Volvo XC90 Car Insurance Cost
To insure a Volvo XC90, the average annual cost is approximately $1,366 through Unitrin. However, insurance expenses can vary depending on factors like age, the vehicle’s model year, and other individual considerations. You can utilize our quote tables below to obtain a personalized estimate based on your specific circumstances.
If you’re thinking about buying a Volvo XC90, one essential aspect to consider is the price of insurance. Insurance plays a crucial role in owning a car, and it’s vital to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive costs in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, if you’re found at fault in an accident, your premiums could increase significantly.
Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors such as age, driving history, and even your location can have a significant impact on your insurance premiums.
How Much Does Volvo XC90 Car Insurance Cost?
Typically, Unitrin provides the most competitive price, averaging $1,366 annually for comprehensive insurance coverage on a 2024 Volvo XC90.
While Unitrin’s pricing serves as a reliable reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors comprise your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history generally leads to lower premiums, whereas a record of accidents or traffic violations can elevate costs.
Furthermore, residing in urban areas characterized by heavy traffic often translates to higher insurance rates compared to rural locales with less congestion. Your choice of coverage also plays a crucial role in determining your premium—opting for full coverage insurance, which encompasses comprehensive and collision coverage, typically commands a higher cost compared to minimum liability coverage.
Insuranceopedia is available to assist you in exploring options and comparing quotes from different insurance providers to ensure that you secure the most favorable deal.
2024 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,366 |
2023 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $1,626 |
| Nationwide | $2,506 |
| Safeco | $2,851 |
| Mercury Insurance Company | $4,103 |
| Erie | $4,967 |
| Travelers | $5,138 |
| USAA | $5,794 |
| Allstate | $6,334 |
| State Farm | $6,678 |
| Unitrin | $8,451 |
2022 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $182 |
| American National P | $436 |
| Safeco | $437 |
| Mercury Insurance | $476 |
| ALFA | $873 |
| Titan | $952 |
| Virginia Farm Bureau | $1,068 |
| Utica National Ins Group | $1,204 |
| Country | $1,242 |
| North Carolina Farm Bureau | $1,331 |
2021 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $610 |
| Clearcover | $656 |
| American National P | $760 |
| Plymouth Rock | $843 |
| Direct Auto | $1,059 |
| SECURA Insurance | $1,225 |
| Atlantic States Insurance | $1,275 |
| New Jersey Manufacturers | $1,442 |
| Texas Farm Bureau Group | $1,712 |
| National General | $1,724 |
2020 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $283 |
| Direct Auto | $593 |
| Virginia Farm Bureau | $883 |
| Erie | $908 |
| Hastings Mutual Insurance Co | $907 |
| Utica National Ins Group | $957 |
| North Carolina Farm Bureau | $1,047 |
| Titan | $1,080 |
| Victoria | $1,085 |
| GMAC Insurance Group | $1,225 |
2019 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $577 |
| Tennessee Farmers | $886 |
| Virginia Farm Bureau | $1,051 |
| Penn National | $1,071 |
| North Carolina Farm Bureau | $1,118 |
| Westfield | $1,110 |
| Texas Farm Bureau Group | $1,190 |
| Cincinnati Insurance | $1,237 |
| GMAC Insurance Group | $1,340 |
| Auto-Owners Insurance Co | $1,386 |
2018 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $267 |
| American National P | $385 |
| National General Value | $490 |
| Mercury Insurance | $573 |
| Clearcover | $805 |
| North Carolina Farm Bureau | $898 |
| West Bend Mutual | $1,052 |
| Titan | $1,046 |
| ACCC Insurance Company | $1,069 |
| Kemper Auto | Infinity | $1,087 |
2017 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $644 |
| Mercury Insurance | $669 |
| Mercury Insurance Company | $922 |
| New York Central Mutual Fire | $949 |
| Texas Farm Bureau Group | $975 |
| Clearcover | $1,014 |
| North Carolina Farm Bureau | $1,172 |
| Western National | $1,210 |
| Dairyland Auto | $1,217 |
| Virginia Farm Bureau | $1,329 |
2016 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $196 |
| Mercury Insurance Company | $638 |
| Virginia Farm Bureau | $669 |
| Pekin Insurance | $804 |
| Rockford Mutual Insurance | $1,038 |
| Plymouth Rock Assurance | $1,062 |
| Utica National Ins Group | $1,125 |
| Quincy Mutual | $1,146 |
| First Chicago Insurance | $1,136 |
| New Jersey Manufacturers | $1,161 |
