Definition - What does At Fault mean?
At fault means that a person is responsible for a particular thing. In the context of insurance, at fault refers to situations in which a driver causes an accident. Oftentimes, whether or not a driver is at fault for an accident can have major implications for whether or not the auto insurer will cover the accident.
Insuranceopedia explains At Fault
Most times, a driver is considered to be at fault in single-vehicle accidents – for example, if the driver goes around a corner too fast and crashes into a tree. However, drivers are frequently not considered to be at fault when they are following the rules of the road and another car hits them. If a driver is not at fault, then it is typically the obligation of the person who was at fault to pay for damages. Insurance companies often cover these costs.
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