Volvo S60 Car Insurance Cost
To insure a Volvo S60, the annual cost is approximately $1,737 through Unitrin. However, this expense can vary depending on factors like age and the car’s model year. You can use the quote tables below to get an estimate tailored to your specific situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volvo S60, you’ll need to consider the insurance costs as well. Insurance is a big part of owning a car, so it’s important to understand what you’re signing up for before you make your purchase.
Choosing the right insurance policy is crucial because opting for the wrong one can lead to unexpected and potentially high expenses later on. You definitely don’t want to be caught with insufficient coverage if you’re involved in an accident, as it could leave you facing significant out-of-pocket costs. Additionally, keep in mind that your premiums could increase if you’re found at fault for an accident.
Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving record, and where you live can all have a significant impact on your insurance premiums.
How Much Does Volvo S60 Car Insurance Cost?
On average, Unitrin provides the most competitive price of $1,737 annually for full coverage insurance on a 2024 Volvo S60.
While Unitrin’s price serves as a solid reference point, it’s crucial to recognize that the expense of auto insurance can fluctuate significantly based on various factors. These factors encompass your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history can result in reduced premiums, while a track record of accidents or traffic violations can escalate your expenses.
Moreover, residing in urban areas with heavy traffic flow might lead to higher insurance rates compared to rural locales with less congestion. The choice of coverage also plays a role in determining your premium. Opting for full coverage insurance, which encompasses comprehensive and collision coverage, typically incurs higher costs compared to minimum liability coverage.
Insuranceopedia is available to aid you in exploring options and comparing quotes from various insurance providers, ensuring you secure the most favorable deal.
2024 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,737 |
| National General | $8,098 |
2022 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,662 |
| Mercury Insurance | $2,731 |
| Penn National | $2,161 |
| New York Central Mutual Fire | $1,931 |
| North Carolina Farm Bureau | $1,076 |
| Erie | $1,792 |
| GMAC Insurance Group | $1,184 |
| Travelers | $2,216 |
| New Jersey Manufacturers | $2,558 |
| Mercury Insurance Company | $1,990 |
2021 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Erie | $831 |
| Central Mutual Insurance Co | $1,556 |
| Preferred Mutual | $1,242 |
| Virginia Farm Bureau | $1,005 |
| Mercury Insurance | $592 |
| New York Central Mutual Fire | $909 |
| American National P | $661 |
| Country | $1,334 |
| Cincinnati Insurance | $1,541 |
| Travelers | $1,104 |
2020 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,062 |
| GMAC Insurance Group | $1,421 |
| Oregon Mutual | $1,308 |
| Capital Insurance Group | $1,199 |
| New York Central Mutual Fire | $899 |
| Mercury Insurance | $1,137 |
| Dairyland | $998 |
| PEMCO | $1,338 |
| Direct Auto | $1,300 |
| Erie | $1,243 |
2019 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $957 |
| Kemper Auto | Infinity | $1,182 |
| Rural Mutual Insurance | $999 |
| SECURA Insurance | $981 |
| Pekin Insurance | $846 |
| Rockford Mutual Insurance | $974 |
| NatGen Value | $932 |
| Wolverine Mutual | $1,016 |
| Colorado Farm Bureau Mutual | $1,128 |
| Hastings Mutual Insurance Co | $1,028 |
2018 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $936 |
| Westfield | $1,315 |
| Travelers | $1,192 |
| Virginia Farm Bureau | $1,033 |
| Safeco | $106 |
| Countryway Insurance | $979 |
| Kemper Auto | Infinity | $829 |
| Grange Mutual | $1,295 |
| MO Farm Bureau Services | $1,325 |
| GMAC Insurance Group | $1,165 |
2017 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $898 |
| New Jersey Manufacturers | $1,319 |
| Co-Operative Ins Companies | $1,159 |
| SECURA Insurance | $958 |
| Union Mutual Fire Group | $481 |
| Vermont Mutual | $920 |
| Concord Group | $797 |
| NatGen Value | $1,203 |
| 21st Century | $1,215 |
| Wolverine Mutual | $1,064 |
2016 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Western National | $988 |
| Mercury Insurance Company | $1,256 |
| Plymouth Rock | $1,170 |
| Victoria | $1,096 |
| Mercury Insurance | $319 |
| Wolverine Mutual | $993 |
| Safeco | $438 |
| Dairyland Auto 1 Month | $1,217 |
