Nissan NV200 Car Insurance Cost 2025
Getting insurance for a Nissan NV200 costs $757 per year, on average. However, the exact cost can vary depending on factors such as your age, the year of your car model, location, driving history, and the coverage options you choose. To get a more accurate estimate of your specific costs, you can use the quote tables below to compare prices from different insurance providers.
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If you’re thinking about buying a Nissan NV200, it’s important to factor in the cost of insurance. On average, insurance for a Nissan NV200 costs $757 per year. Insurance is a crucial aspect of owning a car, and it’s vital to understand its implications before making a decision.
Failure to choose the right car insurance policy can result in unexpected and potentially high expenses in the future. You wouldn’t want to be caught with insufficient coverage in the event of an accident, leading to significant out-of-pocket costs. Additionally, there’s the risk of facing increased premiums if you’re held responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve witnessed the considerable variability in these costs. Factors like your age, driving history, and even your location can have a significant impact on your insurance premiums.
How Much Does Nissan NV200 Car Insurance Cost?
Typically, Nissan NV200 drivers can find car insurance at an average rate of $757 per year. However, this can vary depending on factors such as age, location, driving history, and coverage choices. To get a more personalized quote, it’s best to shop around and compare quotes from different insurance providers.
Although USAA’s rate serves as a useful reference point, it’s vital to recognize that car insurance costs can fluctuate significantly based on several factors. These factors encompass your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history can lead to lower insurance premiums, whereas a track record of accidents or traffic violations may result in higher costs.
Furthermore, residing in urban areas characterized by heavy traffic might lead to higher insurance rates compared to rural locales with lighter traffic volumes. Additionally, the level of coverage you opt for will impact your premium; comprehensive coverage, which includes protection against a range of incidents including collisions and theft, typically commands a higher premium compared to basic liability coverage.
Insuranceopedia offers resources to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable insurance deal for your needs.
Average Insurance Cost Of Nissan NV200 By Model Year
| Model Year | Average Premium |
| 2022 Nissan NV200 | $2,324 |
| 2021 Nissan NV200 | $2,291 |
| 2020 Nissan NV200 | $1,144 |
| 2019 Nissan NV200 | $1,423 |
| 2018 Nissan NV200 | $1,485 |
| 2017 Nissan NV200 | $891 |
| 2016 Nissan NV200 | $1,266 |
| 2015 Nissan NV200 | $1,051 |
| 2014 Nissan NV200 | $1,395 |
| 2013 Nissan NV200 | $1,009 |
2022 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2022 Nissan NV200 is $2,324. However, USAA offers the cheapest rates, averaging $757 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $757 |
| State Farm | $842 |
| Penn National | $816 |
| Chubb | $1,124 |
| Auto-Owners Insurance Co | $1,265 |
| Tennessee Farmers | $1,126 |
| Grange Mutual | $1,203 |
| Nationwide | $1,370 |
| Farmers | $1,358 |
| Travelers | $1,3382 |
2021 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2021 Nissan NV200 is $2,291. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $1,402 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,624 |
| CSAA | $2,843 |
| Bristol West | $2,595 |
| Grange | $2,536 |
| Farm Bureau Mutual (IA Group) | $1,402 |
| State Farm | $2,270 |
| Central Mutual Insurance Co | $1,486 |
| Esurance | $2,730 |
| Allied | $2,856 |
| California Capital | $2,567 |
2020 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2020 Nissan NV200 is $1,144. However, SECURA Insurance offers the cheapest rates, averaging $736 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,108 |
| Unitrin | $1,540 |
| American Family | $1,143 |
| Rural Mutual Insurance | $1,109 |
| SECURA Insurance | $736 |
| Auto-Owners Insurance Co | $1,116 |
| West Bend Mutual | $953 |
| Erie | $1,209 |
| Western National | $1,341 |
| Pekin Insurance | $1,187 |
2019 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2019 Nissan NV200 is $1,423. However, NatGen Value offers the cheapest rates, averaging $671 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,070 |
| Esurance | $1,793 |
| Westfield | $1,754 |
| Unitrin | $1,443 |
| NatGen Value | $671 |
| USAA | $1,390 |
| Dairyland | $986 |
| Kentucky Farm Bureau | $1,705 |
| Motorists Mutual | $1,705 |
| Farm Bureau Mutual (IA Group) | $1,708 |
2018 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2018 Nissan NV200 is $1,485. However, Safeco offers the cheapest rates, averaging $629 per year.
