Mitsubishi Mirage Car Insurance Cost
Getting insurance coverage for a Mitsubishi Mirage typically comes to about $868 annually with Texas Farm Bureau Group. Yet, the exact expenses can vary based on factors like your age, the year of the car model, and other pertinent details. Utilize the provided quote tables below to ascertain the approximate cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Mitsubishi Mirage, it’s essential to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to understand the expenses involved before making a decision.
Failing to choose the right insurance policy can result in unexpected and potentially high expenses later on. It’s crucial to ensure you have adequate coverage to avoid being burdened with hefty out-of-pocket costs in the event of an accident. Additionally, there’s the risk of premium increases if you’re deemed at fault.
With over a decade of experience studying car insurance rates, I’ve witnessed significant variations in costs. Factors such as age, driving history, and location can greatly impact insurance premiums.
How Much Does Mitsubishi Mirage Car Insurance Cost?
Typically, Texas Farm Bureau Group provides the most competitive rate, averaging $868 annually for full coverage insurance on a 2024 Mitsubishi Mirage.
It’s important to understand that car insurance costs can vary significantly based on several factors, including your location, driving history, the model year of your vehicle, and the type of coverage you choose. A clean driving record typically leads to lower premiums, while a history of accidents or traffic violations can result in higher costs. Additionally, living in a high-traffic urban area may increase your insurance rates compared to residing in a less congested rural area. The coverage level you select also impacts your premium—comprehensive insurance, which includes both comprehensive and collision coverage, is generally more expensive than minimum liability coverage.
When comparing insurance costs, the Mitsubishi Mirage tends to be more affordable than the average cost for all Mitsubishi models and is also lower than the average insurance cost for all vehicles. To ensure you get the best rate, Insuranceopedia provides tools to compare quotes from multiple auto insurance companies, helping you find the most cost-effective policy for your needs.
| Vehicle | Average Monthly Premium |
| Mitsubishi Mirage | $174 |
| All Mitsubishis | $187 |
| All Cars | $175 |
Average Insurance Cost Of Mitsubishi Mirage Model Year
| Model Year | Average Premium |
| 2024 Mitsubishi Mirage | $1,551 |
| 2023 Mitsubishi Mirage | $690 |
| 2022 Mitsubishi Mirage | $806 |
| 2021 Mitsubishi Mirage | $814 |
| 2020 Mitsubishi Mirage | $958 |
| 2019 Mitsubishi Mirage | $620 |
| 2018 Mitsubishi Mirage | $711 |
| 2017 Mitsubishi Mirage | $524 |
| 2016 Mitsubishi Mirage | $851 |
| 2015 Mitsubishi Mirage | $655 |
| 2014 Mitsubishi Mirage | $782 |
2024 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2024 Mitsubishi Mirage is $1,551. However, Texas Farm Bureau Group offers the cheapest rates, averaging $868 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,232 |
| Capital Insurance Group | $2,208 |
| New York Central Mutual Fire | $1,819 |
| Infinity Special | $1,388 |
| Texas Farm Bureau Group | $868 |
| North Carolina Farm Bureau | $1,295 |
| American National P | $1,165 |
| New Jersey Manufacturers | $1,811 |
| Republic Indemnity | $2,006 |
| Utica National Ins Group | $1,718 |
2023 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2023 Mitsubishi Mirage is $690. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $295 |
| North Carolina Farm Bureau | $1,180 |
| American National P | $943 |
| Texas Farm Bureau Group | $737 |
| Safeco | $75 |
| Kemper Auto | Infinity | $498 |
| Mercury Insurance | $207 |
| Titan | $966 |
| Utica National Ins Group | $1,039 |
| Victoria | $957 |
2022 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2022 Mitsubishi Mirage is $806. However, Safeco offers the cheapest rates, averaging $48 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $593 |
| Farm Bureau Mutual (IA Group) | $1,187 |
| SECURA Insurance | $1,161 |
