Mitsubishi Eclipse Cross Car Insurance Cost 2025
Getting insurance for a Mitsubishi Eclipse Cross costs $646 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, your driving history, and the specific coverage options you select. To get a more accurate estimate of your specific costs, you can use our quote tables below to compare rates from different providers.
We’ve saved shoppers an average of $600 per year on their car insurance.
Considering purchasing a Mitsubishi Eclipse Cross? Don’t forget to include insurance expenses in your budget. On average, insurance for a Mitsubishi Eclipse Cross costs $646 per year. Insurance is a significant aspect of car ownership, and it’s essential to grasp its implications before making a decision.
Selecting the wrong insurance plan might lead to unforeseen and potentially substantial expenses down the road. Having sufficient coverage is vital to avoid hefty bills in case of an accident. Additionally, being at fault in an accident could cause your insurance rates to increase.
With over a decade of experience analyzing car insurance costs, I’ve observed significant variations in these expenses. Factors such as age, driving history, and location heavily influence insurance premiums.
How Much Does Mitsubishi Eclipse Cross Car Insurance Cost?
Typically, Mitsubishi Eclipse Cross drivers can find car insurance at an average rate of $646 per year. However, this can vary based on factors such as your age, location, driving history, and the specific coverage you choose. It’s always a good idea to compare quotes from multiple providers to ensure you’re getting the best rate for your profile.
It’s important to note that the cost of car insurance can vary greatly due to several factors. These include your location, driving history, the model year of your vehicle, and the type of coverage you choose. A clean driving record typically results in lower premiums, while a history of accidents or violations may increase costs.
Where you live also plays a big role in determining your premium. Urban areas with heavy traffic often come with higher rates compared to rural areas. Additionally, the type of insurance coverage you select impacts your cost. Comprehensive coverage, which includes both comprehensive and collision, generally costs more than basic liability coverage.
As shown in the table, the cost of insurance for a Mitsubishi Eclipse Cross is higher compared to the average for all models of the car. However, it is still more affordable than the average cost of insurance for all vehicles.
At Insuranceopedia, we make it easier for you to compare quotes from various auto insurance providers, helping you find the best deal tailored to your specific needs.
| Vehicle | Average Monthly Premium |
| Mitsubishi Eclipse Cross | $188 |
| All Mitsubishis | $180 |
| All Cars | $175 |
Average Insurance Cost Of Mitsubishi Eclipse Cross By Model Year
| Model Year | Average Premium |
| 2024 Mitsubishi Eclipse Cross | $1,771 |
| 2023 Mitsubishi Eclipse Cross | $897 |
| 2022 Mitsubishi Eclipse Cross | $706 |
| 2021 Mitsubishi Eclipse Cross | $1,641 |
| 2020 Mitsubishi Eclipse Cross | $628 |
| 2019 Mitsubishi Eclipse Cross | $772 |
| 2018 Mitsubishi Eclipse Cross | $881 |
2024 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2024 Mitsubishi Eclipse Cross is $1,771. However, Direct Auto offers the cheapest rates, averaging $646 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,741 |
| Auto Club | $2,205 |
| State Farm | $2,062 |
| Nationwide | $1,942 |
| Direct Auto | $646 |
| USAA | $1,812 |
| New York Central Mutual Fire | $1,081 |
| Alliance United | $2,088 |
| Erie | $2,122 |
| Mercury | $2,006 |
2023 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2023 Mitsubishi Eclipse Cross is $897. However, Victoria offers the cheapest rates, averaging $250 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $759 |
| Country | $1,279 |
| Mercury Insurance | $1,186 |
| Pekin Insurance | $884 |
| Victoria | $250 |
| Kemper Auto | Infinity | $869 |
| AssuranceAmerica Mobile Max | $318 |
| Texas Farm Bureau Group | $1,161 |
| National General Value | $1,227 |
| SECURA Insurance | $1,040 |
2022 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2022 Mitsubishi Eclipse Cross is $706. However, Mercury Insurance offers the cheapest rates, averaging $350 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $430 |
| Texas Farm Bureau Group | $1,152 |
| Indiana Farmers Mutual Ins | $880 |
| American National P | $623 |
| Mercury Insurance | $350 |
| Victoria | $462 |
| National General Value | $359 |
| Kemper Auto | Infinity | $1,001 |
| Countryway Insurance | $1,144 |
| Concord Group | $662 |
