Bodily Injury

Updated: 11 March 2024

What Does Bodily Injury Mean?

Bodily injury refers to any type of physical harm that is caused to any part of a person’s body. In the context of insurance, many insurance policies provide coverage for bodily injury. Bodily injury coverage is commonly offered by auto insurers. It covers injuries caused by the policyholder to another person related to the person’s automobile.

Insuranceopedia Explains Bodily Injury

Bodily injury liability insurance commonly covers expenses such as hospital bills, ambulance fees, legal fees, and sometimes lost income for the injured party. As accidents frequently occur on the roads, bodily injury coverage is often a very important type of coverage for drivers to have. Bodily injury coverage is often offered in tandem with property coverage by auto insurers. This is because when accidents happen, not only may losses be incurred by an injury, but the accident can damage property as well.

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