| Kemper Personal Insurance | $741 |
| Safeco | $48 |
| AssuranceAmerica Mobile Max | $684 |
| Mercury Insurance | $289 |
| MMG Insurance Company | $1,158 |
| Countryway Insurance | $1,144 |
| NatGen PPA | $1,077 |
2021 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2021 Mitsubishi Mirage is $814. However, NatGen Advantage offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $322 |
| Texas Farm Bureau Group | $1,297 |
| SafeAuto | $1,092 |
| American National P | $789 |
| NatGen Advantage | $182 |
| Victoria | $786 |
| NatGen Custom 360 | $257 |
| Capital Insurance Group | $1,178 |
| SECURA Insurance | $1,233 |
| Mercury Insurance | $1,004 |
2020 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2020 Mitsubishi Mirage is $958. However, Safeco offers the cheapest rates, averaging $96 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $872 |
| North Carolina Farm Bureau | $1,236 |
| Concord Group | $1,100 |
| Titan | $999 |
| Safeco | $96 |
| American National P | $948 |
| NatGen PPA | $870 |
| SECURA Insurance | $1,141 |
| Texas Farm Bureau Group | $1,229 |
| Indiana Farmers Mutual Ins | $1,091 |
2019 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2019 Mitsubishi Mirage is $620. However, NatGen Custom 360 offers the cheapest rates, averaging $165 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $174 |
| MMG Insurance Company | $1,093 |
| American National P&C | $755 |
| Concord Group | $550 |
| Safeco | $190 |
| Mercury Insurance | $470 |
| NatGen Custom 360 | $165 |
| American National P | $984 |
| NatGen PPA | $1,077 |
| AssuranceAmerica Mobile Max | $738 |
2018 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2018 Mitsubishi Mirage is $711. However, Safeco offers the cheapest rates, averaging $143 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $664 |
| National General Value | $954 |
| American National P&C | $749 |
| Dairyland FR Bond | $670 |
| Safeco | $143 |
| American National P | $709 |
| Mercury Insurance | $653 |
| Dairyland Broadform | $907 |
| NatGen Custom 360 | $937 |
| Kemper Personal Insurance | $719 |
2017 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2017 Mitsubishi Mirage is $524. However, Kemper Personal Insurance offers the cheapest rates, averaging $156 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $306 |
| Kemper Auto | $866 |
| American National P | $723 |
| NatGen Custom 360 | $530 |
| Safeco | $92 |
| Dairyland FR Bond | $416 |
| Kemper Personal Insurance | $156 |
| American National P&C | $736 |
| Buckeye Insurance Group | $806 |
| Mercury Insurance | $607 |
2016 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2016 Mitsubishi Mirage is $851. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $555 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $733 |
| IMT Insurance Company | $1,125 |
| USAA | $946 |
| Farm Bureau Mutual (IA Group) | $829 |
| Hastings Mutual Insurance Co | $555 |
| Travelers | $755 |
| Direct Auto | $640 |
| Pekin Insurance | $958 |
| Partners Mutual Insurance Co | $1,070 |
| Cameron Mutual Group | $900 |
2015 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2015 Mitsubishi Mirage is $655. However, Safeco offers the cheapest rates, averaging $124 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $493 |
| Kemper Auto | $935 |
| SECURA Insurance | $813 |
| American National P | $741 |
| Safeco | $124 |
| Buckeye Insurance Group | $674 |
| Mercury Insurance | $355 |
| Texas Farm Bureau Group | $840 |
| North Carolina Farm Bureau | $831 |
| Indiana Farmers Mutual Ins | $739 |
2014 Mitsubishi Mirage Insurance Rates
The average annual insurance cost for a 2014 Mitsubishi Mirage is $782. However, Safeco offers the cheapest rates, averaging $51 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $622 |
| Direct Auto | $1,105 |
| MO Farm Bureau Services | $1,017 |
| AssuranceAmerica Economy | $820 |
| Safeco | $51 |
| SafeAuto | $668 |
| Mercury Insurance | $474 |
| Texas Farm Bureau Group | $1,039 |
| Southern Farm Bureau | $1,060 |
| New Jersey Manufacturers | $960 |
Find Affordable Mitsubishi Mirage Car Insurance Rates
Is A Mitsubishi Mirage Car Insurance Expensive To Insure?
