Honda Pilot Car Insurance Cost

Getting insurance for a Honda Pilot typically amounts to about $1,289 annually through USAA. However, the actual cost varies based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 01 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Honda Pilot, it’s essential to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making a purchase.

Failing to choose the right car insurance policy can result in unexpected and potentially expensive consequences in the future. You don’t want to be underinsured when an accident happens, leaving you with substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re found at fault.

With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and even your location can significantly impact your insurance premiums.

How Much Does Honda Pilot Car Insurance Cost?

Typically, USAA provides the most competitive rate, averaging $1,289 annually for full coverage insurance on a 2024 Honda Pilot.

While USAA’s rate is a useful point of reference, it’s crucial to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the model year of your car, and the specific coverage options you select. Having a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you secure the best deal.

2024 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,289
Mercury $1,363
Travelers $1,383
21st Century $1,551
Unitrin $1,537
Erie $1,652
New York Central Mutual Fire $1,674
Chubb $1,847
Auto Club $1,909
Esurance $1,972

2023 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $601
Direct Auto $925
Plymouth Rock Assurance $1,354
Kemper Auto | Infinity $1,388
USAA $1,558
21st Century $1,627
New Jersey Manufacturers $1,694
Mercury $1,725
Unitrin $1,853
Norfolk and Dedham Group $1,919

2022 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica $216
Victoria $257
Kemper Personal Insurance $244
American National P $344
Safeco $502
Kemper Auto $808
Mercury Insurance $934
Wolverine Mutual $924
SafeAuto $999
PEMCO $994

2021 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
American National P $441
Concord Group $565
NatGen Advantage $620
PEMCO $865
National General Value $888
IMT Insurance Company $886
Mercury Insurance $905
Countryway Insurance $956
Victoria $1,037
Clearcover $1,051

2020 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $246
American National P $528
Kemper Auto | Infinity $828
Virginia Farm Bureau $866
Pekin Insurance $1,010
PEMCO $1,074
Utica National Ins Group $1,078
Buckeye Insurance Group $1,136
Titan $1,143
North Carolina Farm Bureau $1,173

2019 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
American National P $419
Mercury Insurance $532
Buckeye Insurance Group $646
Rural Mutual Insurance $671
MMG Insurance Company $726
Pekin Insurance $753
Wolverine Mutual $756
Concord Group $841
Jupiter Auto Insurance $861
North Carolina Farm Bureau $854

2018 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $511
American National P $618
Rural Mutual Insurance $784
Safeco $855
PEMCO $887
North Carolina Farm Bureau $927
Concord Group $939
Partners Mutual Insurance Co $932
Pekin Insurance $942
Utica National Ins Group $986

2017 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $151
Kemper Personal Insurance $269
American National P $392
Buckeye Insurance Group $716
Bear River $703
NatGen PPA $741
Ameriprise Group $740
Mercury Insurance $751
SAFECO $729
Infinity Special $790

2016 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $332
American National P $444
SAFECO $501
National General RAD $545
Jupiter Auto Insurance $554
Bear River $727
Buckeye Insurance Group $729
Mercury Insurance $838
PEMCO $888
Ohio Mutual Ins Group $912

2015 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
National General Value $192
Mercury Insurance $261
American National P&C $382
Jupiter Auto Insurance $433
American National P $459
SAFECO $505
Ameriprise Group $657
Concord Group $777
Mississippi Farm Bureau $788
Plymouth Rock $814

2014 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
American National P $429
Mercury Insurance $578
National General Value $585
SAFECO $725
Buckeye Insurance Group $716
NatGen Custom 360 $752
North Carolina Farm Bureau $793
Clearcover $788
IMT Insurance Company $845
Pekin Insurance $836

2013 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $203
Mercury Insurance $175
American National P&C $328
American National P $397
SAFECO $458
Buckeye Insurance Group $646
SECURA Insurance $756
PEMCO $765
North Carolina Farm Bureau $800
Pekin Insurance $822

2012 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $101
AssuranceAmerica Mobile Max $137
NatGen Custom 360 $244
Dairyland Broadform $416
Kemper Auto | Infinity $402
SAFECO $464
Kemper Auto Premium $503
Mercury Insurance $577
Concord Group $595
American National P $581

