What Does Drive Other Car Insurance (DOC) Mean?
Drive other car insurance is auto insurance protection for people who need to drive a car borrowed or rented from a third party. This type of insurance typically applies to employees or executives of a company who do not own their vehicles, but instead drive cars owned by the company.
Insuranceopedia Explains Drive Other Car Insurance (DOC)
Drive other car insurance often comes in the form of an endorsement for a commercial auto policy. This is because people who drive company cars often do not have personal auto insurance. Instead, they are covered by their company's commercial auto policy, and a drive other car endorsement is often just added to that policy for the person. Such endorsements can allow covered individuals to do things like drive a car belonging to their spouse without the fear of not having insurance protection.