The cost to insure a Mitsubishi Mirage is lower than the overall average for all vehicles. However, the exact amount you’ll pay for car insurance depends on several factors, including your age, the model year of your car, your location, driving history, and the coverage options you choose.
Cost of Mitsubishi Mirage Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teenagers tend to pay the highest premiums since they are statistically more likely to be involved in accidents than any other age group. However, as drivers get older and gain more experience, their insurance costs typically decrease because they pose a lower risk to insurers.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,983 | $11,717 | $13,734 |
| 18 | $7,426 | $10,933 | $12,807 |
| 19 | $6,594 | $9,685 | $11,287 |
| 20 | $5,760 | $8,471 | $9,843 |
| 21 | $4,810 | $7,096 | $8,288 |
| 22 | $4,724 | $6,904 | $8,092 |
| 23 | $4,079 | $6,036 | $7,089 |
| 24 | $3,884 | $5,726 | $6,703 |
| 25 | $3,349 | $4,931 | $5,779 |
| 30 | $2,583 | $3,876 | $4,506 |
| 35 | $2,473 | $3,600 | $4,210 |
| 40 | $2,318 | $3,454 | $4,064 |
| 45 | $2,275 | $3,345 | $3,951 |
| 55 | $2,099 | $3,089 | $3,614 |
| 65 | $2,212 | $3,230 | $3,777 |
| 75 | $2,775 | $4,034 | $4,755 |
Mitsubishi Mirage Car Insurance Rates By State
Your location significantly impacts your Mitsubishi Mirage insurance rate, as each state has its own auto insurance regulations. For instance, Michigan drivers often face higher premiums due to the state’s mandatory higher coverage levels. Additionally, the climate in your area plays a role—states prone to extreme weather events like hurricanes, storms, or flooding may see higher insurance costs. Crime rates and accident statistics in your region also affect your premium, with areas experiencing more car thefts, crashes, or vehicle fatalities leading to increased insurance rates. Insurers analyze all these factors to determine the precise cost of insuring your Mitsubishi Mirage.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,501 | $3,670 | $4,638 |
| Alaska | $2,059 | $2,895 | $2,778 |
| Arizona | $2,359 | $3,360 | $5,014 |
| Arkansas | $2,557 | $4,018 | $4,405 |
| California | $2,875 | $5,081 | $2,880 |
| Colorado | $2,674 | $3,730 | $4,712 |
| Connecticut | $3,406 | $5,317 | $6,720 |
| Delaware | $2,812 | $3,767 | $4,855 |
| Florida | $3,378 | $4,606 | $6,053 |
| Hawaii | $1,131 | $1,497 | $1,100 |
| Idaho | $1,906 | $2,532 | $3,077 |
| Illinois | $1,966 | $2,998 | $3,408 |
| Indiana | $2,042 | $3,121 | $3,528 |
| Iowa | $1,611 | $2,227 | $2,627 |
| Kansas | $2,177 | $3,153 | $3,670 |
| Kentucky | $3,087 | $4,559 | $5,409 |
| Louisiana | $3,988 | $6,080 | $6,529 |
| Maine | $1,506 | $2,089 | $3,080 |
| Maryland | $2,442 | $3,569 | $3,974 |
| Massachusetts | $1,943 | $3,380 | $1,947 |
| Michigan | $4,743 | $7,246 | $11,372 |
| Minnesota | $1,942 | $2,594 | $3,705 |
| Mississippi | $2,387 | $3,355 | $3,354 |
| Missouri | $2,227 | $3,145 | $4,163 |
| Montana | $2,241 | $3,143 | $3,651 |
| Nebraska | $1,869 | $2,784 | $3,079 |
| Nevada | $3,170 | $4,651 | $4,935 |
| New Hampshire | $2,154 | $3,438 | $4,390 |
| New Jersey | $2,406 | $3,761 | $4,963 |
| New Mexico | $2,440 | $3,654 | $3,792 |
| New York | $2,289 | $2,868 | $4,770 |
| North Carolina | $1,397 | $2,407 | $1,737 |
| North Dakota | $1,912 | $2,898 | $3,501 |
| Ohio | $1,722 | $2,685 | $2,736 |
