Nissan Murano Car Insurance Cost 2025
The average cost of insuring a Nissan Murano is $1,350 per year. However, your actual premium may vary depending on factors such as your age, the car’s model year, your location, and other personal details. To get a more accurate estimate tailored to your profile, you can refer to our quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
The average cost to insure a Nissan Murano is around $1,350 per year for full coverage, making it relatively affordable compared to other midsize SUVs.
This pricing reflects the Murano’s strong safety ratings, moderate repair costs, and family-friendly design, which typically result in fewer high-cost claims. While exact premiums vary based on factors like age, location, driving history, and the insurance provider, the Murano’s reputation as a reliable and safe vehicle helps keep insurance costs in check.
Drivers looking for an SUV that balances comfort, performance, and reasonable insurance expenses may find the 2025 Nissan Murano a solid choice.
How Much Does Nissan Murano Car Insurance Cost?
On average, Nissan Murano drivers pay around $1,350 per year for car insurance. However, actual rates can vary based on factors such as age, driving history, location, and coverage options.
The cost of car insurance varies significantly based on several factors, including location, driving history, vehicle model year, and coverage options. Maintaining a clean driving record can lower premiums, while accidents or traffic violations may increase costs. Urban areas with heavy traffic typically have higher insurance rates than rural regions. Additionally, comprehensive coverage, which includes both collision and comprehensive protection, is generally more expensive than minimum liability coverage. The cost of insuring a Nissan Murano is lower than the average for all Nissan models and is also more affordable compared to the overall average for all cars. Insuranceopedia can help you compare quotes from different auto insurance providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Murano | $148 |
| All Nissans | $182 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Murano By Model Year
| Model Year | Average Premium |
| 2025 Nissan Murano | $1,356 |
| 2024 Nissan Murano | $4,078 |
| 2023 Nissan Murano | $1,541 |
| 2022 Nissan Murano | $709 |
| 2021 Nissan Murano | $657 |
| 2020 Nissan Murano | $624 |
| 2019 Nissan Murano | $809 |
| 2018 Nissan Murano | $769 |
| 2017 Nissan Murano | $625 |
| 2016 Nissan Murano | $614 |
| 2015 Nissan Murano | $706 |
| 2014 Nissan Murano | $565 |
| 2013 Nissan Murano | $722 |
| 2012 Nissan Murano | $645 |
| 2011 Nissan Murano | $564 |
| 2010 Nissan Murano | $582 |
2025 Nissan Murano Insurance Rates
The average annual insurance cost for a 2025 Nissan Murano is $1,356. However, Nationwide offers the cheapest rates, averaging $1,080 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,550 |
| Plymouth Rock Assurance | $1,590 |
| Erie Insurance | $1,300 |
| USAA | $1,430 |
| GEICO | $1,360 |
| Progressive | $1,480 |
| Nationwide | $1,080 |
| Vermont Mutual | $1,310 |
| Allied | $1,060 |
| Travelers | $1,400 |
2024 Nissan Murano Insurance Rates
The average annual insurance cost for a 2024 Nissan Murano is $4,078. However, USAA offers the cheapest rates, averaging $2,502 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $3,395 |
| Esurance | $6,144 |
| Travelers | $4,034 |
| New York Central Mutual Fire | $3,536 |
| USAA | $2,502 |
| State Farm | $3,556 |
| Erie | $2,971 |
| Hanover | $4,636 |
| Chubb | $6,023 |
| Allstate | $3,981 |
2023 Nissan Murano Insurance Rates
The average annual insurance cost for a 2023 Nissan Murano is $1,541. However, Nationwide offers the cheapest rates, averaging $1,179 per year.
