At Fault

What Does At Fault Mean?

“At fault” means being responsible for a particular event or situation. In the context of insurance, it refers to instances where a driver causes an accident. Determining whether a driver is at fault can significantly impact whether the auto insurer will cover the accident. Knowing the steps to take right after a crash can affect how fault is assigned, so it helps to read up on what to do after a car accident before you ever need it.

Insuranceopedia Explains At Fault

In most cases, a driver is deemed at fault in single-vehicle accidents, for example, if they take a corner too fast and crash into a tree. However, drivers are often not considered at fault when they are following the rules of the road and another vehicle collides with them. If a driver is not at fault, the responsibility for covering damages usually falls on the person who was at fault. That is why drivers carry liability coverage in the first place, and it is worth thinking about how much liability insurance you actually need before something goes wrong. Insurance companies often handle these costs.