| Oklahoma | $2,765 | $3,974 | $4,480 |
| Oregon | $2,502 | $3,364 | $4,003 |
| Pennsylvania | $2,109 | $3,089 | $3,658 |
| Rhode Island | $3,510 | $5,195 | $5,796 |
| South Carolina | $2,424 | $3,316 | $4,569 |
| South Dakota | $2,160 | $3,067 | $3,552 |
| Tennessee | $2,553 | $3,724 | $4,944 |
| Texas | $2,564 | $3,669 | $4,562 |
| Utah | $2,148 | $3,052 | $4,177 |
| Vermont | $1,653 | $2,566 | $2,706 |
| Virginia | $1,543 | $2,386 | $2,370 |
| Washington | $2,050 | $2,798 | $3,388 |
| West Virginia | $2,081 | $3,010 | $3,721 |
| Wisconsin | $2,076 | $3,250 | $3,686 |
| Wyoming | $1,934 | $2,722 | $2,886 |
| Georgia | $2,739 | $4,131 | $4,096 |
Mitsubishi Mirage
Cheapest Car Insurance Companies For A Mitsubishi Mirage
If you’re searching for the most affordable car insurance policy for your Mitsubishi Mirage, it’s important to compare different providers. Ohio Mutual offers the lowest average rate at $34 per month, making it the cheapest option for Mirage drivers. However, insurance rates vary depending on factors like your driving history, location, and coverage needs. To find the best rate for your specific profile, it’s recommended to shop around and compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Ohio Mutual | $24 |
| StateAuto | $45 |
| Aspire | $43 |
| Commonwealth Casualty | $50 |
| Fiesta | $45 |
Common Mitsubishi Mirage Insurance Discounts
Discounts can significantly reduce your car insurance costs, and most providers offer various savings opportunities. Common discounts include multi-policy discounts, where bundling home and auto insurance with the same provider can lower your rate, and paying annually, which often results in savings compared to monthly payments. Additionally, taking a defensive driving course from a certified institution can make you eligible for further discounts. Other discounts may be available depending on your insurer, so it’s best to speak with your insurance agent to determine which ones you qualify for.
Ways To Save On Mitsubishi Mirage Insurance Costs
Keeping a clean driving record is essential for lowering your Mitsubishi Mirage insurance costs. A speeding ticket or accident can cause your premiums to rise, with drivers who have a ticket paying around $101 per month and those with multiple accidents averaging $128 per month. Additionally, lower annual mileage can help reduce insurance costs, as less time on the road means a lower risk of accidents. Mirage drivers who log between 5,000 and 7,500 miles annually pay about $80 per month, while those driving over 10,000 miles per year see rates closer to $87 per month.
Compare Mitsubishi Mirage To Other Mitsubishi Models
Looking for other Mitsubishi model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for calculations was a 40-year-old male driver purchasing full-coverage insurance with limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual rates may vary based on individual factors such as age, location, and driving history.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mitsubishi Mirage?
Yes, you must provide proof of insurance before driving your Mitsubishi Mirage off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Mitsubishi Mirage?
The most effective way to find the lowest insurance rates for your Mitsubishi Mirage is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on our website.
