Nissan 370Z Car Insurance Cost 2025
On average, getting insurance for a Nissan 370Z costs around $1,557 per year. However, the actual cost can vary depending on factors such as your age, the model year of the car, and other personal considerations. To get a more accurate estimate of your specific costs, you can use our quote tables below.
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The Nissan 370Z is a sleek, performance-focused sports car, and while it’s known for speed and handling, those same traits can influence how much it costs to insure.
In 2025, the average annual premium for full coverage on a Nissan 370Z is approximately $1,557, which works out to around $130 per month. Insurance costs for this model are higher than the average sedan but still relatively affordable for a sports coupe.
Factors like the vehicle’s engine power, repair costs, and potential for higher-risk driving behaviors can affect rates. Comparing multiple quotes is key to finding the most competitive premium.
How Much Does Nissan 370Z Car Insurance Cost?
Typically, Nissan 370Z drivers can find car insurance at an average rate of $1,557 per year.
Although Dairyland’s rate is a good reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your rates.
Furthermore, residing in a busy urban area may lead to higher insurance costs compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally costs more than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you find the most favorable deal for your needs.
Average Insurance Cost Of Nissan 370Z Model Year
| Model Year | Average Premium |
| 2025 Nissan 370Z | $1,515 |
| 2024 Nissan 370Z | $1,395 |
| 2021 Nissan 370Z | $1,180 |
| 2020 Nissan 370Z | $1,170 |
| 2019 Nissan 370Z | $1,165 |
| 2018 Nissan 370Z | $1,423 |
| 2017 Nissan 370Z | $1,582 |
| 2016 Nissan 370Z | $1,330 |
| 2015 Nissan 370Z | $1,139 |
| 2014 Nissan 370Z | $1,145 |
| 2013 Nissan 370Z | $1,788 |
| 2012 Nissan 370Z | $1,343 |
| 2011 Nissan 370Z | $1,254 |
| 2010 Nissan 370Z | $733 |
2025 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2025 Nissan 370Z is $1,515. However, USAA offers the cheapest rates, averaging $1,139 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,139 |
| State Farm | $1,230 |
| GEICO | $1,390 |
| Nationwide | $1,416 |
| Travelers | $1,637 |
| Farmers | $1,710 |
| Progressive | $1,777 |
| Allstate | $1,890 |
| Erie | $1,555 |
| Vermont Mutual | $1,404 |
2024 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2024 Nissan 370Z is $1,395. However, Dairyland offers the cheapest rates, averaging $542 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $635 |
| Mercury | $2,564 |
| Penn National | $1,987 |
| National General | $1,358 |
| Dairyland | $542 |
| Plymouth Rock | $947 |
| SafeAuto | $788 |
| Republic Indemnity | $1,982 |
| MO Farm Bureau Services | $1,953 |
| Texas Farm Bureau Group | $1,197 |
2021 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2021 Nissan 370Z is $1,180. However, Dairyland offers the cheapest rates, averaging $362 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $626 |
| Mercury | $1,983 |
| Penn National | $1,617 |
| National General | $1,118 |
| Dairyland | $362 |
| Plymouth Rock | $917 |
| SafeAuto | $508 |
| Republic Indemnity | $1,772 |
| MO Farm Bureau Services | $1,813 |
| Texas Farm Bureau Group | $1,087 |
2020 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2020 Nissan 370Z is $1,170. However, Texas Farm Bureau Group offers the cheapest rates, averaging $771 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Scored | $884 |
| 21st Century | $1,580 |
| Hastings Mutual Insurance Co | $1,329 |
| SECURA Insurance | $1,138 |
| Pekin Insurance | $728 |
| Tennessee Farmers | $1,137 |
| Texas Farm Bureau Group | $771 |
| Penn National | $1,446 |
| Capital Insurance Group | $1,420 |
| Rockford Mutual Insurance | $1,265 |
2019 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2019 Nissan 370Z is $1,165. However, Safeco offers the cheapest rates, averaging $299 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $878 |
| GMAC Insurance Group | $1,664 |
| PEMCO | $1,504 |
| Kemper Auto | Infinity | $1,112 |
| Safeco | $299 |
| Farm Bureau Mutual (IA Group) | $1,045 |
| American National P | $773 |
| Liberty Mutual | $1,530 |
| Hastings Mutual Insurance Co | $1,639 |
| National General | $1,202 |
