Honda Passport Car Insurance Cost 2025

The average cost to insure a Honda Passport is $1,339 per year. However, your actual rate may differ depending on several factors, including your age, the model year of your vehicle, your driving history, and other personal details. To get a more accurate estimate tailored to your profile, it’s best to compare quotes using a tool like the one provided in our quote tables.

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Updated: 04 May 2025
Written by Bob Phillips
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The Honda Passport is a midsize SUV that offers a mix of rugged capability and family-friendly comfort. On average, insuring a 2025 Honda Passport with full coverage costs around $1,339 per year, which breaks down to approximately $112 per month.

This rate is slightly higher than what you’d pay for smaller vehicles, due in part to the Passport’s higher value and repair costs. However, the vehicle’s strong safety ratings and reliability can help offset those expenses.

Actual insurance rates vary based on your driving history, age, location, and insurer, but the Passport remains reasonably priced for a vehicle in its class.

How Much Does Honda Passport Car Insurance Cost?

Yes, typically, Honda Passport drivers can expect to pay an average of $1,339 per year for car insurance. However, the exact rate may vary based on factors like age, driving history, location, and the specific coverage options chosen. It’s always a good idea to shop around for quotes to ensure you’re getting the best deal for your situation.

You’re absolutely right! Several factors influence car insurance rates, including location, driving history, and the coverage type you choose. By maintaining a clean driving record and carefully selecting your coverage, you can significantly reduce your premiums. It’s also important to note that urban areas with higher traffic congestion often result in higher insurance rates compared to rural locations.

As you mentioned, the Honda Passport tends to have lower insurance costs than many other Honda models and some other car models overall. Comparing quotes from various insurance providers can help you find the best rates based on your personal circumstances.

If you need further assistance with comparing rates or understanding coverage options, Insuranceopedia can be a valuable resource for helping you make informed decisions.

Vehicle Average Monthly Premium
Honda Passport $146
All Honda $167
All Cars $175

Average Insurance Cost Of Honda Passport By Model Year

Model Year Average Premium
2025 Honda Passport $1,426
2024 Honda Passport $1,608
2023 Honda Passport $1,551
2022 Honda Passport $905
2021 Honda Passport $843
2020 Honda Passport $708
2019 Honda Passport $968

2025 Honda Passport Insurance Rates

The average annual insurance cost for a 2025 Honda Passport Car is $1,426. However, USAA offers the cheapest rates, averaging $1,199 per year.

Insurance Provider Average Annual Cost
GEICO $1,253
USAA $1,199
State Farm $1,224
Progressive $1,297
Nationwide $1,347
Travelers $1,393
Allstate $1,676
Farmers $1,699
Auto-Owners $1,296
Kemper $1,875

2024 Honda Passport Insurance Rates

The average annual insurance cost for a 2024 Honda Passport Car is $1,710. However, USAA offers the cheapest rates, averaging $990 per year.

Insurance Provider Average Annual Cost
USAA $990
Encompass $1,030
Hanover $1,198
Erie $1,502
Travelers $1,565
New York Central Mutual Fire $1,675
Nationwide $1,734
Allstate $1,738
State Farm $1,732
Preferred Mutual $2,295

2023 Honda Passport Insurance Rates

The average annual insurance cost for a 2023 Honda Passport Car is $1,710. However, SECURA Insurance offers the cheapest rates, averaging $965 per year.

Insurance Provider Average Annual Cost
New York Central Mutual Fire $1,266
AssuranceAmerica Elite $2,295
USAA $1,765
AssuranceAmerica Economy $1,540
Chubb $1,781
Hastings Mutual Insurance Co $1,772
SECURA Insurance $965
Erie $1,618
Safeco $979
National General $1,529

2022 Honda Passport Insurance Rates

The average annual insurance cost for a 2022 Honda Passport Car is $905. However, Safeco offers the cheapest rates, averaging $694 per year.

Insurance Provider Average Annual Cost
PEMCO $956
Capital Insurance Group $983
Hastings Mutual Insurance Co $1,049
Clearcover $725
Kemper Auto | Infinity $730
Buckeye Insurance Group $1,023
Pekin Insurance $876
Oregon Mutual $967
Nodak Mutual $1,047
Safeco $694

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2021 Honda Passport Insurance Rates

The average annual insurance cost for a 2021 Honda Passport Car is $843. However, Mercury Insurance offers the cheapest rates, averaging $276 per year.