2014 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $364 |
| Safeco | $491 |
| Tennessee Farmers | $769 |
| PEMCO | $759 |
| Kemper Auto | Infinity | $840 |
| Capital Insurance Group | $897 |
| Texas Farm Bureau Group | $926 |
| Mississippi Farm Bureau | $1,107 |
| Country | $1,223 |
| Unigard | $1,265 |
2013 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $376 |
| American National P | $441 |
| Safeco | $499 |
| Utica National Ins Group | $614 |
| Ohio Mutual Ins Group | $602 |
| Frankenmuth Mutual | $627 |
| SafeAuto | $699 |
| PEMCO | $744 |
| ALFA | $771 |
| Auto-Owners Insurance Co | $796 |
2012 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $529 |
| MMG Insurance Company | $567 |
| Concord Group | $580 |
| SECURA Insurance | $615 |
| Patriot Group | $679 |
| Commerce Group Inc | $692 |
| Utica National Ins Group | $682 |
| Wolverine Mutual | $725 |
| Kentucky Farm Bureau | $750 |
| Safeco | $881 |
2011 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $77 |
| Mercury Insurance | $253 |
| IMT Insurance Company | $485 |
| Cameron Mutual Group | $647 |
| Partners Mutual Insurance Co | $655 |
| West Bend Mutual | $740 |
| Farm Bureau Mutual (IA Group) | $771 |
| Grinnell Mutual | $793 |
| Tennessee Farmers | $794 |
| Western National | $800 |
2010 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $124 |
| American National P | $426 |
| National General Value | $448 |
| Pekin Insurance | $728 |
| New Jersey Manufacturers | $839 |
| MO Farm Bureau Services | $885 |
| NatGen Value | $874 |
| SECURA Insurance | $920 |
| North Star | $983 |
| West Bend Mutual | $988 |
Cost of Volvo XC90 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,322 | $9,296 | $10,875 |
| 18 | $5,884 | $8,659 | $10,125 |
| 19 | $5,231 | $7,657 | $8,943 |
| 20 | $4,558 | $6,667 | $7,805 |
| 21 | $3,801 | $5,594 | $6,541 |
| 22 | $3,717 | $5,469 | $6,372 |
| 23 | $3,237 | $4,765 | $5,591 |
| 24 | $3,092 | $4,537 | $5,281 |
| 25 | $2,650 | $3,897 | $4,588 |
| 30 | $2,081 | $3,027 | $3,558 |
| 35 | $1,939 | $2,865 | $3,349 |
| 40 | $1,856 | $2,725 | $3,206 |
| 45 | $1,818 | $2,658 | $3,120 |
| 55 | $1,678 | $2,461 | $2,879 |
| 65 | $1,757 | $2,542 | $3,006 |
| 75 | $2,216 | $3,222 | $3,770 |
Volvo XC90 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,993 | $2,875 | $3,647 |
| Alaska | $1,617 | $2,254 | $2,197 |
| Arizona | $1,844 | $2,659 | $3,926 |
| Arkansas | $2,020 | $3,169 | $3,509 |
| California | $2,248 | $4,012 | $2,273 |
| Colorado | $2,092 | $2,956 | $3,727 |
| Connecticut | $2,712 | $4,191 | $5,283 |
| Delaware | $2,244 | $2,956 | $3,837 |
| Florida | $2,651 | $3,680 | $4,794 |
| Hawaii | $853 | $1,189 | $848 |
| Idaho | $1,497 | $1,988 | $2,433 |
| Illinois | $1,572 | $2,362 | $2,699 |
| Indiana | $1,610 | $2,490 | $2,789 |
| Iowa | $1,285 | $1,738 | $2,073 |
| Kansas | $1,722 | $2,496 | $2,888 |
| Kentucky | $2,481 | $3,631 | $4,253 |
| Louisiana | $3,154 | $4,780 | $5,184 |
| Maine | $1,216 | $1,650 | $2,433 |
| Maryland | $1,954 | $2,816 | $3,108 |
| Massachusetts | $1,537 | $2,717 | $1,565 |
| Michigan | $3,750 | $5,699 | $9,005 |
| Minnesota | $1,520 | $2,038 | $2,904 |
| Mississippi | $1,839 | $2,648 | $2,687 |
| Missouri | $1,734 | $2,515 | $3,273 |
| Montana | $1,764 | $2,500 | $2,872 |
| Nebraska | $1,512 | $2,225 | $2,418 |
| Nevada | $2,499 | $3,667 | $3,901 |
| New Hampshire | $1,748 | $2,742 | $3,444 |
| New Jersey | $1,919 | $2,989 | $3,906 |
| New Mexico | $1,952 | $2,892 | $3,019 |
| New York | $1,814 | $2,288 | $3,769 |
| North Carolina | $1,115 | $1,935 | $1,368 |
| North Dakota | $1,542 | $2,335 | $2,764 |
| Ohio | $1,359 | $2,089 | $2,139 |
| Oklahoma | $2,168 | $3,100 | $3,506 |
| Oregon | $1,994 | $2,671 | $3,164 |
| Pennsylvania | $1,652 | $2,450 | $2,852 |
| Rhode Island | $2,794 | $4,072 | $4,591 |
| South Carolina | $1,878 | $2,627 | $3,630 |
| South Dakota | $1,709 | $2,440 | $2,828 |
| Tennessee | $2,011 | $2,930 | $3,929 |
| Texas | $2,019 | $2,913 | $3,590 |
| Utah | $1,707 | $2,387 | $3,287 |
| Vermont | $1,301 | $2,046 | $2,134 |
| Virginia | $1,253 | $1,883 | $1,858 |
| Washington | $1,654 | $2,205 | $2,646 |
| West Virginia | $1,645 | $2,357 | $2,962 |
| Wisconsin | $1,627 | $2,568 | $2,941 |
| Wyoming | $1,537 | $2,159 | $2,273 |
| Georgia | $2,158 | $3,218 | $3,262 |
Compare Volvo XC90 To Other Volvo Models
FAQs
Who has the cheapest car insurance for a Volvo XC90?
Unitrin offers the most affordable car insurance rates for Volvo XC90 models spanning from 2010 to 2024.
Which company offers the best car insurance for a Volvo XC90?
Considering factors such as competitive pricing, comprehensive coverage, and top-notch customer service, we endorse Unitrin as the best car insurance option for Volvo XC90 vehicles.