2018 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2018 Nissan 370Z is $1,423. However, National General Value offers the cheapest rates, averaging $641 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,274 |
| New York Central Mutual Fire | $1,981 |
| American Family | $1,719 |
| Texas Farm Bureau Group | $1,308 |
| National General Value | $641 |
| Tennessee Farmers | $1,232 |
| Indiana Farmers Mutual Ins | $994 |
| USAA | $1,835 |
| Hastings Mutual Insurance Co | $1,916 |
| Penn National | $1,325 |
2017 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2017 Nissan 370Z is $1,582. However, Mercury Insurance Company offers the cheapest rates, averaging $895 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,100 |
| Georgia Farm Bureau | $2,057 |
| Oregon Mutual | $2,042 |
| PEMCO | $1,491 |
| Mercury Insurance Company | $895 |
| Capital Insurance Group | $1,418 |
| Texas Farm Bureau Group | $1,023 |
| SafeAuto | $2,011 |
| Unigard | $2,096 |
| GMAC Insurance Group | $1,690 |
2016 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2016 Nissan 370Z is $1,330. However, Kemper Auto | Infinity offers the cheapest rates, averaging $812 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,230 |
| National General Value | $1,660 |
| PEMCO | $1,554 |
| North Carolina Farm Bureau | $1,240 |
| Kemper Auto | Infinity | $812 |
| Texas Farm Bureau Group | $1,242 |
| Virginia Farm Bureau | $864 |
| Capital Insurance Group | $1,535 |
| Oregon Mutual | $1,633 |
| Mississippi Farm Bureau | $1,531 |
Find Affordable Nissan 370Z Car Insurance Rates
2015 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2015 Nissan 370Z is $1,139. However, Safeco offers the cheapest rates, averaging $513 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $752 |
| National Grange Mutual | $1,790 |
| NatGen Custom 360 | $1,169 |
| Virginia Farm Bureau | $1,130 |
| Safeco | $513 |
| SECURA Insurance | $1,132 |
| NatGen PPA | $741 |
| Jupiter Auto Insurance | $1,375 |
| Country | $1,595 |
| Texas Farm Bureau Group | $1,195 |
2014 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2014 Nissan 370Z is $1,145. However, Safeco offers the cheapest rates, averaging $79 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $888 |
| Republic Indemnity | $1,817 |
| SafeAuto | $1,274 |
| Kemper Auto | $1,103 |
| Safeco | $79 |
| Clearcover | $1,055 |
| Texas Farm Bureau Group | $555 |
| IMT Insurance Company | $1,650 |
| New Jersey Manufacturers | $1,758 |
| New York Central Mutual Fire | $1,270 |
2013 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2013 Nissan 370Z is $1,788. However, Texas Farm Bureau Group offers the cheapest rates, averaging $957 per year.
| Insurance Provider | Average Annual Cost |
| Republic Indemnity | $1,388 |
| California Capital | $2,253 |
| Capital Insurance Group | $2,024 |
| USAA | $2,034 |
| Texas Farm Bureau Group | $957 |
| Erie | $1,683 |
| SECURA Insurance | $1,093 |
| State Auto | $2,185 |
| American Independent Ins Co | $2,211 |
| Atlantic States Insurance | $2,054 |
2012 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2012 Nissan 370Z is $1,343. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $909 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,125 |
| USAA | $1,768 |
| SafeAuto | $1,428 |
| Utica National Ins Group | $1,259 |
| Farm Bureau Mutual (IA Group) | $909 |
| Erie | $1,209 |
| Texas Farm Bureau Group | $1,059 |
| New Jersey Manufacturers | $1,662 |
| Capital Insurance Group | $1,655 |
| Virginia Farm Bureau | $1,357 |
2011 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2011 Nissan 370Z is $1,254. However, SafeAuto offers the cheapest rates, averaging $514 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $916 |
| Dairyland FR Bond | $1,720 |
| Erie | $1,406 |
| Penn National | $1,278 |
| SafeAuto | $514 |
| Grange Mutual | $1,261 |
| Dairyland Broadform | $896 |
| Georgia Farm Bureau | $1,554 |
| Virginia Farm Bureau | $1,606 |
| 21st Century | $1,390 |
2010 Nissan 370Z Insurance Rates
The average annual insurance cost for a 2010 Nissan 370Z is $733. However, Safeco offers the cheapest rates, averaging $186 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $593 |
| Buckeye Insurance Group | $1,007 |
| Indiana Farmers Mutual Ins | $964 |
| PEMCO | $806 |
| Safeco | $186 |
| SafeAuto | $681 |
| Kemper Auto | Infinity | $316 |
| Hastings Mutual Insurance Co | $937 |
| Virginia Farm Bureau | $1,002 |
| Western Reserve | $841 |
Are Nissan 370Zs Expensive To Insure?
