Nissan Leaf Car Insurance Cost

Getting insurance coverage for a Nissan Leaf typically amounts to about $1,206 annually through USAA. However, the specific costs can vary based on factors such as age, the year of the car model, and other relevant considerations. Utilize our quote tables below to estimate the potential cost tailored to your circumstances.

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Updated: 03 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Nissan Leaf, you’ll need to consider the cost of insurance among many other factors. Insurance is a crucial aspect of owning a car, so it’s important to understand its implications before making a decision.

Choosing the right car insurance is essential to avoid unexpected and potentially costly expenses in the future. It’s crucial to ensure you have enough coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Nissan Leaf Car Insurance Cost?

Typically, USAA provides the most competitive average rate, which is $1,206 per year, for full coverage insurance on a 2024 Nissan Leaf.

While USAA’s pricing serves as a solid point of reference, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal possible.

2024 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,206
21st Century $1,388
Mercury $1,408
Esurance $1,495
Metropolitan $1,580
Unitrin $1,663
California Capital $1,947
Grange $2,053
Bristol West $2,102
CSAA $2,117

2023 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Hanover $962
Kemper Auto | Infinity $1,306
USAA $1,524
Unitrin $1,746
Mercury $1,777
21st Century $1,853
AssuranceAmerica Economy $1,890
Esurance $2,033
California Capital $2,153
Metropolitan $2,209

2022 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Victoria $380
American National P $503
ALFA $864
Concord Group $874
Patriot Group $972
MMG Insurance Company $1,017
Utica National Ins Group $1,050
PEMCO $1,075
Vermont Mutual $1,183
Safety Group $1,200

2021 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $582
American National P $725
Buckeye Insurance Group $902
Concord Group $905
Direct Auto $938
Hastings Mutual Insurance Co $948
Titan $967
Frankenmuth Mutual $1,026
Utica National Ins Group $1,068
Ohio Mutual Ins Group $1,109

2020 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
American National P $473
Concord Group $691
Safeco $798
Countryway Insurance $849
ALFA $965
Utica National Ins Group $951
New Jersey Manufacturers $965
Texas Farm Bureau Group $1,032
MMG Insurance Company $1,193
Union Mutual Fire Group $1,181

2019 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Safeco $201
American National P $379
New York Central Mutual Fire $787
Pekin Insurance $815
Buckeye Insurance Group $856
Direct Auto $877
Indiana Farmers Mutual Ins $964
Western Reserve $991
New Jersey Manufacturers $1,081
Hastings Mutual Insurance Co $1,103

2018 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $279
Hastings Mutual Insurance Co $596
Buckeye Insurance Group $723
North Carolina Farm Bureau $853
Pekin Insurance $872
Utica National Ins Group $921
Direct Auto $930
Ohio Mutual Ins Group $967
Titan $978
National General $988

2017 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Union Mutual Fire Group $572
American National P $606
SECURA Insurance $830
PEMCO $838
MMG Insurance Company $892
Vermont Mutual $963
Capital Insurance Group $1,000
Permanent General $1,036
Concord Group $1,088
Texas Farm Bureau Group $1,120

2016 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
American National P $349
Clearcover $640
North Carolina Farm Bureau $724
Buckeye Insurance Group $743
SAFECO $765
Utica National Ins Group $809
North Star $826
Loya Insurance $822
Western Reserve $929
EMC Insurance $980

2015 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Infinity Special $233
SAFECO $466
Mercury Insurance Company $612
Rockford Mutual Insurance $643
Jupiter Auto Insurance $671
Kentucky Farm Bureau $724
Rural Mutual Insurance $767
Pekin Insurance $821
North Carolina Farm Bureau $868
PEMCO $872

2014 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Safeco $38
Plymouth Rock Assurance $608
Penn National $762
Arbella Insurance Group $838
Atlantic States Insurance $882
Norfolk and Dedham Group $854
Quincy Mutual $942
ACE American Pool $987
PEMCO $1,007
Utica National Ins Group $990

2013 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
American National P $420
Clearcover $728
SAFECO $734
Buckeye Insurance Group $771
EMC Insurance $785
PEMCO $865
AssuranceAmerica Economy $865
Virginia Farm Bureau $932
Mercury Insurance Company $929
Farmers Mutual of Nebraska $967

