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Health Certificate

What Does Health Certificate Mean?

A health certificate is an official document that describes the health status of an individual. These documents must be signed by a health professional in order to be legitimate. In the context of insurance, health certificates can be used in both life insurance and health insurance.

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Insuranceopedia Explains Health Certificate

Health certificates can be used in life insurance as part of the policy approval process. Since applicants who are in very poor health or have a terminal illness represent much higher risks to the insurance companies, it is important for insurers to know a person's health status before selling them a policy. Health certificates are an efficient way for insurers to confirm the health status of a potential policyholder.

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InsuranceHealth InsuranceThe Insurance BusinessPersonal Health

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