The Nissan 370Z is moderately priced to insure for a sports car, though rates are typically higher than for sedans or compact SUVs. In 2025, the average annual premium for full coverage is around $1,557, or roughly $130 per month. This cost reflects the car’s sporty performance, rear-wheel drive, and higher repair expenses compared to more practical models. Insurance providers also factor in the likelihood of aggressive driving and theft risk. However, drivers with clean records, good credit, and safety features can often secure lower rates. Shopping around and comparing quotes is essential to find the most affordable coverage for a 370Z.
Cost of Nissan 370Z Car Insurance By Age
Age is a key factor in determining car insurance rates, as insurers assess risk based on statistical accident data. Teenagers typically face the highest premiums since they are more likely to be involved in accidents than any other age group. However, as drivers gain experience and establish a history of safe driving, their premiums tend to decrease, reflecting a lower insurance risk.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,686 | $14,239 | $16,662 |
| 18 | $9,036 | $13,237 | $15,533 |
| 19 | $7,958 | $11,715 | $13,683 |
| 20 | $6,962 | $10,214 | $11,971 |
| 21 | $5,847 | $8,577 | $10,045 |
| 22 | $5,680 | $8,351 | $9,732 |
| 23 | $5,003 | $7,328 | $8,549 |
| 24 | $4,710 | $6,963 | $8,097 |
| 25 | $4,090 | $5,988 | $6,985 |
| 30 | $3,173 | $4,625 | $5,446 |
| 35 | $3,017 | $4,351 | $5,128 |
| 40 | $2,831 | $4,207 | $4,908 |
| 45 | $2,805 | $4,090 | $4,788 |
| 55 | $2,543 | $3,730 | $4,392 |
| 65 | $2,677 | $3,929 | $4,583 |
| 75 | $3,350 | $4,946 | $5,813 |
Nissan 370Z Car Insurance Rates By State
Your location plays a significant role in determining your Nissan 370Z insurance rates, as each state regulates auto insurance differently. For example, Michigan drivers often pay higher premiums due to the state’s requirement for higher coverage levels. Additionally, local climate conditions impact rates, as states prone to extreme weather—such as hurricanes, storms, or flooding—may have higher premiums. Crime and accident statistics in your area also influence costs, with higher rates of car thefts, crashes, and vehicle fatalities leading to increased insurance prices. Insurance companies take all these factors into account when calculating your exact premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,060 | $4,390 | $5,614 |
| Alaska | $2,492 | $3,454 | $3,393 |
| Arizona | $2,788 | $4,105 | $6,015 |
| Arkansas | $3,112 | $4,902 | $5,371 |
| California | $3,428 | $6,132 | $3,423 |
| Colorado | $3,235 | $4,525 | $5,695 |
| Connecticut | $4,164 | $6,379 | $8,124 |
| Delaware | $3,381 | $4,569 | $5,841 |
| Florida | $4,068 | $5,608 | $7,307 |
| Hawaii | $1,326 | $1,804 | $1,300 |
| Idaho | $2,322 | $3,074 | $3,704 |
| Illinois | $2,395 | $3,681 | $4,166 |
| Indiana | $2,501 | $3,774 | $4,232 |
| Iowa | $1,985 | $2,726 | $3,198 |
| Kansas | $2,602 | $3,813 | $4,451 |
| Kentucky | $3,800 | $5,564 | $6,523 |
| Louisiana | $4,851 | $7,333 | $7,908 |
| Maine | $1,800 | $2,536 | $3,738 |
| Maryland | $2,951 | $4,331 | $4,753 |
| Massachusetts | $2,380 | $4,161 | $2,382 |
| Michigan | $5,723 | $8,712 | $13,751 |
| Minnesota | $2,355 | $3,164 | $4,386 |
| Mississippi | $2,812 | $4,057 | $4,058 |
| Missouri | $2,688 | $3,851 | $5,051 |
| Montana | $2,732 | $3,819 | $4,453 |
| Nebraska | $2,267 | $3,400 | $3,699 |
| Nevada | $3,762 | $5,652 | $5,939 |
| New Hampshire | $2,626 | $4,189 | $5,292 |
| New Jersey | $2,925 | $4,570 | $5,966 |
| New Mexico | $2,987 | $4,448 | $4,618 |
| New York | $2,781 | $3,484 | $5,779 |
| North Carolina | $1,741 | $2,935 | $2,111 |
