Accident and Health Insurance

Definition - What does Accident and Health Insurance mean?

Accident and health insurance is insurance coverage that can protect policyholders from losses incurred from injuries resulting from accidents or from various other types of health problems. Accident and health insurance is commonly offered by employers, and given to employees as part of an incentive package to work for the company.


Insuranceopedia explains Accident and Health Insurance

Accident and health insurance can cover costs associated with medical care, such as hospital bills. However, they can also cover lost income. This can be particularly useful because a person who receives a serious injury from an accident or who has another serious health problem may be unable to work for a period of time. Accident and health coverage often extends to the policyholder's family or dependents as well. The individual policy purchased by the person, or by his or her employer, will determine who is covered.

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