Definition - What does Comprehensive Insurance mean?
Comprehensive insurance is auto insurance that indemnifies or pays benefits to the policyholder for damage to their car due to causes other than collision, such as theft, fire, external explosion, malicious acts, and weather, among other risks.
Insuranceopedia explains Comprehensive Insurance
Alongside liability and collision insurance, comprehensive insurance is one of the three components of a car insurance policy. Although state law requires the former two, the latter is optional for those who own a vehicle. For those financing their vehicle, the loan company may require them to purchase comprehensive coverage. Otherwise, depending on the area and risks involved, it may still be wise to purchase it. Likle collision insurance, it comes with a deductible.