Honda Civic Car Insurance Cost

Covering a Honda Civic typically comes to about $226 annually with Liberty Mutual. Nevertheless, the exact expense varies based on factors like your age, the year of your car model, and other considerations. Utilize the quote tables provided below to determine the potential cost tailored to your circumstances.

min read
Updated: 31 March 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a Honda Civic, one essential aspect to consider is the insurance expenses. Insurance plays a major role in owning a car, so it’s vital to understand its costs before committing to a purchase.

Failing to choose a suitable car insurance plan can result in unexpected and potentially steep expenses later on. It’s important to ensure you have adequate coverage to avoid significant out-of-pocket costs in case of an accident. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve observed considerable variations in costs. Factors like age, driving history, and location can significantly impact insurance premiums.

How Much Does Honda Civic Car Insurance Cost?

Typically, Liberty Mutual provides the most competitive price, averaging at $226 annually, for full coverage insurance on a 2024 Honda Civic.

Although Liberty Mutual’s rate serves as a good reference point, it’s essential to recognize that car insurance expenses can vary significantly based on several factors. These factors encompass your location, driving record, your car’s model year, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations may raise your costs.

Moreover, residing in urban areas with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium; comprehensive coverage, including both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers to ensure you secure the most advantageous deal.

2024 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Liberty Mutual $226
Mercury Insurance $976
Texas Farm Bureau Group $1,014
Hastings Mutual Insurance Co $1,025
Erie $1,042
USAA $1,084
New York Central Mutual Fire $1,126
Dairyland $1,127
Hanover $1,190
Mercury $1,402

2023 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $28
Kemper Auto | Infinity $115
Safeco $128
Mercury Insurance $269
Victoria $414
NatGen Advantage $749
AssuranceAmerica Mobile Max $916
Texas Farm Bureau Group $1,000
Capital Insurance Group $1,019
Pekin Insurance $1,073

2022 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $42
Dairyland Auto 1 Month $410
AssuranceAmerica Mobile Max $494
Victoria $501
Dairyland FR Bond $665
Dairyland Broadform $783
Safeco $959
American National P $1,092
Concord Group $1,109
Titan $1,235

2021 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $19
National General Value $232
Safeco $367
American National P&C $574
Dairyland FR Bond $692
AssuranceAmerica Mobile Max $703
NatGen Advantage $802
American National P $941
Countryway Insurance $1,017
Mercury Insurance $1,020

2020 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premium $213
Dairyland Broadform $213
Jupiter Auto Insurance $285
Kemper Auto | Infinity $621
Kemper Premium $627
AssuranceAmerica Mobile Max $668
Kemper Auto Premier $660
SAFECO $759
Union Mutual Fire Group $907
American National P&C $936

2019 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $35
Kemper Auto | Infinity $73
Jupiter Auto Insurance $103
Kemper Auto Premium $145
Kemper Auto $130
Dairyland Auto 1 Month $334
Kemper Auto Premier $540
Dairyland Broadform $743
SAFECO $802
Dairyland FR Bond $833

2018 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $47
Jupiter Auto Insurance $25
Kemper Auto | Infinity $97
Kemper Auto $171
NatGen Custom 360 $202
Dairyland FR Bond $231
Kemper Auto Premium $262
Kemper Premium $391
Dairyland Broadform $453
Kemper Auto Premier $500

2017 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $122
Kemper Auto | Infinity $140
Kemper Premium $272
Jupiter Auto Insurance $311
Dairyland Broadform $480
Kemper Auto Premium $525
NatGen Custom 360 $544
Kemper Auto Premier $680
SAFECO $776

2016 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $125
Kemper Personal Insurance $174
AssuranceAmerica Mobile Max $161
Kemper Auto Premier $424
Kemper Auto $463
SAFECO $605
American National P&C $624
NatGen Custom 360 $715
Bear River $797
American National P $897

2015 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $39
Kemper Personal Insurance $43
Kemper Premium $47
Jupiter Auto Insurance $131
Dairyland Broadform $282
NatGen Custom 360 $310
Dairyland Auto 1 Month $335
Kemper Auto Premium $392
SAFECO $446
Dairyland FR Bond $499

2014 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $106
NatGen Custom 360 $110
Jupiter Auto Insurance $96
Dairyland Auto 1 Month $125
Kemper Auto Premium $442
Kemper Personal Insurance $432
SAFECO $484
American National P&C $476
Kemper Auto Premier $532
Dairyland Auto 6 Month $701

