Volvo S90 Car Insurance Cost
To insure a Volvo S90, it typically costs about $2,546 per year through Safeco. However, this expense can vary based on factors such as age, the model year of the car, and other individual considerations. You can explore our quote tables below to get a more accurate estimate tailored to your specific circumstances.
If you’re thinking about buying a Volvo S90, it’s important to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right insurance is crucial to avoid unexpected and potentially high expenses in the future. You don’t want to be underinsured when accidents happen, as it could leave you with substantial out-of-pocket costs. Also, keep in mind that your premiums might increase if you’re at fault in an accident.
With more than ten years of experience analyzing insurance rates, I’ve seen how much these costs can vary. Your age, driving record, and location are among the factors that can significantly impact your insurance premiums.
How Much Does Volvo S90 Car Insurance Cost?
Typically, Safeco provides the best deal with an average yearly rate of $2,546 for comprehensive insurance coverage on a 2023 Volvo S90.
While Safeco’s pricing serves as a useful reference point, it’s vital to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can lead to lower premiums, whereas a record of accidents or traffic violations might raise your costs.
Furthermore, residing in an urban setting with heavy traffic might result in higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance options and comparing quotes from different providers, ensuring you secure the most favorable deal.
2023 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $2,546 |
| Liberty Mutual | $2,605 |
2022 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Penn National | $990 |
| Virginia Farm Bureau | $1,132 |
| ALFA | $1,220 |
| Utica National Ins Group | $1,270 |
| Mercury | $1,384 |
| Allied | $1,418 |
| Cincinnati Insurance | $1,864 |
| California Capital | $1,944 |
| CSAA | $2,307 |
| Farmers | $2,330 |
2021 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $665 |
| Auto-Owners Insurance Co | $1,439 |
| Southern Farm Bureau | $1,497 |
| Victoria | $1,607 |
| Mississippi Farm Bureau | $2,340 |
| USAA | $2,341 |
| National Grange Mutual | $2,409 |
| Mercury | $2,567 |
| State Farm | $2,619 |
| Home State Ins Group | $2,628 |
2020 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $513 |
| Hastings Mutual Insurance Co | $775 |
| Virginia Farm Bureau | $1,162 |
| USAA | $1,250 |
| Auto-Owners Insurance Co | $1,499 |
| Mercury Insurance | $1,598 |
| Victoria | $1,643 |
| Travelers | $1,672 |
| Southern Farm Bureau | $1,700 |
| Hanover | $1,721 |
2019 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,096 |
| Direct Auto | $1,300 |
| Penn National | $1,369 |
| ACCC Insurance Company | $1,796 |
| Farm Bureau Mutual (IA Group) | $1,820 |
| Auto-Owners Insurance Co | $1,920 |
| Erie | $2,126 |
| USAA | $2,178 |
| Country | $2,332 |
| CSAA | $2,485 |
2018 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $452 |
| American National P | $554 |
| SAFECO | $606 |
| National General Value | $730 |
| Clearcover | $730 |
| Kemper Auto | Infinity | $989 |
| Virginia Farm Bureau | $1,033 |
| Direct Auto | $1,166 |
| New Jersey Manufacturers | $1,225 |
| Grange Mutual | $1,450 |
2017 Volvo S90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $551 |
