Nissan Titan Car Insurance Cost 2025
The average cost to insure a Nissan Titan is $1,010 per year. However, the actual price you’ll pay can vary depending on factors like your age, the model year of your vehicle, and other considerations. To get a more accurate estimate of your specific insurance costs, you can use our quote tables below.
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If you’re thinking about buying a Nissan Titan, one important factor to think about is the insurance expense. On average, insurance for a Nissan Titan costs $1,010 per year. Insurance plays a major role in owning a car, so it’s crucial to understand the costs before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially expensive bills later on. It’s important to have enough coverage in case of an accident to avoid large out-of-pocket costs. Additionally, being found at fault in an accident could lead to higher premiums.
With more than ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and where you live can significantly impact how much you pay for insurance.
How Much Does Nissan Titan Car Insurance Cost?
Typically, Nissan Titan drivers can expect to pay an average of $1,010 per year for car insurance. However, this can vary based on factors such as the driver’s age, driving history, location, and the specific model year of the vehicle.
While Nationwide’s rate serves as a useful reference point, it’s essential to recognize that the price of car insurance can vary significantly due to several factors. These factors encompass your location, driving record, the model year of your car, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, whereas a track record of accidents or traffic violations may hike up your costs.
Moreover, residing in an urban area with heavy traffic could lead to higher rates compared to rural regions with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will be pricier than basic liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers to ensure you secure the best deal.
Average Insurance Cost Of Nissan Titan By Model Year
| Model Year | Average Premium |
| 2024 Nissan Titan | $2,369 |
| 2023 Nissan Titan | $2,256 |
| 2022 Nissan Titan | $1,414 |
| 2021 Nissan Titan | $728 |
| 2020 Nissan Titan | $1,170 |
| 2019 Nissan Titan | $973 |
| 2018 Nissan Titan | $785 |
| 2017 Nissan Titan | $849 |
| 2015 Nissan Titan | $934 |
| 2014 Nissan Titan | $674 |
| 2013 Nissan Titan | $820 |
| 2012 Nissan Titan | $600 |
| 2011 Nissan Titan | $699 |
| 2010 Nissan Titan | $584 |
2024 Nissan Titan Insurance Rates
The average annual insurance cost for a 2024 Nissan Titan is $2,369. However, Nationwide offers the cheapest rates, averaging $1,010 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,010 |
| Texas Farm Bureau Group | $1,381 |
| AssuranceAmerica Economy | $1,558 |
| USAA | $2,039 |
| Esurance | $2,173 |
| AssuranceAmerica Elite | $2,503 |
| State Farm | $2,629 |
| NatGen Value | $3,068 |
| Encompass | $3,655 |
| Permanent General | $3,673 |
2023 Nissan Titan Insurance Rates
The average annual insurance cost for a 2023 Nissan Titan is $2,256. However, Nationwide offers the cheapest rates, averaging $968 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $1,447 |
| Permanent General | $3,513 |
| State Farm | $2,494 |
| Esurance | $2,061 |
| Nationwide | $968 |
| USAA | $1,945 |
| Texas Farm Bureau Group | $1,308 |
| NatGen Value | $2,961 |
| Encompass | $3,476 |
| AssuranceAmerica Elite | $2,388 |
2022 Nissan Titan Insurance Rates
The average annual insurance cost for a 2022 Nissan Titan is $1,414. However, Kemper Auto | Infinity offers the cheapest rates, averaging $744 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,294 |
| Esurance | $1,758 |
| Erie | $1,579 |
| USAA | $1,388 |
| Kemper Auto | Infinity | $744 |
