Animal Health Insurance

Updated: 11 March 2024

What Does Animal Health Insurance Mean?

Animal health insurance is health insurance that provides coverage for medical bills associated with an animal’s health care. Animal health insurance is very similar to human life insurance. It has premiums, deductibles, and copays. HMOs are also an option for many animal health insurance companies. However, payments overall are significantly less for animal health insurance than the are for human health insurance.

Insuranceopedia Explains Animal Health Insurance

Animal health insurance can cover a variety of health problems for animals. For example, it can cover illnesses, injuries, and surgeries. Just as health care providers often have to go through extensive training, animal health care providers do as well. This expertise can make the services of animal health care providers expensive. The high cost of medical procedures and treatment for animals is why many pet owners chose to purchase animal health insurance rather than pay for everything out of pocket.

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