Honda Fit Car Insurance Cost

To ensure a Honda Fit, the average annual cost is approximately $1,467 with Travelers. However, insurance expenses vary based on factors such as age, car model year, and other individual considerations. You can utilize our quote tables below to determine the potential cost tailored to your specific circumstances.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a Honda Fit, you’ll need to consider the cost of insurance as one of many factors. Insurance is a crucial aspect of owning a car, and it’s essential to understand its implications before making a purchase.

Failing to choose the right insurance policy can result in unexpected and potentially high expenses in the future. You wouldn’t want to face inadequate coverage in the event of an accident, which could leave you with significant out-of-pocket costs. Additionally, there’s the possibility of premium hikes if you’re deemed at fault for accidents.

Having analyzed car insurance rates for over a decade, I’ve observed how greatly these costs can vary. Factors like age, driving history, and even your location can have a substantial impact on insurance premiums.

How Much Does Honda Fit Car Insurance Cost?

Typically, Travelers provides the most attractive rate averaging $1,467 annually for comprehensive insurance coverage on a 2021 Honda Fit.

Although Travelers’ rate serves as a useful reference point, it’s crucial to recognize that car insurance expenses can significantly fluctuate based on various factors. These factors encompass your location, driving record, the model year of your vehicle, and the specific coverage options you select. A clean driving history often translates to lower premiums, while a track record of accidents or traffic violations can lead to increased costs.

Moreover, residing in urban areas with heavy traffic typically correlates with higher insurance rates compared to rural regions with less traffic congestion. Additionally, the type of coverage you opt for plays a role in determining your premium costs. Comprehensive insurance, which includes coverage for various scenarios like collisions and comprehensive incidents, tends to be more costly than basic liability coverage.

Insuranceopedia offers assistance by facilitating comparisons among different insurance providers, aiding you in securing the most advantageous deal for your circumstances.

2021 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Travelers $1,467
Mercury $2,106
Metropolitan $2,505
Electric $4,064
Direct General Insurance $4,334

2020 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
American National P $688
NatGen Value $736
United Farm Bureau of IN Group $721
Concord Group $726
Union Mutual Fire Group $825
MMG Insurance Company $849
Countryway Insurance $887
New Jersey Manufacturers $878
Patriot Group $940
Wolverine Mutual $933

2019 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $121
American National P&C $424
Mercury Insurance $518
SAFECO $600
Dairyland FR Bond $725
NatGen PPA $775
Buckeye Insurance Group $820
PEMCO $852
Dairyland Broadform $853
National General Value $867

2018 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $238
Mercury Insurance $357
Bear River $589
Plymouth Rock $593
Buckeye Insurance Group $687
NatGen Value $802
Concord Group $824
Rockford Mutual Insurance $901
North Carolina Farm Bureau $912
SECURA Insurance $961

2017 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $383
American National P $546
SAFECO $652
Buckeye Insurance Group $750
North Carolina Farm Bureau $742
Mercury Insurance $806
PEMCO $811
New Jersey Manufacturers $913
Kemper Premium $941
Clearcover $982

2016 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $146
Jupiter Auto Insurance $522
SAFECO $590
Buckeye Insurance Group $658
NatGen PPA $657
Commerce Group Inc $725
MMG Insurance Company $708
Mercury Insurance $761
Safety Group $799
Vermont Mutual $845

2015 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $98
Mercury Insurance $245
NatGen Advantage $292
Infinity Special $382
Mercury Insurance Company $510
Rural Mutual Insurance $525
SAFECO $520
West Bend Mutual $612
North Carolina Farm Bureau $674
Utica National Ins Group $787

2014 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $785
Shelter $855
North Carolina Farm Bureau $831
Tennessee Farmers $901
Southern Farm Bureau $929
Country $917
ACCC Insurance Company $1,021
Atlantic States Insurance $1,014
Texas Farm Bureau Group $1,046
Pekin Insurance $1,070

2013 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $237
Jupiter Auto Insurance $315
American National P&C $318
Mercury Insurance $445
Clearcover $651
Countryway Insurance $702
American National P $695
Umialik Insurance $719
North Carolina Farm Bureau $751
Buckeye Insurance Group $725