| Auto-Owners Insurance Co | $1,399 |
| Texas Farm Bureau Group | $1,213 |
| 21st Century | $1,627 |
| California Capital | $1,721 |
| Nationwide | $1,413 |
2021 Nissan Titan Insurance Rates
The average annual insurance cost for a 2021 Nissan Titan is $728. However, Safeco offers the cheapest rates, averaging $17 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $583 |
| Farm Bureau Mutual (IA Group) | $1,090 |
| SECURA Insurance | $984 |
| Pekin Insurance | $680 |
| Safeco | $17 |
| Hastings Mutual Insurance Co | $653 |
| Direct Auto | $299 |
| Kemper Auto | Infinity | $1,047 |
| Erie | $1,073 |
| Mercury Insurance | $855 |
2020 Nissan Titan Insurance Rates
The average annual insurance cost for a 2020 Nissan Titan is $1,170. However, Mercury Insurance offers the cheapest rates, averaging $713 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $1,109 |
| Virginia Farm Bureau | $1,433 |
| Automobile Club of Missouri | $1,281 |
| Penn National | $1,213 |
| Mercury Insurance | $713 |
| AssuranceAmerica | $1,139 |
| Safeco | $904 |
| Hastings Mutual Insurance Co | $1,336 |
| Mercury Insurance Company | $1,323 |
| Dairyland Auto | $1,248 |
2019 Nissan Titan Insurance Rates
The average annual insurance cost for a 2019 Nissan Titan is $973. However, Kemper Auto | Infinity offers the cheapest rates, averaging $412 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $719 |
| Mississippi Farm Bureau | $1,311 |
| Texas Farm Bureau Group | $1,210 |
| North Carolina Farm Bureau | $1,073 |
| Kemper Auto | Infinity | $412 |
| American National P | $723 |
| Safeco | $702 |
| Mercury Insurance | $1,242 |
| AssuranceAmerica Economy | $1,263 |
| PEMCO | $1,079 |
2018 Nissan Titan Insurance Rates
The average annual insurance cost for a 2018 Nissan Titan is $785. However, Safeco offers the cheapest rates, averaging $164 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $454 |
| Farm Bureau of ID Group | $1,304 |
| Mutual Of Enumclaw | $980 |
| Direct Auto | $856 |
| Safeco | $164 |
| AssuranceAmerica | $451 |
| American National P | $255 |
| Wolverine Mutual | $1,231 |
| Texas Farm Bureau Group | $1,282 |
| Mercury Insurance | $874 |
Find Affordable Nissan Titan Insurance Rates
2017 Nissan Titan Insurance Rates
The average annual insurance cost for a 2017 Nissan Titan is $849. However, Safeco offers the cheapest rates, averaging $91 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $481 |
| MO Farm Bureau Services | $1,293 |
| Buckeye Insurance Group | $1,185 |
| PEMCO | $918 |
| Safeco | $91 |
| American National P | $699 |
| Mercury Insurance | $371 |
| IMT Insurance Company | $1,242 |
| Farm Bureau Mutual (IA Group) | $1,233 |
| Capital Insurance Group | $980 |
2015 Nissan Titan Insurance Rates
The average annual insurance cost for a 2015 Nissan Titan is $934. However, Safeco offers the cheapest rates, averaging $614 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $728 |
| USAA | $1,298 |
| Texas Farm Bureau Group | $1,012 |
| North Carolina Farm Bureau | $894 |
| Safeco | $614 |
| Erie | $863 |
| SafeAuto | $739 |
| Penn National | $1,046 |
| Capital Insurance Group | $1,172 |
| PEMCO | $970 |
2014 Nissan Titan Insurance Rates
The average annual insurance cost for a 2014 Nissan Titan is $674. However, NatGen Value offers the cheapest rates, averaging $209 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $481 |
| Kemper Premium | $947 |
| Dairyland | $807 |
| Kemper Auto | Infinity | $782 |
| NatGen Value | $209 |
| SafeAuto | $523 |
| Mercury Insurance | $318 |
| SECURA Insurance | $945 |
| Pekin Insurance | $905 |
| Rural Mutual Insurance | $822 |
2013 Nissan Titan Insurance Rates
The average annual insurance cost for a 2013 Nissan Titan is $820. However, Safeco offers the cheapest rates, averaging $234 per year.