2011 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $105
Kemper Personal Insurance $168
Mercury Insurance $512
Dairyland Auto 1 Month $504
PEMCO $629
NatGen PPA $715
North Carolina Farm Bureau $701
Countryway Insurance $724
IMT Insurance Company $731
SECURA Insurance $780

2010 Honda Pilot Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $78
Kemper Personal Insurance $115
Kemper Auto Premium $196
Aspire Savings Roadside $327
American National P $378
SAFECO $459
Mercury Insurance $521
Concord Group $645
SECURA Insurance $705
Bear River $792

Cost of Honda Pilot Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,323 $7,775 $9,122
18 $4,955 $7,280 $8,509
19 $4,389 $6,417 $7,517
20 $3,796 $5,604 $6,555
21 $3,184 $4,708 $5,480
22 $3,099 $4,578 $5,357
23 $2,707 $3,996 $4,657
24 $2,567 $3,804 $4,442
25 $2,227 $3,261 $3,821
30 $1,725 $2,570 $3,003
35 $1,616 $2,407 $2,792
40 $1,586 $2,280 $2,680
45 $1,515 $2,223 $2,615
55 $1,382 $2,052 $2,419
65 $1,447 $2,144 $2,521
75 $1,828 $2,685 $3,151

Honda Pilot Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,644 $2,410 $3,060
Alaska $1,394 $1,909 $1,854
Arizona $1,554 $2,252 $3,305
Arkansas $1,688 $2,658 $2,954
California $1,883 $3,366 $1,875
Colorado $1,775 $2,465 $3,133
Connecticut $2,255 $3,484 $4,467
Delaware $1,873 $2,494 $3,208
Florida $2,218 $3,094 $4,021
Hawaii $736 $975 $739
Idaho $1,251 $1,681 $2,042
Illinois $1,338 $1,994 $2,286
Indiana $1,344 $2,092 $2,319
Iowa $1,061 $1,490 $1,726
Kansas $1,445 $2,059 $2,412
Kentucky $2,058 $3,034 $3,590
Louisiana $2,636 $4,022 $4,335
Maine $1,002 $1,395 $2,025
Maryland $1,601 $2,349 $2,641
Massachusetts $1,294 $2,272 $1,292
Michigan $3,125 $4,784 $7,529
Minnesota $1,311 $1,726 $2,426
Mississippi $1,555 $2,207 $2,239
Missouri $1,466 $2,086 $2,741
Montana $1,483 $2,093 $2,417
Nebraska $1,269 $1,857 $2,048
Nevada $2,066 $3,069 $3,246
New Hampshire $1,446 $2,301 $2,880
New Jersey $1,603 $2,486 $3,296
New Mexico $1,643 $2,413 $2,533
New York $1,500 $1,905 $3,156
North Carolina $931 $1,601 $1,129
North Dakota $1,267 $1,934 $2,297
Ohio $1,122 $1,774 $1,810
Oklahoma $1,814 $2,624 $2,927
Oregon $1,671 $2,214 $2,639
Pennsylvania $1,398 $2,051 $2,416
Rhode Island $2,344 $3,408 $3,860
South Carolina $1,578 $2,178 $3,023
South Dakota $1,410 $2,060 $2,380
Tennessee $1,662 $2,476 $3,257
Texas $1,686 $2,452 $3,024
Utah $1,417 $1,995 $2,766
Vermont $1,086 $1,713 $1,805
Virginia $1,058 $1,577 $1,553
Washington $1,390 $1,879 $2,226
West Virginia $1,381 $1,981 $2,474
Wisconsin $1,374 $2,170 $2,442
Wyoming $1,291 $1,798 $1,916
Georgia $1,802 $2,694 $2,737

FAQs

Who has the cheapest car insurance for a Honda Pilot?

For the 2024 model year, USAA offers the most affordable car insurance for the Honda Pilot.

Which company offers the best car insurance for a Honda Pilot?

Considering their combination of competitive pricing, extensive coverage options, and excellent customer service, we believe USAA provides the best car insurance for a Honda Pilot.

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