| North Dakota | $2,345 | $3,554 | $4,212 |
| Ohio | $2,076 | $3,252 | $3,300 |
| Oklahoma | $3,347 | $4,763 | $5,392 |
| Oregon | $3,027 | $4,077 | $4,841 |
| Pennsylvania | $2,583 | $3,771 | $4,375 |
| Rhode Island | $4,288 | $6,264 | $7,055 |
| South Carolina | $2,908 | $4,022 | $5,553 |
| South Dakota | $2,612 | $3,745 | $4,286 |
| Tennessee | $3,061 | $4,493 | $5,959 |
| Texas | $3,070 | $4,463 | $5,529 |
| Utah | $2,618 | $3,697 | $5,073 |
| Vermont | $2,019 | $3,090 | $3,264 |
| Virginia | $1,897 | $2,939 | $2,846 |
| Washington | $2,508 | $3,377 | $4,106 |
| West Virginia | $2,530 | $3,608 | $4,505 |
| Wisconsin | $2,519 | $3,959 | $4,503 |
| Wyoming | $2,328 | $3,286 | $3,539 |
| Georgia | $3,269 | $4,978 | $5,003 |
Cheapest Car Insurance Companies For A Nissan 370Z
The table shows five of the most affordable car insurance providers for the 2025 Nissan 370Z, with adjusted annual and monthly premiums. Each insurer listed offers competitive rates, though the order has been shuffled to avoid implying a ranked list. The adjusted annual premium reflects an estimate of the yearly insurance cost, slightly modified within a 5% range to account for typical pricing variability. The adjusted monthly premium is simply the annual cost divided by twelve, giving drivers a clear idea of what they might expect to pay each month. These figures are general benchmarks, and actual quotes will vary based on factors like driving history, age, location, and chosen coverage levels. Comparing rates from multiple companies is the best way to find the most affordable and suitable policy for your individual situation.
| Insurance Company | Average Monthly |
| State Farm | $102 |
| GEICO | $116 |
| Nationwide | $118 |
| Travelers | $136 |
| USAA | $95 |
Common Nissan 370Z Insurance Discounts
Discounts are an effective way to lower your Nissan 370Z insurance costs. Many auto insurance providers offer various discounts, and checking your eligibility for them can help reduce your premiums. Common discounts include multi-policy discounts, where bundling your home and auto insurance with one provider results in a lower rate; paying annually, which provides savings for those who pay their premium in full instead of monthly installments; and defensive driving discounts, available to those who complete certified defensive driving courses. Additional discounts may be available based on your profile, so consulting your insurance agent can help you identify and maximize your savings.
Compare Nissan 370Z To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
To determine the average cost of car insurance for a Nissan 370Z, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for this analysis was based on a 40-year-old male driver purchasing full-coverage insurance, which includes $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, these figures serve as general estimates, and your actual insurance costs may vary based on factors such as age, location, driving history, and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan 370Z?
Yes, you must provide proof of insurance before driving your Nissan 370Z off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming car purchase. This ensures you have coverage ready, rather than relying on insurance options offered by the dealership, which may not always provide the best rates or coverage options.
How Can You Get The Cheapest Insurance For Your Nissan 370Z?
The most effective way to find the cheapest insurance rates for your Nissan 370Z is to shop around and compare quotes from different auto insurance providers. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple companies directly on their website.
