Mitsubishi Car Insurance: How Much Is Mitsubishi Insurance? 2024
On average, insuring a Mitsubishi costs $198 per month, which adds up to about $2,384 a year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Mitsubishi, a Japanese automaker founded in 1917, is known for producing a diverse range of vehicles, including reliable sedans, SUVs, and electric models, as well as its innovation in off-road and rally performance. The cost of insuring a Mitsubishi varies based on several factors. Key elements include your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of insuring your Mitsubishi and determine your premium. The average cost to insure a Mitsubishi is $2,384 per year.
How Much Does Mitsubishi Insurance Cost?
The average monthly cost of insuring a Mitsubishi is $198, amounting to approximately $2,384 annually. However, the actual insurance expense you incur will vary based on factors such as your age, location, driving history, and the specific model of your vehicle.
Insurance Cost Per Mitsubishi Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Mitsubishi, across all models, is $2,384 per year.
The Mitsubishi Eclipse Cross is the cheapest model to insure, at $2,275 per year. On the other hand, the Mitsubishi Outlander is the most expensive, at an average of $2,580 per year.
Use the table below to compare insurance rates for Mitsubishi models.
| Mitsubishi Model | Average Yearly Insurance Cost |
| Mitsubishi Eclipse Cross | $2,275 |
| Mitsubishi Mirage | $2,371 |
| Mitsubishi Outlander | $2,580 |
| Mitsubishi Outlander Sport | $2,310 |
Keep in mind that these numbers are averages, and the actual cost can change based on your location, age, driving record, and the type of coverage you select.
Are Mitsubishis Expensive To Insure?
The average monthly cost of car insurance nationwide is $156. Comparatively, insuring a Mitsubishi costs $198 per month on average, which is significantly higher. However, insurance rates are largely determined by the specific model of the car rather than the brand as a whole, so it’s important to check costs for your particular Mitsubishi model.
Mitsubishi Eclipse Cross Insurance Cost
The average cost of insuring a Mitsubishi Eclipse Cross across all model years, is $1,128 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mitsubishi Eclipse Cross | $1,771 |
| 2023 Mitsubishi Eclipse Cross | $897 |
| 2022 Mitsubishi Eclipse Cross | $706 |
| 2021 Mitsubishi Eclipse Cross | $1,640 |
| 2020 Mitsubishi Eclipse Cross | $628 |
Mitsubishi Mirage Insurance Cost
The average cost of insuring a Mitsubishi Mirage across all model years, is $964 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mitsubishi Mirage | $1,551 |
| 2023 Mitsubishi Mirage | $690 |
| 2022 Mitsubishi Mirage | $806 |
| 2021 Mitsubishi Mirage | $814 |
| 2020 Mitsubishi Mirage | $958 |
Mitsubishi Outlander Insurance Cost
The average cost of insuring a Mitsubishi Outlander across all model years, is $883 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mitsubishi Outlander | $1,557 |
| 2023 Mitsubishi Outlander | $631 |
| 2022 Mitsubishi Outlander | $719 |
| 2021 Mitsubishi Outlander | $821 |
| 2020 Mitsubishi Outlander | $689 |
Mitsubishi Outlander Sport Insurance Cost
The average cost of insuring a Mitsubishi Outlander Sport across all model years, is $1,461 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mitsubishi Outlander Sport | $4,299 |
| 2023 Mitsubishi Outlander Sport | $903 |
| 2022 Mitsubishi Outlander Sport | $708 |
| 2021 Mitsubishi Outlander Sport | $735 |
| 2020 Mitsubishi Outlander Sport | $660 |
Cheapest Car Insurance Companies For Mitsubishi
The cost of your Mitsubishi car insurance policy will depend on the company that you choose. USAA offers the cheapest rates for insuring a Mitsubishi, at $1,230 per year.