2012 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
American National P $599
New Jersey Manufacturers $870
EMC Insurance $904
Dairyland $924
Farmers Mutual of Nebraska $946
Kentucky Farm Bureau $1,096
Texas Farm Bureau Group $1,200
SECURA Insurance $1,186
PEMCO $1,334
Direct Auto $1,385

2011 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
American National P $357
SECURA Insurance $745
EMC Insurance $908
Farmers Mutual of Nebraska $878
Erie $915
New York Central Mutual Fire $1,013
West Bend Mutual $977
North Star $1,052
Farm Bureau Mutual (IA Group) $1,057
Preferred Mutual $1,144

Cost of Nissan Leaf Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,860 $8,588 $10,074
18 $5,468 $8,017 $9,361
19 $4,803 $7,090 $8,283
20 $4,189 $6,188 $7,226
21 $3,547 $5,199 $6,043
22 $3,422 $5,025 $5,885
23 $3,020 $4,405 $5,170
24 $2,854 $4,184 $4,924
25 $2,478 $3,629 $4,225
30 $1,929 $2,803 $3,282
35 $1,794 $2,622 $3,108
40 $1,732 $2,543 $2,966
45 $1,692 $2,489 $2,904
55 $1,554 $2,247 $2,641
65 $1,620 $2,358 $2,754
75 $2,030 $2,988 $3,505

Nissan Leaf Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,817 $2,655 $3,372
Alaska $1,523 $2,087 $2,062
Arizona $1,733 $2,488 $3,640
Arkansas $1,861 $2,960 $3,267
California $2,080 $3,716 $2,081
Colorado $1,968 $2,733 $3,479
Connecticut $2,496 $3,846 $4,891
Delaware $2,067 $2,751 $3,515
Florida $2,450 $3,408 $4,419
Hawaii $799 $1,093 $803
Idaho $1,380 $1,837 $2,228
Illinois $1,440 $2,217 $2,500
Indiana $1,484 $2,303 $2,564
Iowa $1,164 $1,629 $1,917
Kansas $1,562 $2,290 $2,702
Kentucky $2,270 $3,325 $3,967
Louisiana $2,937 $4,405 $4,789
Maine $1,120 $1,545 $2,256
Maryland $1,801 $2,600 $2,876
Massachusetts $1,433 $2,492 $1,452
Michigan $3,464 $5,275 $8,318
Minnesota $1,446 $1,902 $2,685
Mississippi $1,716 $2,454 $2,487
Missouri $1,618 $2,304 $3,065
Montana $1,646 $2,319 $2,658
Nebraska $1,384 $2,071 $2,234
Nevada $2,307 $3,404 $3,615
New Hampshire $1,597 $2,519 $3,177
New Jersey $1,762 $2,771 $3,613
New Mexico $1,813 $2,683 $2,790
New York $1,685 $2,099 $3,484
North Carolina $1,027 $1,783 $1,263
North Dakota $1,395 $2,132 $2,528
Ohio $1,245 $1,949 $1,988
Oklahoma $2,031 $2,887 $3,246
Oregon $1,821 $2,439 $2,928
Pennsylvania $1,545 $2,250 $2,629
Rhode Island $2,592 $3,793 $4,268
South Carolina $1,738 $2,411 $3,338
South Dakota $1,551 $2,271 $2,624
Tennessee $1,860 $2,715 $3,631
Texas $1,850 $2,686 $3,333
Utah $1,577 $2,210 $3,055
Vermont $1,217 $1,888 $1,991
Virginia $1,147 $1,762 $1,721
Washington $1,510 $2,066 $2,460
West Virginia $1,533 $2,193 $2,732
Wisconsin $1,516 $2,367 $2,690
Wyoming $1,427 $1,998 $2,120
Georgia $1,989 $3,003 $3,014

FAQs

Who has the cheapest car insurance for a Nissan Leaf?

For the 2024 model year, USAA offers the most affordable car insurance for the Nissan Leaf.

Which company offers the best car insurance for a Nissan Leaf?

Considering their combination of low rates, comprehensive coverage, and excellent customer service ratings, we believe USAA provides the best car insurance option for a Nissan Leaf.

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