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $1,396 |
| State Farm | $1,817 |
| Bristol West | $1,725 |
| Auto Club | $1,580 |
| Safeco | $629 |
| Alliance United | $1,490 |
| Unitrin | $1,005 |
| California Capital | $1,763 |
| CSAA | $1,752 |
| USAA | $1,693 |
2017 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2017 Nissan NV200 is $891. However, West Bend Mutual offers the cheapest rates, averaging $671 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $821 |
| SECURA Insurance | $1,063 |
| Plymouth Rock | $959 |
| Farm Bureau Mutual (IA Group) | $858 |
| West Bend Mutual | $671 |
| Texas Farm Bureau Group | $858 |
| Rural Mutual Insurance | $763 |
| North Carolina Farm Bureau | $986 |
| Wolverine Mutual | $1,001 |
| Unitrin | $932 |
Find Affordable Nissan NV200 Insurance Rates
2016 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2016 Nissan NV200 is $1,266. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| American Family | $1,023 |
| Shelter | $1,647 |
| Unitrin | $1,481 |
| SECURA Insurance | $1,148 |
| Farm Bureau Mutual (IA Group) | $851 |
| North Star | $1,083 |
| West Bend Mutual | $1,064 |
| Oklahoma Farmers Union | $1,549 |
| Safeway | $1,606 |
| Western National | $1,204 |
2015 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2015 Nissan NV200 is $1,051. However, exas Farm Bureau Group offers the cheapest rates, averaging $381 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $770 |
| MEEMIC Insurance Company | $1,420 |
| Unitrin | $1,287 |
| Hastings Mutual Insurance Co | $1,102 |
| Texas Farm Bureau Group | $381 |
| Wolverine Mutual | $919 |
| SECURA Insurance | $720 |
| Republic Indemnity | $1,325 |
| 21st Century | $1,315 |
| National General | $1,267 |
2014 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2014 Nissan NV200 is $1,395. However, Kemper Auto | Infinity offers the cheapest rates, averaging $548 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,388 |
| Auto Club | $1,773 |
| Encompass | $1,504 |
| Erie | $1,416 |
| Kemper Auto | Infinity | $548 |
| CSAA | $1,423 |
| USAA | $1,141 |
| Unitrin | $1,568 |
| Direct Auto | $1,698 |
| Esurance | $1,495 |
2013 Nissan NV200 Insurance Rates
The average annual insurance cost for a 2013 Nissan NV200 is $1,009. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $751 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $811 |
| NatGen Value | $1,345 |
| Direct Auto | $1,079 |
| USAA | $925 |
| Auto-Owners Insurance Co | $751 |
| Travelers | $916 |
| Erie | $792 |
| American Family | $1,175 |
| Nationwide | $1,303 |
| State Farm | $990 |
Find Affordable Nissan NV200 Insurance Rates
Cost of Nissan NV200 Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are involved in more car accidents than any other age group. As you get older, your premiums decrease because you are considered a lower insurance risk. Generally, drivers in their 30s and 40s tend to pay lower premiums than younger drivers, with rates gradually decreasing further as you enter your 50s and 60s. However, premiums may start to rise again as you age into your 70s or 80s due to increased risk factors.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,943 | $11,674 | $13,625 |
| 18 | $7,390 | $10,883 | $12,706 |
| 19 | $6,515 | $9,621 | $11,187 |
| 20 | $5,692 | $8,365 | $9,779 |
| 21 | $4,732 | $7,051 | $8,236 |
| 22 | $4,686 | $6,808 | $8,003 |
| 23 | $4,056 | $5,960 | $6,982 |
| 24 | $3,867 | $5,657 | $6,648 |
| 25 | $3,358 | $4,929 | $5,712 |
| 30 | $2,600 | $3,806 | $4,453 |
| 35 | $2,438 | $3,554 | $4,192 |
| 40 | $2,341 | $3,450 | $4,007 |
| 45 | $2,307 | $3,349 | $3,941 |
| 55 | $2,059 | $3,050 | $3,607 |
| 65 | $2,161 | $3,208 | $3,747 |
| 75 | $2,759 | $4,022 | $4,767 |
Nissan NV200 Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and factors such as local laws and requirements affect premiums. For example, Michigan drivers often pay higher premiums because the state mandates higher levels of coverage. The local climate is another important factor; states prone to extreme weather like hurricanes, storms, and flooding may see higher insurance rates due to the increased risk of damage.
