| Southern Farm Bureau | $1,203 |
| Texas Farm Bureau Group | $1,085 |
2011 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2011 Nissan Leaf is $1,134. However, Hanover offers the cheapest rates, averaging $889 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,002 |
| Dairyland Scored | $1,257 |
| PEMCO | $1,249 |
| Preferred Mutual | $1,208 |
| Hanover | $889 |
| Colorado Farm Bureau Mutual | $1,088 |
| Erie | $929 |
| Farm Bureau Mutual (IA Group) | $1,218 |
| Oklahoma Farmers Union | $1,267 |
| AssuranceAmerica | $1,237 |
Find Affordable Nissan Leaf Car Insurance Rates
Is A Nissan Leaf Car Insurance Expensive To Insure?
The cost to insure a Nissan Leaf is lower than the average for all cars, but the exact amount you’ll pay depends on several factors. These include your age, driving history, location, and the model year of your vehicle. Additionally, the type of coverage you choose and any applicable discounts can further influence your premium. Comparing quotes from multiple insurance providers is the best way to find the most affordable rate for your specific situation.
Cost of Nissan Leaf Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers, due to their higher likelihood of being involved in accidents, tend to pay the highest premiums. As you age and gain more driving experience, your risk of accidents decreases, which generally leads to lower insurance rates. Once you reach a certain age, typically in your 30s or 40s, your premiums will stabilize and may continue to decrease, provided you maintain a clean driving record.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,881 | $14,539 | $17,027 |
| 18 | $9,229 | $13,571 | $15,870 |
| 19 | $8,182 | $11,991 | $14,036 |
| 20 | $7,160 | $10,467 | $12,228 |
| 21 | $5,949 | $8,747 | $10,297 |
| 22 | $5,839 | $8,538 | $10,002 |
| 23 | $5,115 | $7,465 | $8,710 |
| 24 | $4,817 | $7,124 | $8,292 |
| 25 | $4,161 | $6,110 | $7,148 |
| 30 | $3,233 | $4,794 | $5,552 |
| 35 | $3,029 | $4,476 | $5,192 |
| 40 | $2,933 | $4,301 | $5,041 |
| 45 | $2,858 | $4,195 | $4,860 |
| 55 | $2,604 | $3,848 | $4,490 |
| 65 | $2,720 | $3,997 | $4,676 |
| 75 | $3,438 | $5,081 | $5,900 |
Nissan Leaf Car Insurance Rates By State
Where you live can significantly affect your car insurance rates. Each state has its own insurance regulations, and some states, like Michigan, require higher levels of coverage, which can lead to higher premiums. Additionally, climate plays a role—states prone to extreme weather conditions like hurricanes, storms, or flooding tend to have higher insurance costs due to the increased risk of damage to vehicles.
Local crime rates and accident statistics also influence rates. For example, areas with higher rates of car theft, accidents, or fatalities may result in higher premiums, as insurance companies perceive these areas as higher risk. All these factors combined help insurers determine the specific cost of insurance for your Nissan Leaf based on where you live.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,408 | $3,529 | $4,414 |
| Alaska | $1,977 | $2,746 | $2,675 |
| Arizona | $2,272 | $3,231 | $4,844 |
| Arkansas | $2,482 | $3,885 | $4,260 |
| California | $2,735 | $4,841 | $2,726 |
| Colorado | $2,568 | $3,590 | $4,534 |
| Connecticut | $3,281 | $5,093 | $6,417 |
| Delaware | $2,736 | $3,629 | $4,679 |
| Florida | $3,258 | $4,467 | $5,828 |
| Hawaii | $1,066 | $1,409 | $1,054 |
| Idaho | $1,838 | $2,396 | $2,977 |
| Illinois | $1,928 | $2,874 | $3,316 |
| Indiana | $1,936 | $2,997 | $3,399 |
| Iowa | $1,591 | $2,126 | $2,561 |
| Kansas | $2,060 | $3,004 | $3,533 |
| Kentucky | $3,010 | $4,377 | $5,178 |
| Louisiana | $3,851 | $5,857 | $6,294 |
| Maine | $1,459 | $2,017 | $2,958 |
| Maryland | $2,354 | $3,451 | $3,774 |
| Massachusetts | $1,861 | $3,299 | $1,904 |
| Michigan | $4,557 | $6,978 | $10,950 |
| Minnesota | $1,871 | $2,472 | $3,479 |
| Mississippi | $2,281 | $3,217 | $3,245 |
| Missouri | $2,116 | $3,075 | $4,001 |
| Montana | $2,155 | $3,027 | $3,518 |
| Nebraska | $1,850 | $2,743 | $2,942 |
| Nevada | $3,053 | $4,504 | $4,716 |
| New Hampshire | $2,082 | $3,322 | $4,220 |
| New Jersey | $2,318 | $3,645 | $4,712 |
| New Mexico | $2,335 | $3,485 | $3,665 |
| New York | $2,188 | $2,788 | $4,612 |
