Cheapest Car Insurance In Anchorage, AK 2025
With an average monthly rate of $94, State Farm is the most budget-friendly choice for minimum coverage car insurance in Anchorage.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of car insurance in Anchorage, AK, isn’t the same across the board, making it important to compare options.
State Farm leads in affordability for liability-only car insurance, while GEICO offers the best deals on full coverage. USAA, on the other hand, has the lowest rates for young drivers.
Cheapest Car Insurance Companies In Anchorage, AK 2025
Cheapest Liability-only Car Insurance In Anchorage: State Farm
Drivers in Anchorage can get the cheapest minimum coverage from State Farm, costing around $94 per month.
Refer to the table below to review rate differences between insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $94 | $1,128 |
| USAA | $102 | $1,224 |
| GEICO | $96 | $1,152 |
| Allstate | $168 | $2,016 |
| Progressive | $155 | $1,860 |
Cheapest Full Coverage Insurance Rates In Anchorage: GEICO
The cheapest full coverage car insurance in Anchorage comes from GEICO, with quotes averaging $141 monthly.
This table presents average insurance quotes from affordable companies in Anchorage.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $141 | $1,692 |
| Midvale Home | $180 | $2,160 |
| USAA | $154 | $1,848 |
| Allstate | $250 | $3,000 |
| Progressive | $235 | $2,820 |
Cheapest Car Insurance Rates For Seniors: USAA
USAA provides Anchorage’s cheapest car insurance for seniors, with rates averaging $88 per month.
This table presents average insurance quotes from budget-friendly auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $88 | $1,056 |
| State Farm | $97 | $1,164 |
| Allstate | $157 | $1,884 |
| Umialik | $130 | $1,560 |
| Progressive | $141 | $1,692 |
Cheapest Rates In Anchorage For Teenagers: USAA
Teens in Anchorage can secure the cheapest car insurance from USAA, where premiums average $192 per month.
This table highlights the companies with the most budget-friendly insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $192 | $2,304 |
| Allstate | $358 | $4,296 |
| State Farm | $244 | $2,928 |
| Umalik | $280 | $3,360 |
| Progressive | $276 | $3,312 |
Cheapest Auto Insurance For Young Adults in Anchorage: USAA
Young drivers in Anchorage can get the cheapest insurance from USAA, where premiums average $130 per month.
Below is a table that compares the cheapest auto insurance options for young adult drivers in Anchorage.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $130 | $1,560 |
| Umalik | $247 | $2,964 |
| Allstate | $250 | $3,000 |
| State Farm | $166 | $1,992 |
Cheapest Car Insurance In Anchorage For Good Drivers: State Farm
The cheapest car insurance for good drivers in Anchorage comes from State Farm, with an average monthly rate of $94.
Good drivers can use the table below to compare average quotes from budget-friendly insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $94 | $1,128 |
| USAA | $102 | $1,224 |
| GEICO | $96 | $1,152 |
| Allstate | $168 | $2,016 |
| Progressive | $155 | $1,860 |
Find affordable Anchorage rates
Cheapest Car Insurance In Anchorage After A Speeding Ticket: State Farm
For drivers in Anchorage with a speeding ticket, State Farm provides budget-friendly coverage at an average of $131 per month.
If you have a speeding ticket, use the table below to compare average insurance costs.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $131 | $1,572 |
| Umalik | $144 | $1,728 |
| Progressive | $216 | $2,592 |
| USAA | $141 | $1,692 |
| Allstate | $235 | $2,820 |
Cheapest For Drivers With After At-Fault Accident: State Farm
At $144 per month on average, State Farm has the cheapest car insurance rates for drivers responsible for an accident.
Here’s a list of car insurance providers offering the cheapest rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $144 | $1,728 |
| USAA | $160 | $1,920 |
| Progressive | $240 | $2,880 |
| GEICO | $149 | $1,788 |
| Midvale Home | $185 | $2,220 |
Cheapest Rates In Anchorage For Drivers After A DUI: State Farm
Drivers with a DUI can find the cheapest car insurance with State Farm, where premiums average $170 per month in Anchorage.
Anchorage drivers with a DUI can compare the cheapest insurance rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $170 | $2,040 |
| Midvale Home | $219 | $2,628 |
| USAA | $187 | $2,244 |
| Umalik | $192 | $2,304 |
| GEICO | $174 | $2,088 |
Best Car Insurance Companies In Anchorage
If you’re looking for budget-friendly insurance in Anchorage, State Farm leads with $94 per month, followed by GEICO at $96 and USAA at $102.
The following list ranks the top auto insurance companies in Anchorage, AK, based on their average monthly costs.
| Company | Monthly Premium |
| State Farm | $94 |
| USAA | $102 |
| GEICO | $96 |
| Allstate | $168 |
| Progressive | $155 |
| Umalik | $105 |
| Midvale Homes | $120 |
Average Auto Insurance Rates In Anchorage – By Age
Insurance companies consider age a key factor when setting rates. Because young drivers are less experienced and more prone to accidents, their premiums are higher, with teens paying approximately $3,439 annually.
Insurance rates generally start to decline around age 25, assuming the driver has avoided accidents and violations.
Insurance providers generally offer the most competitive rates to drivers in their 50s and early 60s, factoring in age when assessing driving history and risk.
| Age | Average Yearly Rate |
| Teenagers | $3,439 |
| 20s | $2,553 |
| 30s | $1,710 |
| 40s | $1,687 |
| 50s | $1,549 |
| 60s | $1,541 |
| 70s | $1,893 |
Average Rates In Anchorage – By Vehicle
The cost of your car insurance is influenced by your vehicle’s make, model, year, and body type. High-end, newer cars with advanced features usually come with steeper rates due to their higher repair and replacement costs.
Use the table below to see typical insurance rates for different cars in Anchorage.
| Vehicle | Average Monthly Rate |
| Dodge Journey | $135 |
| Subaru Impreza | $104 |
| Chevrolet Cruze | $183 |
| Chevrolet Malibu | $140 |
| Chevrolet Silverado | $112 |
Average Cost Of Auto Insurance In Anchorage – By Zip Code
Since crime rates differ by location, insurers use zip codes to set car insurance rates accordingly.
Use the table below to see how insurance rates vary across different zip codes in Anchorage.
| City | Average Monthly Rate |
| 99517 | $143 |
| 99515 | $152 |
| 99501 | $154 |
| 99577 | $156 |
| 99519 | $120 |
How Much Is Car Insurance In Other Cities in Alaska?
Car insurance rates vary based on where you live, as insurers analyze local accident risks, theft statistics, and vandalism rates. Urban areas usually see higher premiums due to increased risk.
The average car insurance premium in Farm Loop is roughly $158 per month, compared to $116 per month for drivers in Angoon.
| City | Average Monthly Rate |
| Farm Loop | $158 |
| Anchor Point | $138 |
| Elfin Cove | $119 |
| Angoon | $116 |
| Delta Junction | $142 |
| Badger | $151 |
| Deering | $141 |
| Beaver | $140 |
| Clear | $144 |
| Chevak | $137 |
Find affordable Anchorage rates
Our Methodology
After thoroughly examining customer feedback, coverage options, pricing, and user experiences from various review sites, I’ve developed an in-depth look at Anchorage, AK car insurance market.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Anchorage?
For the cheapest car insurance in Anchorage, State Farm leads in minimum coverage, while GEICO offers the best rates for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Anchorage?
On average, drivers in Anchorage pay about $160 per month for car insurance, with costs varying due to factors like zip code, vehicle age, and driving history.
