Volvo S60 Car Insurance Cost
To insure a Volvo S60, the annual cost is approximately $1,794 through Unitrin. However, this expense can vary depending on factors like age and the car’s model year. You can use the quote tables below to get an estimate tailored to your specific situation.
If you’re thinking about buying a Volvo S60, you’ll need to consider the insurance costs as well. Insurance is a big part of owning a car, so it’s important to understand what you’re signing up for before you make your purchase.
Choosing the right insurance policy is crucial because opting for the wrong one can lead to unexpected and potentially high expenses later on. You definitely don’t want to be caught with insufficient coverage if you’re involved in an accident, as it could leave you facing significant out-of-pocket costs. Additionally, keep in mind that your premiums could increase if you’re found at fault for an accident.
Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving record, and where you live can all have a significant impact on your insurance premiums.
How Much Does Volvo S60 Car Insurance Cost?
On average, Unitrin provides the most competitive price of $1,794 annually for full coverage insurance on a 2024 Volvo S60.
While Unitrin’s price serves as a solid reference point, it’s crucial to recognize that the expense of auto insurance can fluctuate significantly based on various factors. These factors encompass your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history can result in reduced premiums, while a track record of accidents or traffic violations can escalate your expenses.
Moreover, residing in urban areas with heavy traffic flow might lead to higher insurance rates compared to rural locales with less congestion. The choice of coverage also plays a role in determining your premium. Opting for full coverage insurance, which encompasses comprehensive and collision coverage, typically incurs higher costs compared to minimum liability coverage.
Insuranceopedia is available to aid you in exploring options and comparing quotes from various insurance providers, ensuring you secure the most favorable deal.
2024 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,794 |
| National General | $8,099 |
2022 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $584 |
| Virginia Farm Bureau | $894 |
| North Carolina Farm Bureau | $1,095 |
| GMAC Insurance Group | $1,223 |
| ALFA | $1,206 |
| Utica National Ins Group | $1,235 |
| Victoria | $1,304 |
| Farm Bureau Mutual (IA Group) | $1,357 |
| Kentucky Farm Bureau | $1,550 |
| Southern Farm Bureau | $1,583 |
2021 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $573 |
| American National P | $700 |
| Capital Insurance Group | $1,130 |
| Virginia Farm Bureau | $1,197 |
| Direct Auto | $1,234 |
| Clearcover | $1,341 |
| SafeAuto | $1,401 |
| ALFA | $1,456 |
| Utica National Ins Group | $1,494 |
| ACCC Insurance Company | $1,493 |
2020 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $480 |
| Pekin Insurance | $631 |
| Union Mutual Fire Group | $655 |
| Concord Group | $911 |
| Hastings Mutual Insurance Co | $921 |
| Western Reserve | $1,023 |
| North Carolina Farm Bureau | $1,046 |
| SECURA Insurance | $1,061 |
| Grange Mutual | $1,107 |
| Mercury Insurance | $1,144 |
2019 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| ALFA | $624 |
| American National P | $772 |
| Pekin Insurance | $840 |
| NatGen Value | $899 |
| North Carolina Farm Bureau | $979 |
| Rockford Mutual Insurance | $967 |
| SECURA Insurance | $973 |
| Hastings Mutual Insurance Co | $1,007 |
| Rural Mutual Insurance | $979 |
| Wolverine Mutual | $1,015 |
2018 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $566 |
| Kemper Auto | Infinity | $795 |
| Clearcover | $845 |
| North Carolina Farm Bureau | $912 |
| Concord Group | $945 |
| Buckeye Insurance Group | $978 |
| Countryway Insurance | $994 |
| MMG Insurance Company | $997 |
| Virginia Farm Bureau | $1,014 |
| Safety Group | $1,045 |
2017 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $107 |
| Union Mutual Fire Group | $490 |
| American National P | $687 |
| Concord Group | $805 |
| Mercury Insurance | $857 |
| PEMCO | $873 |
| Vermont Mutual | $923 |
| Wolverine Mutual | $1,006 |
| North Carolina Farm Bureau | $1,027 |
| Buckeye Insurance Group | $1,050 |
2016 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $353 |
| American National P | $393 |
| SAFECO | $661 |
| Countryway Insurance | $887 |
| Virginia Farm Bureau | $915 |
| ALFA | $959 |
| Western National | $966 |
| Utica National Ins Group | $1,015 |
| Wolverine Mutual | $1,020 |
| Clearcover | $1,109 |
2015 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $533 |
| SAFECO | $543 |
