Temporary Major Medical Insurance

Definition - What does Temporary Major Medical Insurance mean?

Temporary major medical insurance is health insurance that acts as a temporary alternative to a longer-term, standard health insurance plan. Temporary major medical insurance typically only lasts from between one to eleven months. It is designed to provide a decent level of care for those who are well suited for, or who have a need for temporary medical insurance.

Insuranceopedia explains Temporary Major Medical Insurance

Typically, premiums for temporary major medical insurance are about half of what they would be for a standard health policy. The benefits however, are also less than what you would get in a standard health insurance policy. However, a temporary major medical insurance policy can still cover medical expenses such as surgeries, inpatient hospital care, ambulance costs, and other covered medical expenses. Temporary major medical insurance is often used by college students, seasonal workers, people in between jobs, or other people who may be in temporary situations.

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