Use the table below to compare cheap full-coverage rates for a Mitsubishi.
| Company | Average Annual Premium |
| Auto-Owners | $1,500 |
| Progressive | $1,770 |
| USAA | $1,230 |
| Geico | $1,625 |
| Erie | $1,520 |
Mitsubishi Car Insurance Cost – By Driver Age
The rates you pay to insure a Mitsubishi will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $8,129 |
| 18 | $7,556 |
| 19 | $6,693 |
| 20 | $5,825 |
| 21 | $4,887 |
| 22 | $4,759 |
| 23 | $4,175 |
| 24 | $3,953 |
| 25 | $3,421 |
| 30 | $2,670 |
| 35 | $2,505 |
| 40 | $2,389 |
| 45 | $2,322 |
| 55 | $2,148 |
| 65 | $2,225 |
| 75 | $2,803 |
Average Mitsubishi Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $135 |
| State Farm | $157 |
| Progressive | $165 |
| Allstate | $162 |
| Farmers | $171 |
| Nationwide | $149 |
| Liberty Mutual | $179 |
| American Family | $138 |
| Travelers | $155 |
Average Mitsubishi Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,550 |
| Alaska | $2,110 |
| Arizona | $2,369 |
| Arkansas | $2,609 |
| California | $2,904 |
| Colorado | $2,711 |
| Connecticut | $3,453 |
| Delaware | $2,855 |
| Florida | $3,410 |
| Hawaii | $1,118 |
| Idaho | $1,932 |
| Illinois | $2,012 |
| Indiana | $2,078 |
| Iowa | $1,635 |
| Kansas | $2,190 |
| Kentucky | $3,149 |
| Louisiana | $4,060 |
| Maine | $1,526 |
| Maryland | $2,470 |
| Massachusetts | $1,986 |
| Michigan | $4,810 |
| Minnesota | $1,967 |
| Mississippi | $2,388 |
| Missouri | $2,255 |
| Montana | $2,275 |
| Nebraska | $1,941 |
| Nevada | $3,196 |
| New Hampshire | $2,223 |
| New Jersey | $2,434 |
| New Mexico | $2,485 |
| New York | $2,305 |
| North Carolina | $1,430 |
| North Dakota | $1,953 |
| Ohio | $1,755 |
| Oklahoma | $2,799 |
| Oregon | $2,532 |
| Pennsylvania | $2,130 |
| Rhode Island | $3,578 |
| South Carolina | $2,418 |
| South Dakota | $2,182 |
| Tennessee | $2,550 |
| Texas | $2,568 |
| Utah | $2,200 |
| Vermont | $1,692 |
| Virginia | $1,595 |
| Washington | $2,096 |
| West Virginia | $2,115 |
| Wisconsin | $2,121 |
| Wyoming | $1,964 |
| Georgia | $2,767 |
How To Save Money On Mitsubishi Car Insurance?
Owning a Mitsubishi involves several expenses, with car insurance being one of the largest. However, there are ways to save on your insurance costs. Here’s how:
Maintain a Clean Driving Record
Insurance companies consider your driving history very important when setting your premium. Avoiding accidents and traffic tickets demonstrates that you are a low-risk driver, which can help reduce your insurance costs significantly.
Bundle Your Policies
Many insurance companies provide discounts if you bundle multiple policies, such as home and auto insurance. This makes managing your insurance easier and can also lower your premium costs.
Raise Your Deductible
Raising your deductible—the amount you pay yourself before your insurance starts covering costs—can reduce your premium. Just make sure you can cover the higher deductible if you have an accident.
Install Safety Features
Mitsubishi vehicles have many built-in safety features, but adding extra protections like anti-theft devices can help lower your insurance costs by reducing the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often give discounts for things like being a good student, having a clean driving record, or taking a defensive driving course. Check with your insurer to find out which discounts you might be eligible for.
Shop Around
Insurance premiums can differ a lot between providers. It’s important to compare quotes and pick the insurer that gives you the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Mitsubishi very often, consider usage-based insurance. This policy sets your premium based on how much you drive, which could save you money if your Mitsubishi isn’t your primary vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Mitsubishi Model To Insure?
At $2,580 per year, the Mitsubishi Outlander is the most expensive Mitsubishi model for car insurance.
What Is The Cheapest Mitsubishi Model To Insure?
The Mitsubishi Eclipse Cross is the cheapest model for car insurance, at $1,958 per year.