| Insurance Provider | Average Annual Cost |
| Kentucky Farm Bureau | $653 |
| Western Reserve | $1,112 |
| Farm Bureau Mutual (IA Group) | $961 |
| NatGen PPA | $864 |
| Safeco | $234 |
| Texas Farm Bureau Group | $794 |
| Buckeye Insurance Group | $595 |
| Wolverine Mutual | $1,062 |
| Pioneer State Mutual Ins Co | $1,020 |
| ACCC Insurance Company | $902 |
2012 Nissan Titan Insurance Rates
The average annual insurance cost for a 2012 Nissan Titan is $600. However, Safeco offers the cheapest rates, averaging $76 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $505 |
| GMAC Insurance Group | $831 |
| SECURA Insurance | $716 |
| NatGen Value | $601 |
| Safeco | $76 |
| Pekin Insurance | $604 |
| American National P | $483 |
| Utica National Ins Group | $715 |
| New York Central Mutual Fire | $827 |
| North Carolina Farm Bureau | $641 |
2011 Nissan Titan Insurance Rates
The average annual insurance cost for a 2011 Nissan Titan is $699. However, Safeco offers the cheapest rates, averaging $428 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $667 |
| Capital Insurance Group | $850 |
| Wolverine Mutual | $773 |
| Clearcover | $697 |
| Safeco | $428 |
| NatGen PPA | $689 |
| American National P | $539 |
| PEMCO | $795 |
| Concord Group | $817 |
| Penn National | $736 |
2010 Nissan Titan Insurance Rates
The average annual insurance cost for a 2010 Nissan Titan is $584. However, Mercury Insurance offers the cheapest rates, averaging $4166 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $441 |
| SECURA Insurance | $836 |
| Clearcover | $761 |
| American National P | $648 |
| Mercury Insurance | $166 |
| New York Central Mutual Fire | $601 |
| National General Value | $173 |
| Direct Auto | $764 |
| Mississippi Farm Bureau | $795 |
| AssuranceAmerica Economy | $653 |
Find Affordable Nissan Titan Insurance Rates
Cost of Nissan Titan Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers generally face the highest premiums, as they are statistically more likely to be involved in accidents compared to other age groups. As drivers get older and gain more experience, their premiums tend to decrease, reflecting their lower risk of accidents.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,400 | $12,284 | $14,364 |
| 18 | $7,833 | $11,467 | $13,361 |
| 19 | $6,902 | $10,113 | $11,838 |
| 20 | $6,027 | $8,821 | $10,306 |
| 21 | $5,065 | $7,438 | $8,661 |
| 22 | $4,942 | $7,192 | $8,462 |
| 23 | $4,275 | $6,304 | $7,373 |
| 24 | $4,098 | $5,966 | $7,047 |
| 25 | $3,500 | $5,160 | $6,034 |
| 30 | $2,743 | $4,020 | $4,703 |
| 35 | $2,576 | $3,795 | $4,416 |
| 40 | $2,458 | $3,633 | $4,227 |
| 45 | $2,374 | $3,543 | $4,114 |
| 55 | $2,231 | $3,251 | $3,794 |
| 65 | $2,311 | $3,417 | $3,972 |
| 75 | $2,891 | $4,264 | $4,978 |
Nissan Titan Car Insurance Rates By State
Your location has a major impact on how insurance companies calculate rates. Every state has its own regulations for auto insurance, which can affect premiums. For example, drivers in Michigan often pay higher rates due to the state’s requirement for more extensive coverage. Additionally, the climate in each area plays a role—states with extreme weather conditions like hurricanes, storms, and flooding may see higher insurance rates. Crime rates, including car thefts, accidents, and vehicle fatalities, also vary by location and are factored into the rate calculation. All these elements influence the specific insurance cost for your Nissan Titan.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,625 | $3,784 | $4,827 |
| Alaska | $2,163 | $3,002 | $2,903 |
| Arizona | $2,453 | $3,550 | $5,222 |
| Arkansas | $2,686 | $4,192 | $4,660 |
