How Much Does Nissan Car Insurance Cost?
On average, it costs $215 per month to insure a Nissan, which adds up to about $2,589 a year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Nissan, established in 1933, is a Japanese automaker that produces a diverse lineup of reliable and innovative vehicles, including sedans, SUVs, and electric cars. The cost of insuring a Nissan varies based on several factors, including your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of insuring your Nissan and set your premium. The average cost to insure a Nissan is $2,589 per year.
How Much Does Nissan Insurance Cost?
The average cost to insure a Nissan is approximately $215 per month, amounting to about $2,589 annually. However, the insurance premium you pay will vary based on factors like your age, location, driving record, and the specific model of your Nissan.
Average Nissan Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Nissan, across all models, is $2,589 per year.
The Nissan Rogue is the cheapest model to insure, at $1,927 per year. On the other hand, the Nissan GT-R is the most expensive, at an average of $5,968 per year.
Use the table below to compare insurance rates for Nissan models.
| Nissan Model | Average Yearly Insurance Cost |
| Nissan 370Z | $2,869 |
| Nissan Altima | $2,602 |
| Nissan Armada | $2,541 |
| Nissan Frontier | $2,269 |
| Nissan GT-R | $5,968 |
| Nissan Kicks | $2,183 |
| Nissan Leaf | $2,296 |
| Nissan Maxima | $2,936 |
| Nissan Murano | $2,345 |
| Nissan NV | $2,273 |
| Nissan NV200 | $2,350 |
| Nissan Pathfinder | $2,381 |
| Nissan Rogue | $1,927 |
| Nissan Rogue Sport | $1,937 |
| Nissan Sentra | $2,302 |
| Nissan Titan | $2,466 |
| Nissan Titan XD | $2,477 |
| Nissan Versa | $2,480 |
Keep in mind that these numbers are averages, and the actual cost can differ based on where you live, your age, driving record, and the type of coverage you select.
Are Nissans Expensive To Insure?
The average monthly cost of car insurance nationwide is $157. By comparison, insuring a Nissan averages $215 per month, making it significantly more expensive. However, insurance rates tend to be model-specific rather than determined solely by brand, so it’s essential to check rates for your particular Nissan model.
Nissan 370Z Insurance Cost
The average cost of insuring a Nissan 370Z across all model years, is $1,274 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan 370Z | $1,403 |
| 2021 Nissan 370Z | $1,186 |
| 2020 Nissan 370Z | $1,176 |
| 2019 Nissan 370Z | $1,171 |
| 2018 Nissan 370Z | $1,431 |
Nissan Altima Insurance Cost
The average cost of insuring a Nissan Altima across all model years, is $789 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Altima | $1,217 |
| 2023 Nissan Altima | $879 |
| 2022 Nissan Altima | $826 |
| 2021 Nissan Altima | $588 |
| 2018 Nissan Altima | $438 |
Nissan Altima Insurance Cost
The average cost of insuring a Nissan Altima across all model years, is $789 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Altima | $1,217 |
| 2023 Nissan Altima | $879 |
| 2022 Nissan Altima | $826 |
| 2021 Nissan Altima | $588 |
| 2018 Nissan Altima | $438 |
Nissan Armada Insurance Cost
The average cost of insuring a Nissan Armada across all model years, is $1,314 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Armada | $1,731 |
| 2023 Nissan Armada | $1,636 |
| 2022 Nissan Armada | $1,287 |
| 2021 Nissan Armada | $923 |
| 2020 Nissan Armada | $994 |
Nissan Frontier Insurance Cost
The average cost of insuring a Nissan Frontier across all model years, is $1,020 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Frontier | $1,923 |
| 2023 Nissan Frontier | $763 |
| 2022 Nissan Frontier | $734 |
| 2021 Nissan Frontier | $813 |
| 2020 Nissan Frontier | $868 |
Nissan GT-R Insurance Cost
The average cost of insuring a Nissan GT-R across all model years, is $6,350 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan GT-R | $4,943 |
| 2023 Nissan GT-R | $14,129 |
| 2022 Nissan GT-R | $4,162 |
| 2021 Nissan GT-R | $4,250 |
| 2020 Nissan GT-R | $4,267 |
Nissan Kicks Insurance Cost
