Comprehensive personal liability refers to insurance coverage that a policyholder typically gets as a part of a homeowner's policy. It can protect him or her against losses incurred as a result of his or her liability for certain events. These losses incurred can include people getting injured on their property, their family dog biting someone, and a variety of other covered occurences.
Comprehensive personal liability usually reimburses losses for two categories: property damage and bodily injury. An example of a bodily injury that comprehensive personal liability coverage could protect against would be a guest at the house tripping and falling down the policyholder's stairs. Although comprehensive personal liability insurance covers accidents that happen at the policyholder's house, it can also cover accidents that occur elsewhere. For example, if the policyholder accidentally sets fire to his friend's house.
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