No-Fault Medical Coverage

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Definition - What does No-Fault Medical Coverage mean?

No-fault medical coverage is a type of policy that covers losses regardless of who is held at fault for those losses. This type of insurance is commonly purchased alongside standard auto insurance to cover medical expenses associated with car crashes.

Insuranceopedia explains No-Fault Medical Coverage

The primary and obvious benefit of no-fault medical coverage is that it provides coverage regardless of who was at fault for the insured event. Not all auto-related insurance policies have such a feature. They may, for instance, only pay for medical expenses associated with a collision if the insured is not deemed responsible for it. By obviating this issue, no-fault coverage gives the insured far greater peace of mind.


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