Volvo XC90 Car Insurance Cost

To insure a Volvo XC90, the average annual cost is approximately $1,366 through Unitrin. However, insurance expenses can vary depending on factors like age, the vehicle’s model year, and other individual considerations. You can utilize our quote tables below to obtain a personalized estimate based on your specific circumstances.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Volvo XC90, one essential aspect to consider is the price of insurance. Insurance plays a crucial role in owning a car, and it’s vital to understand its implications before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive costs in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, if you’re found at fault in an accident, your premiums could increase significantly.

Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors such as age, driving history, and even your location can have a significant impact on your insurance premiums.

How Much Does Volvo XC90 Car Insurance Cost?

Typically, Unitrin provides the most competitive price, averaging $1,366 annually for comprehensive insurance coverage on a 2024 Volvo XC90.

While Unitrin’s pricing serves as a reliable reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors comprise your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history generally leads to lower premiums, whereas a record of accidents or traffic violations can elevate costs.

Furthermore, residing in urban areas characterized by heavy traffic often translates to higher insurance rates compared to rural locales with less congestion. Your choice of coverage also plays a crucial role in determining your premium—opting for full coverage insurance, which encompasses comprehensive and collision coverage, typically commands a higher cost compared to minimum liability coverage.

Insuranceopedia is available to assist you in exploring options and comparing quotes from different insurance providers to ensure that you secure the most favorable deal.

2024 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,366

2023 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
National General $1,626
Nationwide $2,506
Safeco $2,851
Mercury Insurance Company $4,103
Erie $4,967
Travelers $5,138
USAA $5,794
Allstate $6,334
State Farm $6,678
Unitrin $8,451

2022 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $182
American National P $436
Safeco $437
Mercury Insurance $476
ALFA $873
Titan $952
Virginia Farm Bureau $1,068
Utica National Ins Group $1,204
Country $1,242
North Carolina Farm Bureau $1,331

2021 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $610
Clearcover $656
American National P $760
Plymouth Rock $843
Direct Auto $1,059
SECURA Insurance $1,225
Atlantic States Insurance $1,275
New Jersey Manufacturers $1,442
Texas Farm Bureau Group $1,712
National General $1,724

2020 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
National General Value $283
Direct Auto $593
Virginia Farm Bureau $883
Erie $908
Hastings Mutual Insurance Co $907
Utica National Ins Group $957
North Carolina Farm Bureau $1,047
Titan $1,080
Victoria $1,085
GMAC Insurance Group $1,225

2019 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $577
Tennessee Farmers $886
Virginia Farm Bureau $1,051
Penn National $1,071
North Carolina Farm Bureau $1,118
Westfield $1,110
Texas Farm Bureau Group $1,190
Cincinnati Insurance $1,237
GMAC Insurance Group $1,340
Auto-Owners Insurance Co $1,386

2018 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $267
American National P $385
National General Value $490
Mercury Insurance $573
Clearcover $805
North Carolina Farm Bureau $898
West Bend Mutual $1,052
Titan $1,046
ACCC Insurance Company $1,069
Kemper Auto | Infinity $1,087

2017 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $644
Mercury Insurance $669
Mercury Insurance Company $922
New York Central Mutual Fire $949
Texas Farm Bureau Group $975
Clearcover $1,014
North Carolina Farm Bureau $1,172
Western National $1,210
Dairyland Auto $1,217
Virginia Farm Bureau $1,329

2016 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $196
Mercury Insurance Company $638
Virginia Farm Bureau $669
Pekin Insurance $804
Rockford Mutual Insurance $1,038
Plymouth Rock Assurance $1,062
Utica National Ins Group $1,125
Quincy Mutual $1,146
First Chicago Insurance $1,136
New Jersey Manufacturers $1,161

2014 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $364
Safeco $491
Tennessee Farmers $769
PEMCO $759
Kemper Auto | Infinity $840
Capital Insurance Group $897
Texas Farm Bureau Group $926
Mississippi Farm Bureau $1,107
Country $1,223
Unigard $1,265

2013 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $376
American National P $441
Safeco $499
Utica National Ins Group $614
Ohio Mutual Ins Group $602
Frankenmuth Mutual $627
SafeAuto $699
PEMCO $744
ALFA $771
Auto-Owners Insurance Co $796

