Employee Certificate of Insurance

Definition - What does Employee Certificate of Insurance mean?

An employee certificate of insurance is a document that provides physical proof that a specific employee is enrolled in a certain insurance plan. This proof must be issued to benefit recipients by law in order to prevent uninsured individuals from falsely claiming they are enrolled in a group plan.

Insuranceopedia explains Employee Certificate of Insurance

Employee certificates of insurance are given out for various types of insurance that are offered as employee benefits.

It will typically include not only confirmation that the certificate holder is enrolled in the group insurance plan, but also a detailed list of the benefits their insurance policy provides.

In the event of a legal dispute concerning the insurance benefits, the employee certificate of insurance can be used as evidence.

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