Honda Civic Car Insurance Cost
Covering a Honda Civic typically comes to about $226 annually with Liberty Mutual. Nevertheless, the exact expense varies based on factors like your age, the year of your car model, and other considerations. Utilize the quote tables provided below to determine the potential cost tailored to your circumstances.
If you’re thinking about buying a Honda Civic, one essential aspect to consider is the insurance expenses. Insurance plays a major role in owning a car, so it’s vital to understand its costs before committing to a purchase.
Failing to choose a suitable car insurance plan can result in unexpected and potentially steep expenses later on. It’s important to ensure you have adequate coverage to avoid significant out-of-pocket costs in case of an accident. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed considerable variations in costs. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does Honda Civic Car Insurance Cost?
Typically, Liberty Mutual provides the most competitive price, averaging at $226 annually, for full coverage insurance on a 2024 Honda Civic.
Although Liberty Mutual’s rate serves as a good reference point, it’s essential to recognize that car insurance expenses can vary significantly based on several factors. These factors encompass your location, driving record, your car’s model year, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations may raise your costs.
Moreover, residing in urban areas with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium; comprehensive coverage, including both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers to ensure you secure the most advantageous deal.
2024 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $226 |
| Mercury Insurance | $976 |
| Texas Farm Bureau Group | $1,014 |
| Hastings Mutual Insurance Co | $1,025 |
| Erie | $1,042 |
| USAA | $1,084 |
| New York Central Mutual Fire | $1,126 |
| Dairyland | $1,127 |
| Hanover | $1,190 |
| Mercury | $1,402 |
2023 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $28 |
| Kemper Auto | Infinity | $115 |
| Safeco | $128 |
| Mercury Insurance | $269 |
| Victoria | $414 |
| NatGen Advantage | $749 |
| AssuranceAmerica Mobile Max | $916 |
| Texas Farm Bureau Group | $1,000 |
| Capital Insurance Group | $1,019 |
| Pekin Insurance | $1,073 |
2022 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $42 |
| Dairyland Auto 1 Month | $410 |
| AssuranceAmerica Mobile Max | $494 |
| Victoria | $501 |
| Dairyland FR Bond | $665 |
| Dairyland Broadform | $783 |
| Safeco | $959 |
| American National P | $1,092 |
| Concord Group | $1,109 |
| Titan | $1,235 |
2021 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $19 |
| National General Value | $232 |
| Safeco | $367 |
| American National P&C | $574 |
| Dairyland FR Bond | $692 |
| AssuranceAmerica Mobile Max | $703 |
| NatGen Advantage | $802 |
| American National P | $941 |
| Countryway Insurance | $1,017 |
| Mercury Insurance | $1,020 |
2020 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $213 |
| Dairyland Broadform | $213 |
| Jupiter Auto Insurance | $285 |
| Kemper Auto | Infinity | $621 |
| Kemper Premium | $627 |
| AssuranceAmerica Mobile Max | $668 |
| Kemper Auto Premier | $660 |
| SAFECO | $759 |
| Union Mutual Fire Group | $907 |
| American National P&C | $936 |
2019 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $35 |
| Kemper Auto | Infinity | $73 |
| Jupiter Auto Insurance | $103 |
| Kemper Auto Premium | $145 |
| Kemper Auto | $130 |
| Dairyland Auto 1 Month | $334 |
| Kemper Auto Premier | $540 |
| Dairyland Broadform | $743 |
| SAFECO | $802 |
| Dairyland FR Bond | $833 |
2018 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $47 |
| Jupiter Auto Insurance | $25 |
| Kemper Auto | Infinity | $97 |
| Kemper Auto | $171 |
| NatGen Custom 360 | $202 |
| Dairyland FR Bond | $231 |
| Kemper Auto Premium | $262 |
| Kemper Premium | $391 |
| Dairyland Broadform | $453 |
| Kemper Auto Premier | $500 |
2017 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $122 |
| Kemper Auto | Infinity | $140 |
| Kemper Premium | $272 |
| Jupiter Auto Insurance | $311 |
| Dairyland Broadform | $480 |
| Kemper Auto Premium | $525 |
| NatGen Custom 360 | $544 |
| Kemper Auto Premier | $680 |
| SAFECO | $776 |
2016 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $125 |
| Kemper Personal Insurance | $174 |
| AssuranceAmerica Mobile Max | $161 |
| Kemper Auto Premier | $424 |
| Kemper Auto | $463 |
| SAFECO | $605 |
| American National P&C | $624 |
| NatGen Custom 360 | $715 |
| Bear River | $797 |
| American National P | $897 |
2015 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $39 |
| Kemper Personal Insurance | $43 |
| Kemper Premium | $47 |
| Jupiter Auto Insurance | $131 |
| Dairyland Broadform | $282 |
| NatGen Custom 360 | $310 |
| Dairyland Auto 1 Month | $335 |
| Kemper Auto Premium | $392 |