| North Carolina | $1,372 | $2,325 | $1,668 |
| North Dakota | $1,836 | $2,834 | $3,383 |
| Ohio | $1,670 | $2,546 | $2,644 |
| Oklahoma | $2,673 | $3,796 | $4,253 |
| Oregon | $2,434 | $3,208 | $3,901 |
| Pennsylvania | $1,985 | $2,975 | $3,486 |
| Rhode Island | $3,398 | $4,962 | $5,588 |
| South Carolina | $2,338 | $3,191 | $4,424 |
| South Dakota | $2,055 | $2,965 | $3,421 |
| Tennessee | $2,405 | $3,584 | $4,763 |
| Texas | $2,446 | $3,527 | $4,379 |
| Utah | $2,108 | $2,881 | $4,005 |
| Vermont | $1,613 | $2,444 | $2,582 |
| Virginia | $1,512 | $2,360 | $2,276 |
| Washington | $1,975 | $2,704 | $3,205 |
| West Virginia | $2,010 | $2,901 | $3,621 |
| Wisconsin | $2,006 | $3,165 | $3,589 |
| Wyoming | $1,914 | $2,600 | $2,795 |
| Georgia | $2,617 | $3,930 | $3,949 |
Find Affordable Nissan Leaf Car Insurance Rates
Cheapest Car Insurance Companies For A Nissan Leaf
If you’re looking for the most affordable car insurance for your Nissan Leaf, Hugo offers a premium of $28 per month, making them the cheapest provider on average. However, keep in mind that rates can vary based on your driver profile, such as your age, location, and driving history. To ensure you find the best rates tailored to your specific profile, it’s recommended to shop around and compare quotes from different providers.
| Company | Average Monthly Rate |
| Hugo | $28 |
| Workmens | $62 |
| Clearcover | $50 |
| Mercury | $50 |
| Fiesta | $59 |
Common Nissan Leaf Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Here are some common ones that you can check your eligibility for:
- Multi-policy: Bundle your home and auto insurance policies with the same provider for a discounted rate.
- Pay annually: Opt to pay your premium all at once, rather than spreading out monthly payments.
- Defensive driving: Completing a certified defensive driving course can qualify you for a discount.
There may be additional discounts available, so it’s a good idea to talk to your insurance agent. They can help you identify other discounts you may be eligible for.
Ways To Save On Nissan Leaf Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Nissan Leaf insurance costs low. For instance, drivers with a speeding ticket on their record can expect to pay around $76 per month, while those with multiple accidents will pay about $124 per month. Avoiding these incidents can help keep premiums lower.
Additionally, drivers with lower annual mileage tend to pay less for insurance, as they are on the road less often and have fewer chances of being involved in accidents. For example, Nissan Leaf drivers who drive between 5,000 and 7,500 miles per year will pay approximately $82 per month. In contrast, those who drive over 10,000 miles annually may pay around $86 per month.
Compare Nissan Leaf To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
- Nissan Armada Car Insurance
- Nissan Frontier Car Insurance
- Nissan GT-R Car Insurance
- Nissan Kicks Car Insurance
- Nissan Maxima Car Insurance
- Nissan Murano Car Insurance
- Nissan NV200 Car Insurance
- Nissan Pathfinder Car Insurance
- Nissan Rogue Car Insurance
- Nissan Rogue Sport Car Insurance
- Nissan Sentra Car Insurance
- Nissan Titan Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for calculations was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual insurance rates may vary depending on individual factors such as age, location, driving history, and chosen coverage options.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Leaf?
Yes, proof of insurance is required before you can drive your Nissan Leaf off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming car purchase. This ensures a smooth process and helps you avoid potentially higher rates or limited coverage options that may come with dealership-arranged insurance.
How Can You Get The Cheapest Insurance For Your Nissan Leaf?
The most effective way to secure the lowest insurance rates for your Nissan Leaf is to compare quotes from multiple auto insurance providers. Shopping around ensures that you find the best deal tailored to your specific needs. Fortunately, Insuranceopedia simplifies this process by allowing you to compare quotes from different insurers directly on their website.