2021 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2021 Mitsubishi Eclipse Cross is $1,641. However, Safeco offers the cheapest rates, averaging $410 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,547 |
| NatGen Value | $2,045 |
| USAA | $1,938 |
| 21st Century | $1,857 |
| Safeco | $410 |
| National General Value | $1,612 |
| National General | $992 |
| Auto Club | $1,997 |
| California Capital | $2,047 |
| Auto-Owners Insurance Co | $1,952 |
Find Affordable Mitsubishi Eclipse Cross Insurance Rates
2020 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2020 Mitsubishi Eclipse Cross is $628. However, Kemper Personal Insurance offers the cheapest rates, averaging $128 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $392 |
| Safeco | $969 |
| West Bend Mutual | $864 |
| NatGen Advantage | $542 |
| Kemper Personal Insurance | $128 |
| Mercury Insurance Company | $480 |
| Mercury Insurance | $259 |
| National General Value | $904 |
| Capital Insurance Group | $963 |
| Concord Group | $780 |
2019 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2019 Mitsubishi Eclipse Cross is $772. However, Safeco offers the cheapest rates, averaging $191 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $556 |
| Buckeye Insurance Group | $1,030 |
| Texas Farm Bureau Group | $934 |
| Countryway Insurance | $882 |
| Safeco | $191 |
| Mercury Insurance | $669 |
| Concord Group | $509 |
| MMG Insurance Company | $1,000 |
| Patriot Group | $1,054 |
| SafeAuto | $895 |
2018 Mitsubishi Eclipse Cross Insurance Rates
The average annual insurance cost for a 2018 Mitsubishi Eclipse Cross is $881. However, Safeco offers the cheapest rates, averaging $286 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $878 |
| Virginia Farm Bureau | $1,072 |
| NatGen Value | $1,054 |
| Farm Bureau Mutual (IA Group) | $959 |
| Safeco | $286 |
| Direct Auto | $926 |
| American National P | $530 |
| Safety Group | $1,036 |
| New York Central Mutual Fire | $1,060 |
| Farmers Mutual of Nebraska | $1,013 |
Find Affordable Mitsubishi Eclipse Cross Insurance Rates
Is A Mitsubishi Eclipse Cross Expensive To Insure?
The cost to insure a Mitsubishi Eclipse Cross is generally higher than the average for all cars, but your actual premium will depend on several factors. These include your age, driving history, location, and the specific model year of your vehicle. Insurance rates also vary based on the coverage options you choose, with full coverage policies typically costing more than minimum liability plans. By considering these factors and comparing quotes from different providers, you can find the best rate that suits your budget and coverage needs.
Cost of Mitsubishi Eclipse Cross Car Insurance By Age
Yes, age is one of the most influential factors in determining car insurance rates. Younger drivers, especially teenagers, tend to have the highest premiums due to their inexperience and higher likelihood of being involved in accidents. As drivers gain more experience and maintain a clean record, their insurance costs typically decrease. However, premiums may rise again for senior drivers, as insurers consider factors like slower reaction times and increased accident risks.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,727 | $11,346 | $13,290 |
| 18 | $7,227 | $10,564 | $12,418 |
| 19 | $6,377 | $9,346 | $10,902 |
| 20 | $5,568 | $8,160 | $9,548 |
| 21 | $4,659 | $6,817 | $8,006 |
| 22 | $4,511 | $6,687 | $7,763 |
| 23 | $3,949 | $5,814 | $6,825 |
| 24 | $3,767 | $5,531 | $6,472 |
| 25 | $3,226 | $4,747 | $5,620 |
| 30 | $2,548 | $3,701 | $4,377 |
| 35 | $2,359 | $3,487 | $4,059 |
| 40 | $2,285 | $3,341 | $3,928 |
| 45 | $2,250 | $3,242 | $3,776 |
| 55 | $2,045 | $3,010 | $3,494 |
| 65 | $2,152 | $3,140 | $3,628 |
| 75 | $2,671 | $3,963 | $4,628 |
Mitsubishi Eclipse Cross Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact Mitsubishi Eclipse Cross insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,419 | $3,543 | $4,473 |
| Alaska | $1,974 | $2,786 | $2,703 |
| Arizona | $2,247 | $3,277 | $4,833 |
| Arkansas | $2,481 | $3,908 | $4,299 |
| California | $2,761 | $4,873 | $2,787 |
| Colorado | $2,571 | $3,601 | $4,571 |
| Connecticut | $3,334 | $5,115 | $6,468 |
| Delaware | $2,740 | $3,656 | $4,652 |
| Florida | $3,240 | $4,513 | $5,854 |
| Hawaii | $1,050 | $1,450 | $1,039 |
| Idaho | $1,853 | $2,432 | $2,979 |
| Illinois | $1,910 | $2,892 | $3,265 |
| Indiana | $2,011 | $3,047 | $3,422 |
| Iowa | $1,596 | $2,136 | $2,560 |
| Kansas | $2,046 | $3,016 | $3,566 |
| Kentucky | $3,022 | $4,404 | $5,217 |
| Louisiana | $3,860 | $5,854 | $6,319 |
| Maine | $1,490 | $2,042 | $2,968 |
| Maryland | $2,334 | $3,458 | $3,827 |
| Massachusetts | $1,879 | $3,316 | $1,927 |