| American National P&C | $734 |
| American National P | $749 |
| Direct Auto | $918 |
| PEMCO | $1,136 |
| Capital Insurance Group | $1,153 |
| Norfolk and Dedham Group | $1,278 |
| Pekin Insurance | $1,296 |
| Mutual Of Enumclaw | $1,288 |
| Partners Mutual Insurance Co | $1,288 |
Cost of Volvo S90 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,625 | $11,179 | $13,078 |
| 18 | $7,077 | $10,419 | $12,187 |
| 19 | $6,271 | $9,198 | $10,771 |
| 20 | $5,462 | $8,007 | $9,399 |
| 21 | $4,562 | $6,747 | $7,878 |
| 22 | $4,459 | $6,559 | $7,668 |
| 23 | $3,914 | $5,743 | $6,691 |
| 24 | $3,694 | $5,451 | $6,354 |
| 25 | $3,205 | $4,680 | $5,503 |
| 30 | $2,473 | $3,661 | $4,302 |
| 35 | $2,319 | $3,433 | $4,007 |
| 40 | $2,233 | $3,314 | $3,841 |
| 45 | $2,201 | $3,200 | $3,757 |
| 55 | $2,012 | $2,942 | $3,456 |
| 65 | $2,089 | $3,068 | $3,608 |
| 75 | $2,652 | $3,876 | $4,518 |
Volvo S90 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,384 | $3,457 | $4,398 |
| Alaska | $1,989 | $2,722 | $2,646 |
| Arizona | $2,213 | $3,196 | $4,720 |
| Arkansas | $2,421 | $3,831 | $4,239 |
| California | $2,696 | $4,811 | $2,733 |
| Colorado | $2,539 | $3,557 | $4,495 |
| Connecticut | $3,233 | $5,026 | $6,381 |
| Delaware | $2,663 | $3,569 | $4,576 |
| Florida | $3,192 | $4,406 | $5,759 |
| Hawaii | $1,044 | $1,401 | $1,046 |
| Idaho | $1,813 | $2,375 | $2,903 |
| Illinois | $1,881 | $2,842 | $3,253 |
| Indiana | $1,954 | $2,968 | $3,343 |
| Iowa | $1,520 | $2,120 | $2,494 |
| Kansas | $2,041 | $2,963 | $3,471 |
| Kentucky | $2,947 | $4,336 | $5,114 |
| Louisiana | $3,777 | $5,736 | $6,209 |
| Maine | $1,430 | $1,996 | $2,926 |
| Maryland | $2,344 | $3,372 | $3,744 |
| Massachusetts | $1,875 | $3,232 | $1,846 |
| Michigan | $4,478 | $6,835 | $10,806 |
| Minnesota | $1,857 | $2,477 | $3,491 |
| Mississippi | $2,228 | $3,182 | $3,188 |
| Missouri | $2,104 | $3,017 | $3,966 |
| Montana | $2,146 | $2,979 | $3,462 |
| Nebraska | $1,819 | $2,691 | $2,924 |
| Nevada | $2,966 | $4,419 | $4,690 |
| New Hampshire | $2,083 | $3,296 | $4,135 |
| New Jersey | $2,294 | $3,569 | $4,677 |
| New Mexico | $2,354 | $3,469 | $3,625 |
| New York | $2,150 | $2,711 | $4,560 |
| North Carolina | $1,343 | $2,304 | $1,647 |
| North Dakota | $1,828 | $2,788 | $3,317 |
| Ohio | $1,647 | $2,528 | $2,573 |
| Oklahoma | $2,615 | $3,735 | $4,226 |
| Oregon | $2,382 | $3,184 | $3,807 |
| Pennsylvania | $1,991 | $2,938 | $3,427 |
| Rhode Island | $3,366 | $4,901 | $5,522 |
| South Carolina | $2,285 | $3,144 | $4,340 |
| South Dakota | $2,022 | $2,918 | $3,403 |
| Tennessee | $2,391 | $3,524 | $4,679 |
| Texas | $2,402 | $3,487 | $4,332 |
| Utah | $2,044 | $2,857 | $3,980 |
| Vermont | $1,571 | $2,418 | $2,591 |
| Virginia | $1,492 | $2,303 | $2,256 |
| Washington | $1,957 | $2,679 | $3,211 |
| West Virginia | $1,979 | $2,839 | $3,550 |
| Wisconsin | $1,961 | $3,096 | $3,512 |
| Wyoming | $1,830 | $2,587 | $2,753 |
| Georgia | $2,603 | $3,889 | $3,943 |
Compare Volvo S90 To Other Volvo Models
FAQs
Who has the cheapest car insurance for a Volvo S90?
Safeco provides the most affordable car insurance for Volvo S90 models from 2017 to 2023.
Which company offers the best car insurance for a Volvo S90?
We think Safeco offers the best car insurance for a Volvo S90 because they have the lowest rates, comprehensive coverage, and excellent customer service.