| Direct Auto | $1,194 |
| Clearcover | $1,099 |
2015 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $822 |
| National General | $1,217 |
| New York Central Mutual Fire | $1,145 |
| Buckeye Insurance Group | $1,036 |
| Safeco | $278 |
| MO Farm Bureau Services | $1,007 |
| Direct Auto | $716 |
| SECURA Insurance | $1,179 |
| Country | $1,225 |
| Kentucky Farm Bureau | $1,060 |
2014 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $441 |
| Donegal Mutual Insurance Co | $1,211 |
| Plymouth Rock Assurance | $940 |
| North Carolina Farm Bureau | $767 |
| Safeco | $374 |
| Buckeye Insurance Group | $480 |
| National General Value | $374 |
| GMAC Insurance Group | $935 |
| Plymouth Rock | $1,065 |
| Texas Farm Bureau Group | $866 |
2013 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $574 |
| Mississippi Farm Bureau | $1,052 |
| New York Central Mutual Fire | $1,020 |
| MMG Insurance Company | $993 |
| NatGen Value | $418 |
| New Jersey Manufacturers | $877 |
| Concord Group | $466 |
| Buckeye Insurance Group | $1,025 |
| Patriot Group | $1,062 |
| Countryway Insurance | $1,019 |
2012 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $378 |
| PEMCO | $827 |
| NatGen Value | $745 |
| Dairyland Broadform | $710 |
| Safeco | $37 |
| North Carolina Farm Bureau | $686 |
| Mercury Insurance | $325 |
| Kemper Auto | Infinity | $730 |
| Concord Group | $752 |
| Union Mutual Fire Group | $710 |
2011 Volvo S60 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $980 |
| Chubb | $1,321 |
| Wolverine Mutual | $1,123 |
| USAA | $1,019 |
| SECURA Insurance | $791 |
| Safety Group | $1,039 |
| Liberty Mutual | $824 |
| Commerce Group Inc | $1,274 |
| Vermont Mutual | $1,304 |
| Plymouth Rock Assurance | $1,116 |
Find Affordable Volvo S60 Car Insurance
Cost of Volvo S60 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,970 | $11,713 | $13,721 |
| 18 | $7,466 | $10,874 | $12,788 |
| 19 | $6,606 | $9,617 | $11,310 |
| 20 | $5,704 | $8,418 | $9,836 |
| 21 | $4,817 | $7,076 | $8,265 |
| 22 | $4,636 | $6,851 | $8,013 |
| 23 | $4,072 | $6,010 | $7,041 |
| 24 | $3,880 | $5,736 | $6,690 |
| 25 | $3,360 | $4,905 | $5,798 |
| 30 | $2,599 | $3,855 | $4,498 |
| 35 | $2,456 | $3,606 | $4,220 |
| 40 | $2,382 | $3,491 | $4,037 |
| 45 | $2,272 | $3,370 | $3,936 |
| 55 | $2,099 | $3,058 | $3,603 |
| 65 | $2,206 | $3,233 | $3,788 |
| 75 | $2,799 | $4,070 | $4,766 |
Volvo S60 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,502 | $3,601 | $4,592 |
| Alaska | $2,063 | $2,899 | $2,787 |
| Arizona | $2,345 | $3,374 | $4,956 |
| Arkansas | $2,543 | $3,981 | $4,419 |
| California | $2,857 | $5,049 | $2,838 |
| Colorado | $2,664 | $3,746 | $4,704 |
| Connecticut | $3,431 | $5,250 | $6,683 |
| Delaware | $2,807 | $3,745 | $4,844 |
| Florida | $3,346 | $4,638 | $6,041 |
| Hawaii | $1,109 | $1,516 | $1,061 |
| Idaho | $1,874 | $2,520 | $3,045 |
| Illinois | $2,022 | $3,001 | $3,425 |
| Indiana | $2,030 | $3,122 | $3,504 |
| Iowa | $1,646 | $2,230 | $2,601 |
| Kansas | $2,149 | $3,134 | $3,609 |
| Kentucky | $3,112 | $4,568 | $5,363 |
| Louisiana | $4,026 | $6,022 | $6,524 |
| Maine | $1,506 | $2,088 | $3,097 |
| Maryland | $2,433 | $3,535 | $3,938 |
| Massachusetts | $1,983 | $3,379 | $1,950 |
| Michigan | $4,740 | $7,184 | $11,302 |
| Minnesota | $1,975 | $2,582 | $3,629 |
| Mississippi | $2,353 | $3,357 | $3,358 |
| Missouri | $2,211 | $3,119 | $4,124 |
| Montana | $2,215 | $3,159 | $3,648 |
| Nebraska | $1,937 | $2,766 | $3,075 |
| Nevada | $3,111 | $4,664 | $4,905 |
| New Hampshire | $2,172 | $3,443 | $4,360 |
| New Jersey | $2,390 | $3,755 | $4,919 |
| New Mexico | $2,448 | $3,644 | $3,799 |
| New York | $2,283 | $2,837 | $4,758 |
| North Carolina | $1,410 | $2,414 | $1,699 |
| North Dakota | $1,933 | $2,927 | $3,491 |
| Ohio | $1,726 | $2,631 | $2,744 |
| Oklahoma | $2,740 | $3,915 | $4,404 |
| Oregon | $2,481 | $3,348 | $4,012 |
| Pennsylvania | $2,133 | $3,106 | $3,573 |
| Rhode Island | $3,531 | $5,174 | $5,785 |
| South Carolina | $2,373 | $3,325 | $4,559 |
| South Dakota | $2,118 | $3,086 | $3,541 |
| Tennessee | $2,509 | $3,708 | $4,932 |
| Texas | $2,559 | $3,624 | $4,544 |
| Utah | $2,126 | $3,054 | $4,137 |
| Vermont | $1,673 | $2,559 | $2,700 |
| Virginia | $1,539 | $2,388 | $2,365 |
| Washington | $2,070 | $2,801 | $3,354 |
| West Virginia | $2,060 | $3,003 | $3,707 |
| Wisconsin | $2,088 | $3,229 | $3,693 |
| Wyoming | $1,924 | $2,744 | $2,860 |
| Georgia | $2,710 | $4,075 | $4,131 |
Compare Volvo S60 To Other Volvo Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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