| Insurance Provider | Average Annual Cost |
| Grange | $1,364 |
| Southern Farm Bureau | $1,881 |
| California Capital | $1,713 |
| Mercury | $1,498 |
| Nationwide | $1,179 |
| 21st Century | $1,389 |
| Direct Auto | $1,236 |
| Auto Club | $1,720 |
| Farmers | $1,823 |
| Allied | $1,607 |
2022 Nissan Murano Insurance Rates
The average annual insurance cost for a 2022 Nissan Murano is $709. However, Safeco offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $459 |
| SECURA Insurance | $956 |
| Tennessee Farmers | $941 |
| Buckeye Insurance Group | $807 |
| Safeco | $73 |
| Pekin Insurance | $611 |
| Mercury Insurance | $417 |
| Texas Farm Bureau Group | $953 |
| North Carolina Farm Bureau | $981 |
| Rockford Mutual Insurance | $894 |
2021 Nissan Murano Insurance Rates
The average annual insurance cost for a 2021 Nissan Murano is $657. However, Mercury Insurance offers the cheapest rates, averaging $371 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $371 |
| ALFA | $933 |
| Hastings Mutual Insurance Co | $766 |
| Buckeye Insurance Group | $734 |
| American National P | $344 |
| Safeco | $704 |
| NatGen Custom 360 | $374 |
| Utica National Ins Group | $783 |
| NatGen PPA | $809 |
| Pekin Insurance | $755 |
2020 Nissan Murano Insurance Rates
The average annual insurance cost for a 2020 Nissan Murano is $624. However, Safeco offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $323 |
| National General RAD | $925 |
| Buckeye Insurance Group | $821 |
| Mercury Insurance | $703 |
| Safeco | $115 |
| Concord Group | $592 |
| Kemper Personal Insurance | $288 |
| Patriot Group | $826 |
| Tennessee Farmers | $875 |
| American National P | $776 |
2019 Nissan Murano Insurance Rates
The average annual insurance cost for a 2019 Nissan Murano is $809. However, Safeco offers the cheapest rates, averaging $266 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $532 |
| SECURA Insurance | $1,070 |
| Buckeye Insurance Group | $948 |
| Tennessee Farmers | $951 |
| Safeco | $266 |
| Virginia Farm Bureau | $860 |
| Mercury Insurance | $408 |
| Indiana Farmers Mutual Ins | $1,032 |
| Texas Farm Bureau Group | $1,061 |
| AssuranceAmerica Mobile Max | $957 |
2018 Nissan Murano Insurance Rates
The average annual insurance cost for a 2018 Nissan Murano is $769. However, Safeco offers the cheapest rates, averaging $415 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $605 |
| SECURA Insurance | $1,040 |
| Texas Farm Bureau Group | $983 |
| Concord Group | $746 |
| Safeco | $415 |
| MMG Insurance Company | $581 |
| NatGen Custom 360 | $403 |
| Patriot Group | $1,022 |
| PEMCO | $996 |
| Commerce Group Inc | $897 |
Find Affordable Nissan Murano Insurance Rates
2017 Nissan Murano Insurance Rates
The average annual insurance cost for a 2017 Nissan Murano is $625. However, Safeco offers the cheapest rates, averaging $241 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $463 |
| Mercury Insurance | $936 |
| Texas Farm Bureau Group | $873 |
| Kemper Premium | $493 |
| Safeco | $241 |
| NatGen Value | $474 |
| American National P | $387 |
| PEMCO | $868 |
| NatGen PPA | $873 |
| Dairyland Broadform | $639 |
2016 Nissan Murano Insurance Rates
The average annual insurance cost for a 2016 Nissan Murano is $614. However, Mercury Insurance offers the cheapest rates, averaging $371 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $430 |
| SECURA Insurance | $912 |
| MMG Insurance Company | $798 |
| Safeco | $468 |
| NatGen Custom 360 | $385 |
| American National P | $453 |
| Mercury Insurance | $371 |
| North Carolina Farm Bureau | $829 |
| Patriot Group | $854 |
| Concord Group | $641 |
2015 Nissan Murano Insurance Rates
The average annual insurance cost for a 2015 Nissan Murano is $706. However, Mercury Insurance offers the cheapest rates, averaging $371 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $569 |
| National General Value | $919 |
| Concord Group | $873 |
| MMG Insurance Company | $818 |
| Safeco | $118 |
| Kemper Personal Insurance | $719 |
| American National P | $416 |
| Commerce Group Inc | $864 |
| North Carolina Farm Bureau | $923 |
| Virginia Farm Bureau | $840 |
2014 Nissan Murano Insurance Rates
The average annual insurance cost for a 2014 Nissan Murano is $565. However, Dairyland Auto 1 Month offers the cheapest rates, averaging $193 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $467 |
| Patriot Group | $818 |
| PEMCO | $672 |
| Buckeye Insurance Group | $575 |
| Dairyland Auto 1 Month | $193 |
| Safeco | $553 |
| AssuranceAmerica Mobile Max | $233 |
| MMG Insurance Company | $702 |