The average cost of insuring a Nissan Kicks across all model years, is $929 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Kicks | $1,377 |
| 2023 Nissan Kicks | $844 |
| 2022 Nissan Kicks | $878 |
| 2021 Nissan Kicks | $781 |
| 2020 Nissan Kicks | $763 |
Nissan Leaf Insurance Cost
The average cost of insuring a Nissan Leaf across all model years, is $1,509 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Leaf | $1,720 |
| 2023 Nissan Leaf | $1,759 |
| 2022 Nissan Leaf | $1,335 |
| 2021 Nissan Leaf | $1,612 |
| 2020 Nissan Leaf | $1,117 |
Nissan Maxima Insurance Cost
The average cost of insuring a Nissan Maxima across all model years, is $1,365 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Maxima | $1,806 |
| 2023 Nissan Maxima | $1,686 |
| 2022 Nissan Maxima | $1,136 |
| 2021 Nissan Maxima | $1,200 |
| 2020 Nissan Maxima | $997 |
Nissan Murano Insurance Cost
The average cost of insuring a Nissan Murano across all model years, is $1,530 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Murano | $4,100 |
| 2023 Nissan Murano | $1,549 |
| 2022 Nissan Murano | $713 |
| 2021 Nissan Murano | $661 |
| 2020 Nissan Murano | $627 |
Nissan NV Insurance Cost
The average cost of insuring a Nissan NV across all model years, is $1,481 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan NV | $1,624 |
| 2021 Nissan NV | $1,417 |
| 2020 Nissan NV | $1,857 |
| 2019 Nissan NV | $916 |
| 2020 Nissan NV | $1,592 |
Nissan NV 200 Insurance Cost
The average cost of insuring a Nissan NV 200 across all model years, is $1,742 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan NV 200 | $2,336 |
| 2021 Nissan NV 200 | $2,303 |
| 2020 Nissan NV 200 | $1,150 |
| 2019 Nissan NV 200 | $1,431 |
| 2018 Nissan NV 200 | $1,493 |
Nissan Pathfinder Insurance Cost
The average cost of insuring a Nissan Pathfinder across all model years, is $1,122 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Pathfinder | $2,509 |
| 2023 Nissan Pathfinder | $940 |
| 2022 Nissan Pathfinder | $944 |
| 2021 Nissan Pathfinder | $645 |
| 2020 Nissan Pathfinder | $569 |
Nissan Rogue Insurance Cost
The average cost of insuring a Nissan Rogue across all model years, is $843 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Rogue | $1,399 |
| 2023 Nissan Rogue | $410 |
| 2022 Nissan Rogue | $944 |
| 2021 Nissan Rogue | $870 |
| 2020 Nissan Rogue | $588 |
Nissan Rogue Sport Insurance Cost
The average cost of insuring a Nissan Rogue Sport across all model years, is $686 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Rogue Sport | $633 |
| 2022 Nissan Rogue Sport | $585 |
| 2021 Nissan Rogue Sport | $832 |
| 2020 Nissan Rogue Sport | $744 |
| 2019 Nissan Rogue Sport | $634 |
Nissan Sentra Insurance Cost
The average cost of insuring a Nissan Sentra across all model years, is $808 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Sentra | $1,072 |
| 2023 Nissan Sentra | $689 |
| 2022 Nissan Sentra | $693 |
| 2021 Nissan Sentra | $764 |
| 2020 Nissan Sentra | $823 |
Nissan Titan Insurance Cost
The average cost of insuring a Nissan Titan across all model years, is $1,280 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Titan | $2,382 |
| 2023 Nissan Titan | $689 |
| 2022 Nissan Titan | $1,422 |
| 2021 Nissan Titan | $732 |
| 2020 Nissan Titan | $1,176 |
Nissan Titan XD Insurance Cost
The average cost of insuring a Nissan Titan XD across all model years, is $1,624 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Titan XD | $2,083 |
| 2022 Nissan Titan XD | $1,783 |
| 2021 Nissan Titan XD | $1,581 |
| 2020 Nissan Titan XD | $1,482 |
| 2019 Nissan Titan XD | $1,188 |
Nissan Versa Insurance Cost
The average cost of insuring a Nissan Versa across all model years, is $881 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Nissan Versa | $1,035 |
| 2023 Nissan Versa | $1,060 |
| 2022 Nissan Versa | $993 |
| 2021 Nissan Versa | $756 |
| 2020 Nissan Versa | $559 |
Cheapest Car Insurance Companies For Nissans
The cost of your Nissan car insurance policy will depend on the company that you choose. State Farm offers the cheapest rates for insuring a Nissan, at $1,669 per year.