| Tennessee Farmers | $838 |
| Texas Farm Bureau Group | $810 |
| New Jersey Manufacturers | $845 |
| MO Farm Bureau Services | $995 |
| Victoria | $1,003 |
| Buckeye Insurance Group | $999 |
| Kentucky Farm Bureau | $1,031 |
| Indiana Farmers Mutual Ins | $1,058 |
2014 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $368 |
| American National P | $392 |
| Safeco | $449 |
| Buckeye Insurance Group | $495 |
| North Carolina Farm Bureau | $851 |
| Plymouth Rock Assurance | $891 |
| Norfolk and Dedham Group | $940 |
| Safety Group | $997 |
| Quincy Mutual | $1,086 |
| Texas Farm Bureau Group | $1,067 |
2013 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $375 |
| Jupiter Auto Insurance | $497 |
| Concord Group | $623 |
| Mercury Insurance | $625 |
| PEMCO | $849 |
| Buckeye Insurance Group | $878 |
| Commerce Group Inc | $955 |
| MMG Insurance Company | $1,013 |
| Countryway Insurance | $1,031 |
| Patriot Group | $1,039 |
2012 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $116 |
| Mercury Insurance | $336 |
| American National P | $390 |
| NatGen Custom 360 | $466 |
| Dairyland Broadform | $709 |
| Union Mutual Fire Group | $754 |
| Kemper Auto | Infinity | $770 |
| Concord Group | $747 |
| American National P&C | $819 |
| North Carolina Farm Bureau | $847 |
2011 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $216 |
| Buckeye Insurance Group | $605 |
| SECURA Insurance | $762 |
| Liberty Mutual | $841 |
| USAA | $840 |
| Ohio Mutual Ins Group | $985 |
| Tennessee Farmers | $959 |
| Concord Group | $1,010 |
| Motorists Mutual | $986 |
| Safety Group | $1,048 |
Cost of Volvo S60 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,064 | $8,893 | $10,404 |
| 18 | $5,635 | $8,312 | $9,699 |
| 19 | $4,985 | $7,348 | $8,595 |
| 20 | $4,349 | $6,373 | $7,483 |
| 21 | $3,638 | $5,365 | $6,258 |
| 22 | $3,567 | $5,201 | $6,105 |
| 23 | $3,108 | $4,575 | $5,362 |
| 24 | $2,945 | $4,359 | $5,095 |
| 25 | $2,556 | $3,724 | $4,374 |
| 30 | $1,969 | $2,937 | $3,403 |
| 35 | $1,853 | $2,742 | $3,214 |
| 40 | $1,784 | $2,625 | $3,087 |
| 45 | $1,739 | $2,562 | $2,973 |
| 55 | $1,594 | $2,345 | $2,761 |
| 65 | $1,670 | $2,454 | $2,865 |
| 75 | $2,087 | $3,071 | $3,595 |
Volvo S60 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,908 | $2,745 | $3,500 |
| Alaska | $1,585 | $2,171 | $2,134 |
| Arizona | $1,774 | $2,571 | $3,774 |
| Arkansas | $1,951 | $3,070 | $3,361 |
| California | $2,176 | $3,828 | $2,176 |
| Colorado | $2,002 | $2,836 | $3,581 |
| Connecticut | $2,561 | $4,011 | $5,100 |
| Delaware | $2,153 | $2,855 | $3,660 |
| Florida | $2,528 | $3,501 | $4,574 |
| Hawaii | $836 | $1,128 | $818 |
| Idaho | $1,435 | $1,916 | $2,336 |
| Illinois | $1,501 | $2,263 | $2,585 |
| Indiana | $1,537 | $2,375 | $2,667 |
| Iowa | $1,213 | $1,666 | $1,965 |
| Kansas | $1,619 | $2,383 | $2,793 |
| Kentucky | $2,362 | $3,452 | $4,105 |
| Louisiana | $3,013 | $4,573 | $4,968 |
| Maine | $1,145 | $1,579 | $2,353 |
| Maryland | $1,834 | $2,699 | $3,002 |
| Massachusetts | $1,470 | $2,577 | $1,489 |
| Michigan | $3,564 | $5,481 | $8,604 |
| Minnesota | $1,474 | $1,975 | $2,782 |
| Mississippi | $1,782 | $2,523 | $2,558 |
| Missouri | $1,658 | $2,388 | $3,139 |
| Montana | $1,722 | $2,389 | $2,754 |
| Nebraska | $1,459 | $2,133 | $2,317 |
| Nevada | $2,380 | $3,508 | $3,736 |
| New Hampshire | $1,640 | $2,597 | $3,322 |
| New Jersey | $1,832 | $2,845 | $3,734 |
| New Mexico | $1,858 | $2,784 | $2,893 |
| New York | $1,710 | $2,169 | $3,644 |
| North Carolina | $1,051 | $1,856 | $1,306 |
| North Dakota | $1,445 | $2,211 | $2,614 |
| Ohio | $1,310 | $2,031 | $2,048 |
| Oklahoma | $2,074 | $2,986 | $3,379 |
| Oregon | $1,878 | $2,540 | $3,017 |
| Pennsylvania | $1,589 | $2,358 | $2,752 |
| Rhode Island | $2,681 | $3,902 | $4,409 |
| South Carolina | $1,801 | $2,503 | $3,442 |
| South Dakota | $1,644 | $2,329 | $2,688 |
| Tennessee | $1,907 | $2,816 | $3,740 |
| Texas | $1,909 | $2,789 | $3,436 |
| Utah | $1,650 | $2,274 | $3,154 |
| Vermont | $1,268 | $1,938 | $2,051 |
| Virginia | $1,168 | $1,812 | $1,777 |
| Washington | $1,591 | $2,153 | $2,533 |
| West Virginia | $1,576 | $2,279 | $2,818 |
| Wisconsin | $1,574 | $2,457 | $2,790 |
| Wyoming | $1,478 | $2,050 | $2,195 |
| Georgia | $2,069 | $3,121 | $3,144 |
Compare Volvo S60 To Other Volvo Models
FAQs
Who has the cheapest car insurance for a Volvo S60?
Unitrin offers the most affordable car insurance for Volvo S60 models spanning from 2011 to 2024.
Which company offers the best car insurance for a Volvo S60?
In our assessment, Unitrin provides the best car insurance for a Volvo S60 due to its combination of competitive rates, comprehensive coverage, and excellent customer service.
