Temporary Major Medical Insurance
What Does Temporary Major Medical Insurance Mean?
Temporary major medical insurance is a type of health insurance that serves as a short-term alternative to a longer-term, standard health insurance plan. It typically lasts from one to eleven months and is designed to offer a reasonable level of care for individuals who need or are suited for temporary medical coverage.
Insuranceopedia Explains Temporary Major Medical Insurance
Typically, premiums for temporary major medical insurance are about half of what they would be for a standard health insurance policy. However, the benefits are also more limited compared to those of a standard plan. Despite this, a temporary major medical insurance policy can still cover medical expenses such as surgeries, inpatient hospital care, ambulance costs, and other covered medical services. This type of insurance is often used by college students, seasonal workers, individuals between jobs, or others in temporary situations.
