Volvo 9700 Car Insurance Cost 2025
Insurance for a Volvo 9700 usually costs around $1,200 per year with Dairyland. However, the actual price can change depending on your age, the car’s model year, and other factors. You can use the quote tables below to get an estimate tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
Insuring a 2025 Volvo 9700 typically costs between $1,000 and $1,200 per year for basic commercial coverage, though premiums can vary widely depending on usage, location, and driver history.
As a large commercial motorcoach, the Volvo 9700 carries higher liability exposure and repair costs than a standard vehicle, which can increase insurance rates—especially for full coverage or fleet use.
Some providers may charge significantly more based on coverage limits and risk factors. For businesses operating multiple units or driving long distances, it’s essential to compare quotes carefully. Doing so can help you find affordable coverage without compromising on protection.
How Much Does Volvo 9700 Car Insurance Cost?
Generally, Dairyland offers the best deal, with full Dairyland insurance for a 2024 Volvo 9700 costing about $1,200 per year.
While Dairyland’s rate is a useful benchmark, it’s important to remember that car insurance costs can vary widely. Factors such as your location, driving history, the car’s age, and the Dairyland options you choose all play a role. A clean driving record usually means lower premiums, while a history of accidents or violations can increase your rates.
Living in a busy city typically results in higher insurance rates compared to quieter rural areas. The type of Dairyland you select also impacts your premium—comprehensive Dairyland, which includes both comprehensive and collision, is more expensive than basic liability Dairyland.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal possible.
Average Insurance Cost Of Volvo 9700 Model Year
| Model Year | Average Premium |
| 2025 Volvo 9700 | $1,322 |
| 2024 Volvo 9700 | $5,700 |
| 2016 Volvo 9700 | $4,252 |
| 2012 Volvo 9700 | $890 |
2025 Volvo 9700 Insurance Rates
The average annual insurance cost for a 2025 Volvo 9700 is $1,322. However, Hastings Mutual offers the cheapest rates, averaging $489 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| Dairyland | $4,500 |
| Hastings Mutual | $489 |
| Travelers | $609 |
| Western National | $812 |
| American Family | $1,200 |
| GEICO | $1,050 |
| Progressive | $1,100 |
| State Farm | $1,150 |
| Nationwide | $1,180 |
| Liberty Mutual | $1,130 |
2024 Volvo 9700 Insurance Rates
The average annual insurance cost for a 2024 Volvo 9700 is $5,700. However, Dairyland offers the cheapest rates, averaging $4,500 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| Dairyland | $4,500 |
| Progressive | $4,800 |
| Geico | $5,200 |
| Allstate | $5,500 |
| State Farm | $5,750 |
| Nationwide | $6,000 |
| Farmers | $6,250 |
| Liberty Mutual | $6,500 |
| Travelers | $6,800 |
2016 Volvo 9700 Insurance Rates
The average annual insurance cost for a 2016 Volvo 9700 is $4,252. However, Dairyland offers the cheapest rates, averaging $4,252 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $4,252 |
2012 Volvo 9700 Insurance Rates
The average annual insurance cost for a 2012 Volvo 9700 is $890. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $508 per year.
| Insurance Provider | Average Annual Cost |
| Western National | $789 |
| Travelers | $651 |
| Farmers | $1,544 |
| Hastings Mutual Insurance Co | $508 |
| American Family | $959 |
Find Affordable Volvo 9700 Car Insurance
Are Volvo 9700s Expensive To Insure?
Yes, the Volvo 9700 is generally more expensive to insure than a standard passenger vehicle. As a commercial motorcoach designed for long-distance travel and high passenger capacity, it carries a higher risk profile, leading to steeper insurance premiums. Factors like its size, specialized components, and potential liability in case of accidents contribute to the elevated cost. That said, rates can vary depending on the insurer, the coverage selected, the operator’s driving history, and how the vehicle is used. For fleet operators and bus companies, comparing commercial vehicle insurance quotes is essential to managing costs effectively.