Insurance Provider Average Annual Cost
Tennessee Farmers $1,080
Rural Mutual Insurance $1,016
Virginia Farm Bureau $919
Mercury Insurance $276
Hastings Mutual Insurance Co $699
Western Reserve $1,069
Safeco $1,020
United Farm Bureau of IN Group $798
Buckeye Insurance Group $763
Pekin Insurance $792

2020 Honda Passport Insurance Rates

The average annual insurance cost for a 2020 Honda Passport Car is $708. However, Safeco offers the cheapest rates, averaging $131 per year.

Insurance Provider Average Annual Cost
NatGen Value $165
American National P $418
Mercury Insurance $1,018
Buckeye Insurance Group $876
Commerce Group Inc $1,046
Atlantic States Insurance $912
Hastings Mutual Insurance Co $980
MMG Insurance Company $676
Concord Group $853
Safeco $131

2019 Honda Passport Insurance Rates

The average annual insurance cost for a 2019 Honda Passport Car is $968. However, Safeco offers the cheapest rates, averaging $212 per year.

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $693
Mercury Insurance $1,384
Clearcover $1,123
MO Farm Bureau Services $1,348
Pekin Insurance $1,038
SECURA Insurance $950
Kemper Auto | Infinity $1,312
American National P $444
New Jersey Manufacturers $1,180
Safeco $212

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Are Honda Passports Expensive To Insure?

Insuring a 2025 Honda Passport is moderately priced compared to other midsize SUVs. On average, full coverage costs approximately $1,339 annually, or about $112 per month. Factors influencing these rates include the vehicle’s higher MSRP, robust safety features, and repair costs. While the Passport’s strong safety ratings can help lower premiums, its status as a midsize SUV with a higher value can increase insurance costs. However, actual rates can vary based on individual factors such as driving history, location, and chosen coverage levels. Overall, the Honda Passport offers a balance between performance and insurance affordability.

Cost of Honda Passport Car Insurance By Age

Absolutely! Age is one of the most significant factors in determining insurance premiums. Teenagers and young adults tend to pay higher rates due to their lack of experience behind the wheel and the higher likelihood of being involved in accidents. As drivers get older, typically their premiums decrease, especially if they maintain a clean driving record.

Insurance companies view older drivers as less of a risk, which is why they often reward them with lower rates. Of course, other factors like your driving history and the type of coverage you choose also play a role in determining your premium.

Driver Age Good Driver Recent Accident Poor Credit
17 $8,079 $11,851 $13,862
18 $7,565 $11,074 $12,968
19 $6,683 $9,812 $11,447
20 $5,808 $8,549 $9,976
21 $4,866 $7,159 $8,368
22 $4,704 $6,985 $8,179
23 $4,202 $6,093 $7,117
24 $3,951 $5,794 $6,734
25 $3,387 $4,979 $5,835
30 $2,632 $3,850 $4,586
35 $2,506 $3,676 $4,288
40 $2,376 $3,559 $4,105
45 $2,358 $3,458 $4,036
55 $2,120 $3,179 $3,651
65 $2,237 $3,264 $3,853
75 $2,835 $4,120 $4,836

Honda Passport Car Insurance Rates By State

Where you live plays a significant role in determining your car insurance rates. Different states have their own regulations, with some mandating higher coverage levels, which can lead to higher premiums. Additionally, climate and weather conditions can also impact rates—areas prone to hurricanes, storms, or flooding are considered higher-risk, and as a result, insurance costs tend to be higher. Furthermore, local statistics on crime and car accidents also influence rates. Regions with higher crime rates or more accidents often see higher insurance costs due to the increased risk for insurers.