2012 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $243
Kemper Premium $341
Mercury Insurance $370
SAFECO $350
American National P $468
NatGen Value $488
West Bend Mutual $694
Partners Mutual Insurance Co $724
Loya Insurance $751
Commerce Group Inc $802

2011 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
American National P $486
Clearcover $608
Concord Group $714
Countryway Insurance $725
SECURA Insurance $771
Patriot Group $796
AssuranceAmerica $829
Kemper Auto | Infinity $811
MMG Insurance Company $875
Mercury Insurance $864

2010 Honda Fit Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $373
NatGen Custom 360 $376
American National P&C $494
Kemper Auto Premium $535
Mercury Insurance $590
American National P $635
North Carolina Farm Bureau $712
Union Mutual Fire Group $727
Partners Mutual Insurance Co $753
PEMCO $729

Cost of Honda Fit Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,839 $7,114 $8,311
18 $4,500 $6,625 $7,732
19 $3,983 $5,843 $6,824
20 $3,469 $5,109 $5,976
21 $2,917 $4,272 $4,988
22 $2,820 $4,163 $4,881
23 $2,467 $3,647 $4,243
24 $2,368 $3,452 $4,043
25 $2,036 $2,975 $3,473
30 $1,585 $2,330 $2,724
35 $1,465 $2,185 $2,569
40 $1,435 $2,105 $2,449
45 $1,381 $2,026 $2,375
55 $1,274 $1,876 $2,204
65 $1,346 $1,971 $2,296
75 $1,664 $2,483 $2,878

Honda Fit Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,514 $2,180 $2,814
Alaska $1,243 $1,725 $1,675
Arizona $1,406 $2,048 $3,029
Arkansas $1,550 $2,433 $2,679
California $1,733 $3,052 $1,733
Colorado $1,603 $2,251 $2,871
Connecticut $2,079 $3,207 $4,055
Delaware $1,697 $2,256 $2,932
Florida $2,048 $2,791 $3,645
Hawaii $670 $902 $678
Idaho $1,146 $1,524 $1,870
Illinois $1,196 $1,835 $2,083
Indiana $1,222 $1,876 $2,120
Iowa $986 $1,357 $1,567
Kansas $1,303 $1,887 $2,220
Kentucky $1,887 $2,779 $3,270
Louisiana $2,404 $3,656 $3,948
Maine $919 $1,244 $1,867
Maryland $1,473 $2,167 $2,402
Massachusetts $1,190 $2,064 $1,195
Michigan $2,861 $4,354 $6,854
Minnesota $1,180 $1,586 $2,212
Mississippi $1,402 $2,040 $2,037
Missouri $1,353 $1,918 $2,509
Montana $1,357 $1,915 $2,191
Nebraska $1,159 $1,691 $1,856
Nevada $1,908 $2,811 $2,969
New Hampshire $1,322 $2,073 $2,635
New Jersey $1,455 $2,290 $2,993
New Mexico $1,498 $2,188 $2,276
New York $1,383 $1,714 $2,909
North Carolina $868 $1,453 $1,030
North Dakota $1,175 $1,754 $2,107
Ohio $1,042 $1,616 $1,655
Oklahoma $1,647 $2,390 $2,680
Oregon $1,510 $2,032 $2,419
Pennsylvania $1,279 $1,880 $2,173
Rhode Island $2,138 $3,137 $3,499
South Carolina $1,433 $1,984 $2,753
South Dakota $1,284 $1,857 $2,141
Tennessee $1,511 $2,254 $2,972
Texas $1,527 $2,213 $2,758
Utah $1,318 $1,838 $2,520
Vermont $1,003 $1,549 $1,617
Virginia $934 $1,443 $1,417
Washington $1,257 $1,680 $2,032
West Virginia $1,246 $1,785 $2,251
Wisconsin $1,238 $1,941 $2,229
Wyoming $1,163 $1,625 $1,739
Georgia $1,654 $2,474 $2,490

FAQs

Who has the cheapest car insurance for a Honda Fit?

Travelers offer the most affordable car insurance option for the 2021 Honda Fit.

Which company offers the best car insurance for a Honda Fit?

We think Travelers provides the best car insurance for a Honda Fit because they offer competitive rates, comprehensive coverage, and excellent customer service.

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