Use the table below to compare cheap full-coverage rates for a Nissan.
| Company | Average Annual Premium |
| State Farm | $1,669 |
| Progressive | $2,234 |
| GEICO | $1,866 |
| Farmers | $2,677 |
| Nationwide | $2,210 |
Nissan Car Insurance Cost – By Driver Age
The rates you pay to insure a Nissan will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $8,778 |
| 18 | $8,163 |
| 19 | $7,230 |
| 20 | $6,303 |
| 21 | $5,288 |
| 22 | $5,137 |
| 23 | $4,506 |
| 24 | $4,268 |
| 25 | $3,688 |
| 30 | $2,877 |
| 35 | $2,698 |
| 40 | $2,586 |
| 45 | $2,525 |
| 55 | $2,315 |
| 65 | $2,402 |
| 75 | $3,038 |
Average Nissan Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| Farmers | $163 |
| Travelers | $187 |
| Elephant | $198 |
| Nationwide | $215 |
| Progressive | $282 |
| Clearcover | $220 |
| Safeco | $222 |
| Direct Auto | $250 |
| National General | $253 |
| State Auto | $265 |
| Mercury | $267 |
| Midvale Home & Auto | $274 |
| Kemper | $304 |
| Liberty Mutual | $308 |
| Dairyland | $371 |
| Bristol West | $404 |
| Infinity | $408 |
| CSAA | $434 |
| The General | $454 |
| Freedom National | $476 |
| Hallmark | $531 |
Average Nissan Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,732 |
| Alaska | $2,130 |
| Arizona | $2,524 |
| Arkansas | $2,766 |
| California | $3,169 |
| Colorado | $2,902 |
| Connecticut | $3,782 |
| Delaware | $3,132 |
| Florida | $3,666 |
| Hawaii | $1,193 |
| Idaho | $2,029 |
| Illinois | $2,173 |
| Indiana | $2,213 |
| Iowa | $1,772 |
| Kansas | $2,401 |
| Kentucky | $3,433 |
| Louisiana | $4,363 |
| Maine | $1,663 |
| Maryland | $2,656 |
| Massachusetts | $2,072 |
| Michigan | $5,262 |
| Minnesota | $2,091 |
| Mississippi | $2,585 |
| Missouri | $2,418 |
| Montana | $2,486 |
| Nebraska | $2,128 |
| Nevada | $3,508 |
| New Hampshire | $2,430 |
| New Jersey | $2,656 |
| New Mexico | $2,624 |
| New York | $2,278 |
| North Carolina | $1,520 |
| North Dakota | $2,099 |
| Ohio | $1,870 |
| Oklahoma | $2,989 |
| Oregon | $2,721 |
| Pennsylvania | $2,324 |
| Rhode Island | $3,790 |
| South Carolina | $2,602 |
| South Dakota | $2,316 |
| Tennessee | $2,755 |
| Texas | $2,762 |
| Utah | $2,319 |
| Vermont | $1,674 |
| Virginia | $1,727 |
| Washington | $2,266 |
| West Virginia | $2,313 |
| Wisconsin | $2,245 |
| Wyoming | $2,146 |
| Georgia | $2,974 |
How To Save Money On Nissan Car Insurance?
Owning a Nissan involves several expenses, with car insurance being one of the largest. However, there are ways to reduce your insurance costs. Here’s how:
Maintain a Clean Driving Record
Insurance companies consider your driving history very important when setting your premium. Avoiding accidents and traffic tickets demonstrates that you are a low-risk driver, which can help lower your insurance costs.
Bundle Your Policies
Many insurance companies give discounts if you bundle multiple policies, such as home and auto insurance. This makes it easier to manage your insurance and can also reduce your premiums.
Raise Your Deductible
Raising your deductible—the amount you pay yourself before your insurance starts—can reduce your premium. Just make sure you can handle the higher deductible if you need to make a claim.
Install Safety Features
Nissan vehicles have many built-in safety features, but adding extra measures like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
Take Advantage of Discounts
Insurance companies frequently provide discounts for things like being a good student, having a clean driving record, or taking a defensive driving course. Check with your insurer to see if you qualify for any of these discounts.
Shop Around
Insurance premiums can differ a lot between providers. It’s important to compare quotes and pick the insurer that gives you the best value for your situation.
Consider Usage-Based Insurance
If you don’t drive your Nissan much, consider usage-based insurance. This type of policy sets your premium based on how often you drive, which could save you money if your Nissan isn’t your primary vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Nissan Model To Insure?
At $5,968 per year, the Nissan GT-R is the most expensive Nissan model for car insurance.
What Is The Cheapest Nissan Model To Insure?
The Nissan Rogue is the cheapest model for car insurance, at $1,927 per year.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.