2012 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
American National P $529
MMG Insurance Company $567
Concord Group $580
SECURA Insurance $615
Patriot Group $679
Commerce Group Inc $692
Utica National Ins Group $682
Wolverine Mutual $725
Kentucky Farm Bureau $750
Safeco $881

2011 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $77
Mercury Insurance $253
IMT Insurance Company $485
Cameron Mutual Group $647
Partners Mutual Insurance Co $655
West Bend Mutual $740
Farm Bureau Mutual (IA Group) $771
Grinnell Mutual $793
Tennessee Farmers $794
Western National $800

2010 Volvo XC90 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $124
American National P $426
National General Value $448
Pekin Insurance $728
New Jersey Manufacturers $839
MO Farm Bureau Services $885
NatGen Value $874
SECURA Insurance $920
North Star $983
West Bend Mutual $988

Cost of Volvo XC90 Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,322 $9,296 $10,875
18 $5,884 $8,659 $10,125
19 $5,231 $7,657 $8,943
20 $4,558 $6,667 $7,805
21 $3,801 $5,594 $6,541
22 $3,717 $5,469 $6,372
23 $3,237 $4,765 $5,591
24 $3,092 $4,537 $5,281
25 $2,650 $3,897 $4,588
30 $2,081 $3,027 $3,558
35 $1,939 $2,865 $3,349
40 $1,856 $2,725 $3,206
45 $1,818 $2,658 $3,120
55 $1,678 $2,461 $2,879
65 $1,757 $2,542 $3,006
75 $2,216 $3,222 $3,770

 

Volvo XC90 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,993 $2,875 $3,647
Alaska $1,617 $2,254 $2,197
Arizona $1,844 $2,659 $3,926
Arkansas $2,020 $3,169 $3,509
California $2,248 $4,012 $2,273
Colorado $2,092 $2,956 $3,727
Connecticut $2,712 $4,191 $5,283
Delaware $2,244 $2,956 $3,837
Florida $2,651 $3,680 $4,794
Hawaii $853 $1,189 $848
Idaho $1,497 $1,988 $2,433
Illinois $1,572 $2,362 $2,699
Indiana $1,610 $2,490 $2,789
Iowa $1,285 $1,738 $2,073
Kansas $1,722 $2,496 $2,888
Kentucky $2,481 $3,631 $4,253
Louisiana $3,154 $4,780 $5,184
Maine $1,216 $1,650 $2,433
Maryland $1,954 $2,816 $3,108
Massachusetts $1,537 $2,717 $1,565
Michigan $3,750 $5,699 $9,005
Minnesota $1,520 $2,038 $2,904
Mississippi $1,839 $2,648 $2,687
Missouri $1,734 $2,515 $3,273
Montana $1,764 $2,500 $2,872
Nebraska $1,512 $2,225 $2,418
Nevada $2,499 $3,667 $3,901
New Hampshire $1,748 $2,742 $3,444
New Jersey $1,919 $2,989 $3,906
New Mexico $1,952 $2,892 $3,019
New York $1,814 $2,288 $3,769
North Carolina $1,115 $1,935 $1,368
North Dakota $1,542 $2,335 $2,764
Ohio $1,359 $2,089 $2,139
Oklahoma $2,168 $3,100 $3,506
Oregon $1,994 $2,671 $3,164
Pennsylvania $1,652 $2,450 $2,852
Rhode Island $2,794 $4,072 $4,591
South Carolina $1,878 $2,627 $3,630
South Dakota $1,709 $2,440 $2,828
Tennessee $2,011 $2,930 $3,929
Texas $2,019 $2,913 $3,590
Utah $1,707 $2,387 $3,287
Vermont $1,301 $2,046 $2,134
Virginia $1,253 $1,883 $1,858
Washington $1,654 $2,205 $2,646
West Virginia $1,645 $2,357 $2,962
Wisconsin $1,627 $2,568 $2,941
Wyoming $1,537 $2,159 $2,273
Georgia $2,158 $3,218 $3,262

FAQs

Who has the cheapest car insurance for a Volvo XC90?

Unitrin offers the most affordable car insurance rates for Volvo XC90 models spanning from 2010 to 2024.

Which company offers the best car insurance for a Volvo XC90?

Considering factors such as competitive pricing, comprehensive coverage, and top-notch customer service, we endorse Unitrin as the best car insurance option for Volvo XC90 vehicles.

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