State Good Driver Recent Accident Poor Credit
Alabama $1,934 $2,784 $3,547
Alaska $1,605 $2,203 $2,162
Arizona $1,781 $2,589 $3,853
Arkansas $1,988 $3,101 $3,429
California $2,199 $3,886 $2,185
Colorado $2,038 $2,888 $3,639
Connecticut $2,620 $4,055 $5,160
Delaware $2,151 $2,889 $3,713
Florida $2,561 $3,584 $4,662
Georgia $830 $1,143 $826
Hawaii $1,449 $1,916 $2,354
Idaho $1,531 $2,323 $2,628
Illinois $1,592 $2,386 $2,676
Indiana $1,250 $1,719 $2,010
Iowa $1,656 $2,427 $2,815
Kansas $2,404 $3,493 $4,159
Kentucky $3,082 $4,650 $5,041
Louisiana $1,181 $1,602 $2,390
Maine $1,895 $2,756 $3,035
Maryland $1,496 $2,644 $1,501
Massachusetts $3,629 $5,529 $8,731
Michigan $1,495 $2,005 $2,795
Minnesota $1,794 $2,577 $2,597
Mississippi $1,712 $2,451 $3,189
Missouri $1,742 $2,415 $2,828
Montana $1,466 $2,158 $2,353
Nebraska $2,433 $3,574 $3,774
Nevada $1,679 $2,670 $3,370
New Hampshire $1,830 $2,899 $3,812
New Jersey $1,883 $2,814 $2,914
New Mexico $1,749 $2,200 $3,699
New York $1,073 $1,877 $1,330
North Carolina $1,481 $2,249 $2,663
North Dakota $1,338 $2,050 $2,115
Ohio $2,125 $3,023 $3,404
Oklahoma $1,917 $2,583 $3,081
Oregon $1,640 $2,385 $2,782
Pennsylvania $2,692 $3,981 $4,454
Rhode Island $1,830 $2,544 $3,534
South Carolina $1,664 $2,356 $2,753
South Dakota $1,958 $2,847 $3,803
Tennessee $1,963 $2,819 $3,496
Texas $1,652 $2,316 $3,222
Utah $1,293 $1,967 $2,076
Vermont $1,212 $1,864 $1,809
Virginia $1,578 $2,154 $2,588
Washington $1,599 $2,287 $2,862
West Virginia $1,583 $2,488 $2,840
Wisconsin $1,504 $2,107 $2,238
Wyoming $2,096 $3,154 $3,177

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Cheapest Car Insurance Companies For A Honda Passport

The table above shows the top five cheapest car insurance companies for a 2025 Honda Passport. USAA offers the most affordable coverage at around $1,199 per year, or about $100 per month, though it’s limited to military members and their families. GEICO is also competitively priced, with an estimated annual premium of $1,253, which equals roughly $105 per month. State Farm follows closely with a yearly cost of $1,224 and a monthly rate of $102. Progressive and Nationwide round out the list with annual premiums of $1,297 and $1,347 respectively. These rates reflect general estimates and can vary based on location, driver profile, and chosen coverage levels.

Insurance Company Average Monthly
GEICO $105
USAA $100
State Farm $102
Progressive $108
Nationwide $112

Common Honda Passport Insurance Discounts

Discounts are an excellent way to reduce your car insurance premiums. Here are some common discounts that you may be eligible for:

  • Multi-policy: Bundling your home and auto insurance policies with the same provider can often result in a discounted rate.
  • Pay annually: If you’re able to pay your entire premium upfront instead of monthly, many providers will offer a discount.
  • Defensive driving: Completing a certified defensive driving course can help lower your premiums.

There may be other discounts available to you, so it’s a good idea to check with your insurance agent. They can guide you on which discounts you qualify for based on your specific situation.

Ways To Save On Honda Passport Insurance Costs

Maintaining a clean driving record is crucial for keeping your Honda Passport insurance premiums low. Traffic violations, such as speeding tickets, and accidents can significantly increase your rates. For example, drivers with a ticket on their record typically pay around $86 per month, while those with multiple accidents could face an average cost of $107 per month. Additionally, your annual mileage also plays a role in determining your insurance costs. Drivers who travel between 5,001 and 7,500 miles per year tend to pay about $63 per month, while those who exceed 10,000 miles annually can expect to pay around $72 per month. Reducing your mileage and staying accident-free can help you save on your premiums.

Our Methodology

To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The typical profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It's important to note that your personal results may differ, as factors such as age, driving history, location, and vehicle type will affect the exact premium you are quoted.

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FAQs

Do You Need Insurance Before You Can Purchase A Honda Passport?

Yes, you will need to provide proof of insurance before driving your Honda Passport off the dealership lot. The most efficient way to do this is to purchase a policy in advance and inform your insurance company that you’re about to buy the vehicle. This way, you can ensure you’re properly insured and avoid getting coverage through the dealership, which might not offer the best rates or terms.

How Can You Get The Cheapest Insurance For Your Honda Passport?

The best way to find the cheapest rates for your Honda Passport is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.

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