| California | $2,988 | $5,310 | $2,992 |
| Colorado | $2,778 | $3,890 | $4,937 |
| Connecticut | $3,584 | $5,518 | $7,027 |
| Delaware | $2,988 | $3,924 | $5,065 |
| Florida | $3,503 | $4,826 | $6,339 |
| Hawaii | $1,166 | $1,541 | $1,155 |
| Idaho | $2,001 | $2,638 | $3,214 |
| Illinois | $2,102 | $3,125 | $3,580 |
| Indiana | $2,139 | $3,288 | $3,670 |
| Iowa | $1,695 | $2,289 | $2,743 |
| Kansas | $2,248 | $3,243 | $3,837 |
| Kentucky | $3,261 | $4,778 | $5,647 |
| Louisiana | $4,189 | $6,292 | $6,821 |
| Maine | $1,599 | $2,142 | $3,216 |
| Maryland | $2,549 | $3,754 | $4,154 |
| Massachusetts | $2,058 | $3,610 | $2,041 |
| Michigan | $4,928 | $7,539 | $11,894 |
| Minnesota | $2,039 | $2,734 | $3,856 |
| Mississippi | $2,459 | $3,486 | $3,545 |
| Missouri | $2,288 | $3,325 | $4,350 |
| Montana | $2,328 | $3,270 | $3,833 |
| Nebraska | $2,006 | $2,948 | $3,228 |
| Nevada | $3,251 | $4,857 | $5,157 |
| New Hampshire | $2,240 | $3,599 | $4,578 |
| New Jersey | $2,494 | $3,968 | $5,169 |
| New Mexico | $2,597 | $3,852 | $4,002 |
| New York | $2,340 | $2,983 | $5,012 |
| North Carolina | $1,463 | $2,525 | $1,821 |
| North Dakota | $2,024 | $3,054 | $3,624 |
| Ohio | $1,777 | $2,774 | $2,849 |
| Oklahoma | $2,877 | $4,123 | $4,635 |
| Oregon | $2,571 | $3,505 | $4,212 |
| Pennsylvania | $2,186 | $3,246 | $3,776 |
| Rhode Island | $3,659 | $5,376 | $6,105 |
| South Carolina | $2,532 | $3,474 | $4,768 |
| South Dakota | $2,236 | $3,225 | $3,746 |
| Tennessee | $2,639 | $3,860 | $5,173 |
| Texas | $2,657 | $3,848 | $4,780 |
| Utah | $2,226 | $3,180 | $4,346 |
| Vermont | $1,763 | $2,708 | $2,827 |
| Virginia | $1,658 | $2,520 | $2,444 |
| Washington | $2,190 | $2,977 | $3,492 |
| West Virginia | $2,181 | $3,107 | $3,932 |
| Wisconsin | $2,147 | $3,405 | $3,878 |
| Wyoming | $2,036 | $2,848 | $2,987 |
| Georgia | $2,853 | $4,316 | $4,350 |
Common Nissan Titan Insurance Discounts
Discounts are an effective way to reduce your car insurance premiums. While each provider has its own set of discounts, some common ones you may qualify for include:
- Multi-policy discount: Bundling your home and auto insurance with one company can often result in a lower rate.
- Pay annually: If you pay your premium in a lump sum instead of monthly, you may qualify for a discount.
- Defensive driving: Completing a certified defensive driving course can help you earn a discount on your premiums.
There are also other discounts available, so it’s a good idea to talk to your insurance agent, who can guide you to discounts that apply to your situation.
Compare Nissan Titan To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
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- Nissan Leaf Car Insurance
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- Nissan Pathfinder Car Insurance
- Nissan Rogue Car Insurance
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Our Methodology
To determine the average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that the figures presented in this guide may vary based on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
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FAQs
Do You Need Insurance Before You Can Purchase A Nissan Titan?
Yes, you will need to show proof of insurance before driving your Nissan Titan off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy the car. This way, you won’t have to rely on the dealership for insurance coverage.
How Can You Get The Cheapest Insurance For Your Nissan Titan?
The most effective way to find the lowest insurance rates for your Nissan Titan is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers directly on our website.