| NatGen Value | $764 |
| Mercury Insurance | $672 |
2013 Nissan Murano Insurance Rates
The average annual insurance cost for a 2013 Nissan Murano is $722. However, Safeco offers the cheapest rates, averaging $68 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $719 |
| Georgia Farm Bureau | $889 |
| IMT Insurance Company | $898 |
| PEMCO | $742 |
| Safeco | $68 |
| North Carolina Farm Bureau | $724 |
| American National P | $566 |
| Farm Bureau Mutual (IA Group) | $876 |
| SECURA Insurance | $922 |
| National General Value | $820 |
2012 Nissan Murano Insurance Rates
The average annual insurance cost for a 2012 Nissan Murano is $645. However, Safeco offers the cheapest rates, averaging $260 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $423 |
| SECURA Insurance | $904 |
| Mercury Insurance | $777 |
| Mercury Insurance Company | $754 |
| Safeco | $260 |
| PEMCO | $663 |
| NatGen Custom 360 | $308 |
| American National P | $806 |
| Pure Companies Grp | $821 |
| North Carolina Farm Bureau | $730 |
2011 Nissan Murano Insurance Rates
The average annual insurance cost for a 2011 Nissan Murano is $564. However, Safeco offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $504 |
| Commerce Group Inc | $744 |
| Kemper Auto | Infinity | $687 |
| Rural Mutual Insurance | $609 |
| Safeco | $150 |
| MMG Insurance Company | $599 |
| AssuranceAmerica Mobile Max | $289 |
| Aspire Advantage Roadside | $697 |
| Buckeye Insurance Group | $726 |
| Mercury Insurance | $636 |
2010 Nissan Murano Insurance Rates
The average annual insurance cost for a 2010 Nissan Murano is $582. However, Safeco offers the cheapest rates, averaging $122 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $502 |
| Safety Group | $809 |
| Mississippi Farm Bureau | $670 |
| West Bend Mutual | $644 |
| Safeco | $122 |
| Dairyland Broadform | $555 |
| Kemper Personal Insurance | $352 |
| Infinity Special | $746 |
| SECURA Insurance | $799 |
| Rural Mutual Insurance | $624 |
Find Affordable Nissan Murano Insurance Rates
Are Nissan Muranos Expensive To Insure?
The Nissan Murano is generally considered moderately priced to insure when compared to other midsize SUVs. Its solid safety ratings, standard driver-assist features, and relatively low claims history help keep premiums reasonable. However, factors like trim level, cost of repairs, and the Murano’s classification as a more upscale SUV can slightly raise insurance costs compared to basic crossovers. On average, full coverage for a 2025 Murano costs around $1,350 annually, though rates vary based on your driving history, location, and coverage choices. Drivers with clean records and strong credit may find it easier to secure more affordable insurance premiums.
Cost of Nissan Murano Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers tend to pay the highest premiums due to their higher accident risk, while older drivers generally benefit from lower rates as they are considered less risky by insurers.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,646 | $11,220 | $13,099 |
| 18 | $7,122 | $10,449 | $12,187 |
| 19 | $6,300 | $9,241 | $10,791 |
| 20 | $5,511 | $8,081 | $9,390 |
| 21 | $4,618 | $6,768 | $7,914 |
| 22 | $4,468 | $6,574 | $7,698 |
| 23 | $3,915 | $5,711 | $6,736 |
| 24 | $3,714 | $5,503 | $6,398 |
| 25 | $3,242 | $4,748 | $5,497 |
| 30 | $2,490 | $3,697 | $4,263 |
| 35 | $2,303 | $3,468 | $4,064 |
| 40 | $2,261 | $3,317 | $3,889 |
| 45 | $2,200 | $3,227 | $3,787 |
| 55 | $2,007 | $2,942 | $3,479 |
| 65 | $2,073 | $3,062 | $3,567 |
| 75 | $2,636 | $3,890 | $4,565 |
Nissan Murano Car Insurance Rates By State
Your location significantly impacts how insurance companies determine rates. Each state has its own regulations, which can affect premiums—for instance, Michigan requires higher coverage levels, leading to increased costs. Additionally, climate conditions, such as hurricanes, storms, and flooding, can influence rates. Crime and accident statistics, including thefts and fatal crashes, also play a role in calculating Nissan Murano insurance costs. Insurers assess all these factors to determine your exact premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,376 | $3,489 | $4,431 |
| Alaska | $1,950 | $2,740 | $2,643 |
| Arizona | $2,260 | $3,254 | $4,770 |
| Arkansas | $2,408 | $3,864 | $4,226 |
| California | $2,690 | $4,827 | $2,754 |
| Colorado | $2,567 | $3,555 | $4,487 |
| Connecticut | $3,242 | $5,019 | $6,410 |
| Delaware | $2,693 | $3,602 | $4,594 |
| Florida | $3,228 | $4,401 | $5,796 |
| Hawaii | $1,028 | $1,444 | $1,026 |