Additionally, the area’s crime rates and auto accident statistics—such as car thefts, crashes, and vehicle fatality rates—are factored in. If you live in an area with higher crime or accident rates, your insurance premiums are likely to be higher, as insurance companies consider these factors when determining the risk of insuring your vehicle.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,496 | $3,610 | $4,578 |
| Alaska | $2,047 | $2,838 | $2,787 |
| Arizona | $2,341 | $3,358 | $4,915 |
| Arkansas | $2,552 | $3,990 | $4,392 |
| California | $2,854 | $5,014 | $2,847 |
| Colorado | $2,635 | $3,713 | $4,652 |
| Connecticut | $3,381 | $5,224 | $6,653 |
| Delaware | $2,811 | $3,761 | $4,824 |
| Florida | $3,371 | $4,604 | $5,976 |
| Hawaii | $1,066 | $1,503 | $1,082 |
| Idaho | $1,862 | $2,493 | $3,013 |
| Illinois | $1,977 | $2,961 | $3,401 |
| Indiana | $2,000 | $3,135 | $3,486 |
| Iowa | $1,619 | $2,162 | $2,546 |
| Kansas | $2,120 | $3,093 | $3,635 |
| Kentucky | $3,076 | $4,512 | $5,356 |
| Louisiana | $3,963 | $5,986 | $6,498 |
| Maine | $1,496 | $2,084 | $3,078 |
| Maryland | $2,407 | $3,525 | $3,946 |
| Massachusetts | $1,931 | $3,373 | $1,947 |
| Michigan | $4,682 | $7,144 | $11,275 |
| Minnesota | $1,933 | $2,559 | $3,627 |
| Mississippi | $2,327 | $3,341 | $3,338 |
| Missouri | $2,168 | $3,162 | $4,148 |
| Montana | $2,223 | $3,088 | $3,631 |
| Nebraska | $1,913 | $2,761 | $3,007 |
| Nevada | $3,083 | $4,619 | $4,862 |
| New Hampshire | $2,149 | $3,399 | $4,346 |
| New Jersey | $2,401 | $3,720 | $4,863 |
| New Mexico | $2,477 | $3,628 | $3,768 |
| New York | $2,277 | $2,830 | $4,747 |
| North Carolina | $1,383 | $2,368 | $1,758 |
| North Dakota | $1,893 | $2,914 | $3,429 |
| Ohio | $1,702 | $2,646 | $2,686 |
| Oklahoma | $2,707 | $3,903 | $4,386 |
| Oregon | $2,481 | $3,355 | $3,982 |
| Pennsylvania | $2,103 | $3,076 | $3,582 |
| Rhode Island | $3,483 | $5,103 | $5,762 |
| South Carolina | $2,375 | $3,295 | $4,575 |
| South Dakota | $2,130 | $3,026 | $3,521 |
| Tennessee | $2,495 | $3,671 | $4,873 |
| Texas | $2,520 | $3,630 | $4,520 |
| Utah | $2,149 | $2,982 | $4,130 |
| Vermont | $1,651 | $2,493 | $2,681 |
| Virginia | $1,561 | $2,374 | $2,300 |
| Washington | $2,087 | $2,770 | $3,354 |
| West Virginia | $2,050 | $2,943 | $3,704 |
| Wisconsin | $2,067 | $3,218 | $3,667 |
| Wyoming | $1,910 | $2,707 | $2,850 |
| Georgia | $2,692 | $4,061 | $4,063 |
Find Affordable Nissan NV200 Insurance Rates
Common Nissan NV200 Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each insurance provider offers its own set of discounts, there are some common ones that you can check your eligibility for:
- Multi-policy: Bundling your home and auto insurance with one provider can often earn you a discount.
- Pay annually: Paying your premium in full at once, rather than monthly, can often lead to a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for a discount.
There may be other discounts available as well. It’s a good idea to speak with your insurance agent to see which ones you qualify for, as they can help you explore all options for reducing your premiums.
Compare Nissan NV200 To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
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FAQs
Do You Need Insurance Before You Can Purchase A Nissan NV200?
Yes, you will need to provide proof of insurance before you can drive your Nissan NV200 out of the dealership. The best thing to do is buy a policy and then let your insurance company know that you are about to buy your car, instead of getting insurance through your dealership.
How Can You Get The Cheapest Insurance For Your Nissan NV200?
The best way to find the cheapest rates for your Nissan NV200 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website. This gives you the opportunity to find the best deal for your specific needs and driver profile, ensuring you get the most affordable coverage available.