| SAFECO | $446 |
| Dairyland FR Bond | $499 |
2014 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $106 |
| NatGen Custom 360 | $110 |
| Jupiter Auto Insurance | $96 |
| Dairyland Auto 1 Month | $125 |
| Kemper Auto Premium | $442 |
| Kemper Personal Insurance | $432 |
| SAFECO | $484 |
| American National P&C | $476 |
| Kemper Auto Premier | $532 |
| Dairyland Auto 6 Month | $701 |
2013 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $109 |
| Kemper Personal Insurance | $96 |
| NatGen Custom 360 | $178 |
| Dairyland Auto 1 Month | $369 |
| SAFECO | $398 |
| American National P&C | $466 |
| AssuranceAmerica Mobile Max | $504 |
| Mercury Insurance | $757 |
| NatGen Advantage | $847 |
| Ameriprise Group | $879 |
2012 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $164 |
| AssuranceAmerica Mobile Max | $189 |
| Dairyland FR Bond | $201 |
| NatGen Custom 360 | $308 |
| Kemper Personal Insurance | $435 |
| SAFECO | $430 |
| Jupiter Auto Insurance | $558 |
| American National P&C | $566 |
| Kemper Auto Premier | $572 |
| Dairyland Broadform | $672 |
2011 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $96 |
| Kemper Auto Premium | $109 |
| AssuranceAmerica Mobile Max | $121 |
| Jupiter Auto Insurance | $190 |
| Dairyland FR Bond | $241 |
| SAFECO | $406 |
| American National P&C | $393 |
| Kemper Auto Premier | $462 |
| Mercury Insurance | $534 |
| Dairyland Broadform | $552 |
2010 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $98 |
| NatGen Custom 360 | $117 |
| Dairyland FR Bond | $119 |
| Jupiter Auto Insurance | $215 |
| Kemper Personal Insurance | $337 |
| SAFECO | $519 |
| Union Mutual Fire Group | $508 |
| Mercury Insurance | $593 |
| Bear River | $634 |
| Kemper Auto Premier | $668 |
Cost of Honda Civic Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,931 | $8,710 | $10,209 |
| 18 | $5,534 | $8,135 | $9,496 |
| 19 | $4,913 | $7,181 | $8,394 |
| 20 | $4,251 | $6,256 | $7,350 |
| 21 | $3,572 | $5,257 | $6,154 |
| 22 | $3,476 | $5,132 | $5,992 |
| 23 | $3,047 | $4,472 | $5,238 |
| 24 | $2,887 | $4,238 | $4,967 |
| 25 | $2,492 | $3,658 | $4,293 |
| 30 | $1,951 | $2,852 | $3,367 |
| 35 | $1,816 | $2,666 | $3,134 |
| 40 | $1,767 | $2,568 | $3,017 |
| 45 | $1,690 | $2,513 | $2,944 |
| 55 | $1,555 | $2,310 | $2,677 |
| 65 | $1,622 | $2,399 | $2,818 |
| 75 | $2,072 | $3,040 | $3,554 |
Honda Civic Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,867 | $2,707 | $3,423 |
| Alaska | $1,532 | $2,149 | $2,080 |
| Arizona | $1,754 | $2,497 | $3,720 |
| Arkansas | $1,901 | $2,994 | $3,316 |
| California | $2,108 | $3,733 | $2,103 |
| Colorado | $1,992 | $2,757 | $3,534 |
| Connecticut | $2,541 | $3,930 | $4,995 |
| Delaware | $2,097 | $2,801 | $3,601 |
| Florida | $2,513 | $3,461 | $4,484 |
| Hawaii | $824 | $1,117 | $807 |
| Idaho | $1,406 | $1,883 | $2,266 |
| Illinois | $1,491 | $2,242 | $2,555 |
| Indiana | $1,505 | $2,327 | $2,600 |
| Iowa | $1,197 | $1,661 | $1,959 |
| Kansas | $1,600 | $2,326 | $2,723 |
| Kentucky | $2,316 | $3,407 | $4,001 |
| Louisiana | $2,987 | $4,476 | $4,882 |
| Maine | $1,118 | $1,545 | $2,280 |
| Maryland | $1,802 | $2,657 | $2,945 |
| Massachusetts | $1,470 | $2,542 | $1,462 |
| Michigan | $3,501 | $5,358 | $8,440 |
| Minnesota | $1,462 | $1,930 | $2,721 |
| Mississippi | $1,728 | $2,483 | $2,488 |
| Missouri | $1,656 | $2,333 | $3,108 |
| Montana | $1,688 | $2,324 | $2,729 |
| Nebraska | $1,431 | $2,100 | $2,271 |
| Nevada | $2,349 | $3,459 | $3,660 |
| New Hampshire | $1,627 | $2,570 | $3,233 |
| New Jersey | $1,790 | $2,787 | $3,690 |
| New Mexico | $1,831 | $2,702 | $2,835 |
| New York | $1,679 | $2,138 | $3,570 |
| North Carolina | $1,039 | $1,803 | $1,302 |
| North Dakota | $1,423 | $2,168 | $2,591 |
| Ohio | $1,295 | $1,981 | $2,040 |
| Oklahoma | $2,060 | $2,942 | $3,289 |
| Oregon | $1,854 | $2,498 | $2,980 |
| Pennsylvania | $1,546 | $2,288 | $2,686 |
| Rhode Island | $2,610 | $3,830 | $4,322 |
| South Carolina | $1,786 | $2,469 | $3,396 |
| South Dakota | $1,586 | $2,280 | $2,651 |
| Tennessee | $1,853 | $2,765 | $3,690 |
| Texas | $1,883 | $2,708 | $3,378 |
| Utah | $1,619 | $2,235 | $3,094 |
| Vermont | $1,216 | $1,904 | $2,005 |
| Virginia | $1,179 | $1,774 | $1,744 |
| Washington | $1,536 | $2,090 | $2,496 |
| West Virginia | $1,530 | $2,206 | $2,766 |
| Wisconsin | $1,542 | $2,417 | $2,751 |
| Wyoming | $1,433 | $2,040 | $2,142 |
| Georgia | $2,052 | $3,041 | $3,065 |
Compare Honda Civic To Other Honda Models
FAQs
Who has the cheapest car insurance for a Honda Civic?
For the 2024 model year, Liberty Mutual offers the most affordable car insurance for the Honda Civic.
Which company offers the best car insurance for a Honda Civic?
Considering its combination of the lowest rates, comprehensive coverage, and highly-rated customer service, we believe Liberty Mutual provides the best car insurance option for a Honda Civic.