| Idaho | $1,769 | $2,397 | $2,938 |
| Illinois | $1,902 | $2,880 | $3,300 |
| Indiana | $1,949 | $2,959 | $3,376 |
| Iowa | $1,550 | $2,138 | $2,458 |
| Kansas | $2,041 | $2,981 | $3,521 |
| Kentucky | $2,959 | $4,356 | $5,122 |
| Louisiana | $3,845 | $5,748 | $6,286 |
| Maine | $1,463 | $1,965 | $2,936 |
| Maryland | $2,297 | $3,420 | $3,760 |
| Massachusetts | $1,831 | $3,263 | $1,896 |
| Michigan | $4,479 | $6,844 | $10,879 |
| Minnesota | $1,848 | $2,482 | $3,508 |
| Mississippi | $2,220 | $3,209 | $3,198 |
| Missouri | $2,141 | $3,030 | $3,947 |
| Montana | $2,185 | $3,002 | $3,451 |
| Nebraska | $1,809 | $2,705 | $2,943 |
| Nevada | $3,021 | $4,438 | $4,700 |
| New Hampshire | $2,066 | $3,299 | $4,167 |
| New Jersey | $2,317 | $3,608 | $4,693 |
| New Mexico | $2,338 | $3,504 | $3,617 |
| New York | $2,136 | $2,727 | $4,554 |
| North Carolina | $1,356 | $2,295 | $1,674 |
| North Dakota | $1,838 | $2,784 | $3,320 |
| Ohio | $1,647 | $2,507 | $2,588 |
| Oklahoma | $2,634 | $3,774 | $4,253 |
| Oregon | $2,372 | $3,196 | $3,817 |
| Pennsylvania | $1,993 | $2,945 | $3,437 |
| Rhode Island | $3,377 | $4,928 | $5,543 |
| South Carolina | $2,263 | $3,167 | $4,367 |
| South Dakota | $2,088 | $2,980 | $3,406 |
| Tennessee | $2,396 | $3,566 | $4,709 |
| Texas | $2,426 | $3,499 | $4,370 |
| Utah | $2,087 | $2,859 | $3,963 |
| Vermont | $1,563 | $2,426 | $2,593 |
| Virginia | $1,525 | $2,319 | $2,221 |
| Washington | $1,995 | $2,717 | $3,196 |
| West Virginia | $1,996 | $2,845 | $3,580 |
| Wisconsin | $1,991 | $3,124 | $3,536 |
| Wyoming | $1,851 | $2,581 | $2,724 |
| Georgia | $2,608 | $3,927 | $3,920 |
Find Affordable Nissan Murano Insurance Rates
Cheapest Car Insurance Companies For A Nissan Murano
The table above presents estimated annual and monthly premiums for insuring a 2025 Nissan Murano from five different insurance providers. FirstChicago offers the most competitive rate at approximately $1,140 annually, translating to about $95 per month. Shelter Mutual and Nationwide both provide coverage at around $1,180 per year, equating to approximately $98 monthly. Mercury Insurance and Erie Insurance offer slightly higher premiums, at $1,230 and $1,260 annually, respectively.
| Insurance Company | Average Monthly |
| FirstChicago | $95 |
| Shelter Mutual | $98 |
| Mercury Insurance | $103 |
| Erie Insurance | $105 |
| Nationwide | $97 |
Common Nissan Murano Insurance Discounts
Discounts can help lower your Nissan Murano insurance costs. Common discounts include:
- Multi-policy: Bundling your home and auto insurance with the same provider can reduce your premium.
- Pay annually: Paying your premium in full instead of monthly can lead to savings.
- Defensive driving: Completing a certified defensive driving course may qualify you for a discount.
Additional discounts may be available based on your specific circumstances. It’s best to consult your insurance agent to find out which ones you qualify for.
Ways To Save On Nissan Murano Insurance Costs
Keeping a clean driving record is key to lowering your Nissan Murano insurance costs. A single speeding ticket can raise your premium to $108 per month, while multiple accidents can increase it to an average of $155 per month. Avoiding traffic violations and accidents helps keep rates low. Additionally, low-mileage drivers tend to pay less for insurance. Nissan Murano owners who drive between 2,501 and 5,000 miles annually can expect to pay around $81 per month, whereas those who drive over 10,000 miles per year will pay approximately $86 per month.
Compare Nissan Murano To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
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- Nissan Frontier Car Insurance
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- Nissan Kicks Car Insurance
- Nissan Leaf Car Insurance
- Nissan Maxima Car Insurance
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- Nissan Rogue Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual insurance costs may vary based on personal factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Murano?
Yes, you will need to provide proof of insurance before you can drive your Nissan Murano off the dealership lot. The best approach is to purchase a policy beforehand and inform your insurance company that you are about to buy the car. This way, you can ensure you’re covered right away without relying on dealership insurance.
How Can You Get The Cheapest Insurance For Your Nissan Murano?
The best way to find the cheapest rates for your Nissan Murano is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website.