2013 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $109
Kemper Personal Insurance $96
NatGen Custom 360 $178
Dairyland Auto 1 Month $369
SAFECO $398
American National P&C $466
AssuranceAmerica Mobile Max $504
Mercury Insurance $757
NatGen Advantage $847
Ameriprise Group $879

2012 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $164
AssuranceAmerica Mobile Max $189
Dairyland FR Bond $201
NatGen Custom 360 $308
Kemper Personal Insurance $435
SAFECO $430
Jupiter Auto Insurance $558
American National P&C $566
Kemper Auto Premier $572
Dairyland Broadform $672

2011 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $96
Kemper Auto Premium $109
AssuranceAmerica Mobile Max $121
Jupiter Auto Insurance $190
Dairyland FR Bond $241
SAFECO $406
American National P&C $393
Kemper Auto Premier $462
Mercury Insurance $534
Dairyland Broadform $552

2010 Honda Civic Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $98
NatGen Custom 360 $117
Dairyland FR Bond $119
Jupiter Auto Insurance $215
Kemper Personal Insurance $337
SAFECO $519
Union Mutual Fire Group $508
Mercury Insurance $593
Bear River $634
Kemper Auto Premier $668

Cost of Honda Civic Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,931 $8,710 $10,209
18 $5,534 $8,135 $9,496
19 $4,913 $7,181 $8,394
20 $4,251 $6,256 $7,350
21 $3,572 $5,257 $6,154
22 $3,476 $5,132 $5,992
23 $3,047 $4,472 $5,238
24 $2,887 $4,238 $4,967
25 $2,492 $3,658 $4,293
30 $1,951 $2,852 $3,367
35 $1,816 $2,666 $3,134
40 $1,767 $2,568 $3,017
45 $1,690 $2,513 $2,944
55 $1,555 $2,310 $2,677
65 $1,622 $2,399 $2,818
75 $2,072 $3,040 $3,554

Honda Civic Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,867 $2,707 $3,423
Alaska $1,532 $2,149 $2,080
Arizona $1,754 $2,497 $3,720
Arkansas $1,901 $2,994 $3,316
California $2,108 $3,733 $2,103
Colorado $1,992 $2,757 $3,534
Connecticut $2,541 $3,930 $4,995
Delaware $2,097 $2,801 $3,601
Florida $2,513 $3,461 $4,484
Hawaii $824 $1,117 $807
Idaho $1,406 $1,883 $2,266
Illinois $1,491 $2,242 $2,555
Indiana $1,505 $2,327 $2,600
Iowa $1,197 $1,661 $1,959
Kansas $1,600 $2,326 $2,723
Kentucky $2,316 $3,407 $4,001
Louisiana $2,987 $4,476 $4,882
Maine $1,118 $1,545 $2,280
Maryland $1,802 $2,657 $2,945
Massachusetts $1,470 $2,542 $1,462
Michigan $3,501 $5,358 $8,440
Minnesota $1,462 $1,930 $2,721
Mississippi $1,728 $2,483 $2,488
Missouri $1,656 $2,333 $3,108
Montana $1,688 $2,324 $2,729
Nebraska $1,431 $2,100 $2,271
Nevada $2,349 $3,459 $3,660
New Hampshire $1,627 $2,570 $3,233
New Jersey $1,790 $2,787 $3,690
New Mexico $1,831 $2,702 $2,835
New York $1,679 $2,138 $3,570
North Carolina $1,039 $1,803 $1,302
North Dakota $1,423 $2,168 $2,591
Ohio $1,295 $1,981 $2,040
Oklahoma $2,060 $2,942 $3,289
Oregon $1,854 $2,498 $2,980
Pennsylvania $1,546 $2,288 $2,686
Rhode Island $2,610 $3,830 $4,322
South Carolina $1,786 $2,469 $3,396
South Dakota $1,586 $2,280 $2,651
Tennessee $1,853 $2,765 $3,690
Texas $1,883 $2,708 $3,378
Utah $1,619 $2,235 $3,094
Vermont $1,216 $1,904 $2,005
Virginia $1,179 $1,774 $1,744
Washington $1,536 $2,090 $2,496
West Virginia $1,530 $2,206 $2,766
Wisconsin $1,542 $2,417 $2,751
Wyoming $1,433 $2,040 $2,142
Georgia $2,052 $3,041 $3,065

FAQs

Who has the cheapest car insurance for a Honda Civic?

For the 2024 model year, Liberty Mutual offers the most affordable car insurance for the Honda Civic.

Which company offers the best car insurance for a Honda Civic?

Considering its combination of the lowest rates, comprehensive coverage, and highly-rated customer service, we believe Liberty Mutual provides the best car insurance option for a Honda Civic.

Go back to top