| Michigan | $4,553 | $6,976 | $10,998 |
| Minnesota | $1,874 | $2,506 | $3,491 |
| Mississippi | $2,277 | $3,240 | $3,255 |
| Missouri | $2,142 | $3,024 | $4,036 |
| Montana | $2,184 | $3,017 | $3,555 |
| Nebraska | $1,858 | $2,706 | $2,947 |
| Nevada | $3,028 | $4,525 | $4,730 |
| New Hampshire | $2,095 | $3,339 | $4,208 |
| New Jersey | $2,322 | $3,648 | $4,786 |
| New Mexico | $2,350 | $3,503 | $3,685 |
| New York | $2,195 | $2,768 | $4,598 |
| North Carolina | $1,358 | $2,355 | $1,671 |
| North Dakota | $1,838 | $2,827 | $3,358 |
| Ohio | $1,637 | $2,604 | $2,673 |
| Oklahoma | $2,644 | $3,794 | $4,292 |
| Oregon | $2,419 | $3,272 | $3,859 |
| Pennsylvania | $2,068 | $2,991 | $3,497 |
| Rhode Island | $3,359 | $4,975 | $5,613 |
| South Carolina | $2,321 | $3,178 | $4,425 |
| South Dakota | $2,068 | $2,967 | $3,485 |
| Tennessee | $2,407 | $3,561 | $4,738 |
| Texas | $2,483 | $3,560 | $4,412 |
| Utah | $2,081 | $2,925 | $4,001 |
| Vermont | $1,606 | $2,456 | $2,626 |
| Virginia | $1,516 | $2,349 | $2,262 |
| Washington | $2,020 | $2,718 | $3,240 |
| West Virginia | $2,048 | $2,924 | $3,642 |
| Wisconsin | $2,025 | $3,170 | $3,585 |
| Wyoming | $1,862 | $2,637 | $2,795 |
| Georgia | $2,611 | $3,955 | $4,018 |
Find Affordable Mitsubishi Eclipse Cross Insurance Rates
Cheapest Car Insurance Companies For A Mitsubishi Eclipse Cross
If you’re searching for the most affordable car insurance for your Mitsubishi Eclipse Cross, Mercury offers the lowest average rate at $21 per month. However, your actual premium may vary based on factors such as your driving history, location, age, and coverage preferences. Since insurance rates fluctuate depending on your individual profile, the best way to secure the lowest price is to compare quotes from multiple providers. Shopping around allows you to find the best deal tailored to your specific needs.
| Company | Average Monthly Rate |
| Mercury | $21 |
| Safeco | $39 |
| Commonwealth Casualty | $44 |
| Amica | $40 |
| Hugo | $30 |
Common Mitsubishi Eclipse Cross Insurance Discounts
Here are some common discounts that can help lower your Mitsubishi Eclipse Cross insurance costs:
- Multi-policy discount: Save by bundling your home and auto insurance with the same provider.
- Pay annually: Get a discount for paying your premium in full instead of monthly installments.
- Defensive driving discount: Earn savings by completing a certified defensive driving course.
- Good driver discount: Maintain a clean driving record to qualify for lower rates.
- Low mileage discount: If you drive fewer miles annually, you may be eligible for reduced premiums.
- Safety features discount: Vehicles equipped with advanced safety features like anti-lock brakes and airbags may qualify for discounts.
Check with your insurance agent to explore additional discounts you may be eligible for.
Ways To Save On Mitsubishi Eclipse Cross Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Mitsubishi Eclipse Cross insurance costs low. Speeding tickets and accidents can lead to higher premiums, with drivers who have a ticket on their record paying an average of $164 per month, while those with multiple accidents can expect to pay around $126 per month. Additionally, lower annual mileage can help reduce insurance costs since drivers who spend less time on the road pose a lower risk. For example, Mitsubishi Eclipse Cross drivers covering 7,501-10,000 miles per year typically pay about $146 per month for insurance, whereas those exceeding 10,000 miles per year pay an average of $100 per month.
Compare Mitsubishi Eclipse Cross To Other Mitsubishi Models
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Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations represents a 40-year-old male driver purchasing full-coverage insurance, which includes $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, these figures serve as general estimates, and your actual insurance costs may vary based on factors specific to your profile.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mitsubishi Eclipse Cross?
Yes, proof of insurance is required before you can drive your Mitsubishi Eclipse Cross off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming vehicle purchase, rather than opting for coverage through the dealership. This ensures you have the best rates and coverage tailored to your needs.
How Can You Get The Cheapest Insurance For Your Mitsubishi Eclipse Cross?
The most effective way to find the cheapest insurance rates for your Mitsubishi Eclipse Cross is by shopping around and comparing quotes from different auto insurance providers. Luckily, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple companies directly on their website.