Cost of Volvo 9700 Car Insurance By Age
Age is one of the most influential factors when it comes to determining vehicle insurance rates, including for the Volvo 9700. Young drivers, particularly teenagers, tend to face the highest premiums due to their higher likelihood of being involved in accidents. As drivers gain experience and maintain clean records over time, insurers typically offer lower rates to reflect the reduced risk. Older, more experienced drivers are statistically safer on the road, making them less costly to insure. This pattern holds true across nearly all vehicle types, from standard cars to larger commercial models like the Volvo 9700.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $9,200 | $13,500 | $15,600 |
| 18 | $8,600 | $12,800 | $14,500 |
| 19 | $7,500 | $11,000 | $12,900 |
| 20 | $6,900 | $10,000 | $11,800 |
| 21 | $6,200 | $9,300 | $10,500 |
| 22 | $5,900 | $8,900 | $10,200 |
| 23 | $5,400 | $8,200 | $9,600 |
| 24 | $5,100 | $7,800 | $9,200 |
| 25 | $4,600 | $7,000 | $8,400 |
| 30 | $3,600 | $5,800 | $6,700 |
| 35 | $3,300 | $5,400 | $6,200 |
| 40 | $3,100 | $5,100 | $5,800 |
| 45 | $2,900 | $4,900 | $5,600 |
| 55 | $2,700 | $4,600 | $5,200 |
| 65 | $2,800 | $4,800 | $5,400 |
| 75 | $3,400 | $5,300 | $6,100 |
Volvo 9700 Car Insurance Rates By State
Where you’re based plays a major role in how insurance providers determine premiums for a Volvo 9700. Since each state sets its own auto insurance regulations, rates can differ substantially across the country. For example, Michigan tends to have some of the highest premiums due to its requirement for more comprehensive coverage. Local weather conditions also affect rates—areas with frequent storms, flooding, or harsh winters tend to see higher insurance costs. Additionally, insurers consider regional crime rates, accident statistics, and vehicle theft data. All of these location-specific risk factors directly influence how much it costs to insure a Volvo 9700.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,100 | $3,100 | $4,000 |
| Alaska | $1,800 | $2,400 | $3,000 |
| Arizona | $2,200 | $3,200 | $4,500 |
| Arkansas | $2,400 | $3,500 | $4,300 |
| California | $2,600 | $4,200 | $2,800 |
| Colorado | $2,300 | $3,100 | $4,000 |
| Connecticut | $2,800 | $4,000 | $5,500 |
| Delaware | $2,500 | $3,200 | $4,200 |
| Florida | $3,000 | $4,500 | $5,600 |
| Hawaii | $950 | $1,500 | $900 |
| Idaho | $1,700 | $2,200 | $2,700 |
| Illinois | $1,900 | $2,800 | $3,100 |
| Indiana | $1,800 | $2,600 | $3,000 |
| Iowa | $1,400 | $2,000 | $2,400 |
| Kansas | $2,000 | $2,900 | $3,200 |
| Kentucky | $2,600 | $3,800 | $4,500 |
| Louisiana | $3,400 | $5,000 | $5,800 |
| Maine | $1,400 | $1,900 | $2,300 |
| Maryland | $2,200 | $3,000 | $3,500 |
| Massachusetts | $1,800 | $2,800 | $1,700 |
| Michigan | $4,500 | $6,200 | $10,000 |
| Minnesota | $1,800 | $2,500 | $3,200 |
| Mississippi | $2,000 | $2,800 | $2,900 |
| Missouri | $1,900 | $2,700 | $3,300 |
| Montana | $1,800 | $2,600 | $3,100 |
| Nebraska | $1,600 | $2,200 | $2,700 |
| Nevada | $2,700 | $3,800 | $4,200 |
| New Hampshire | $1,800 | $2,500 | $3,200 |
| New Jersey | $2,200 | $3,100 | $4,200 |
| New Mexico | $2,100 | $3,000 | $3,400 |
| New York | $2,500 | $3,200 | $4,800 |
| North Carolina | $1,200 | $2,000 | $1,500 |
| North Dakota | $1,700 | $2,300 | $3,100 |
| Ohio | $1,500 | $2,000 | $2,500 |
| Oklahoma | $2,400 | $3,400 | $4,200 |
| Oregon | $2,200 | $3,000 | $3,500 |
| Pennsylvania | $1,800 | $2,600 | $3,100 |
| Rhode Island | $2,900 | $4,100 | $4,800 |
| South Carolina | $2,000 | $2,800 | $3,500 |
| South Dakota | $1,700 | $2,300 | $2,900 |
| Tennessee | $2,300 | $3,200 | $4,000 |
| Texas | $2,200 | $3,100 | $3,800 |
| Utah | $1,800 | $2,400 | $3,200 |
| Vermont | $1,400 | $2,000 | $2,500 |
| Virginia | $1,500 | $2,200 | $2,100 |
| Washington | $1,800 | $2,500 | $3,000 |
| West Virginia | $1,700 | $2,200 | $2,800 |
| Wisconsin | $1,700 | $2,600 | $3,100 |
| Wyoming | $1,600 | $2,100 | $2,600 |
| Georgia | $2,300 | $3,300 | $3,800 |
Find Affordable Volvo 9700 Car Insurance
Cheapest Car Insurance Companies For A Volvo 9700
The table above highlights the five most affordable insurance providers for the 2025 Volvo 9700, based on estimated full coverage premiums. Hastings Mutual stands out as the cheapest option, offering an average annual premium of $489, or about $41 per month. Travelers and Western National also provide budget-friendly coverage, with yearly rates of approximately $609 and $812, respectively. American Family falls in the mid-range at $1,200 per year, while Dairyland is significantly more expensive, averaging $4,500 annually. These variations show just how important it is to compare quotes, especially for larger commercial vehicles like the Volvo 9700.
| Insurance Company | Average Monthly |
|---|---|
| Hastings Mutual | $41 |
| Travelers | $51 |
| Western National | $68 |
| American Family | $100 |
| Dairyland | $375 |
Common Volvo 9700 Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Compare Volvo 9700 To Other Volvo Models
Looking for other Volvo model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Volvo 9700?
Before taking delivery of your Volvo 9700, you’ll need to show proof of insurance—it’s a legal requirement before driving any vehicle off the dealership lot. The best approach is to arrange your policy in advance by contacting your insurance provider and informing them about your upcoming purchase. This ensures the vehicle is covered from the moment you assume ownership. While some dealerships offer to help with insurance, going directly through your provider usually results in better rates and more tailored coverage. Planning ahead avoids delays and helps ensure you’re protected as soon as you hit the road.
How Can You Get The Cheapest Insurance For Your Volvo 9700?
The most effective way to secure the lowest insurance rates for your Volvo 9700 is to shop around and compare quotes from different providers. Because insurance premiums can vary widely depending on the company, coverage level, and your specific needs, getting multiple quotes is key to finding the best deal. Fortunately, Insuranceopedia makes this process easy. You can compare quotes from a range of trusted commercial auto insurance companies directly on our website, saving you time and helping you make a confident, informed decision—without overpaying for coverage.
