Cheapest Car Insurance In Pittsburgh, PA
Donegal offers the cheapest liability-only car insurance in Pittsburgh, with an average rate of $47 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When scouring for the cheapest car insurance in Pittsburgh, PA, the options can vary greatly.
For those seeking the cheapest liability-only coverage, Donegal emerges as the most affordable option. Meanwhile, drivers looking for more comprehensive protection find that Donegal offers the best rates for full coverage policies. While Erie offers the cheapest car insurance rates for young drivers.
Key Takeaways
Pittsburgh’s cheapest liability-only car insurance company is Donegal.
Car insurance in Pittsburgh costs an average of $132 per month.
To get the lowest rates, shop around and compare quotes from multiple carriers.
Cheapest Liability-Only Car Insurance In Pittsburgh – Donegal
Donegal is the cheapest car insurance company for minimum coverage car insurance in Pittsburgh, with an average monthly cost of $47.
Use the table below to compare rates across different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Donegal | $47 | $564 |
| Erie Insurance | $52 | $624 |
| National General | $55 | $660 |
| State Farm | $58 | $696 |
| Travelers | $50 | $600 |
Cheapest Full Coverage Insurance In Pittsburgh- Donegal
Donegal has the cheapest car insurance rates for full coverage. Their quotes average $113 a month in Pittsburgh.
The table below compares average auto insurance quotes from affordable insurers in Pittsburgh.
| Provider | Average Monthly Cost | Average Annual Cost |
| Donegal | $113 | $1,356 |
| Erie Insurance | $119 | $1,428 |
| GEICO | $128 | $1,536 |
| State Farm | $122 | $1,464 |
| Travelers | $116 | $1,392 |
Cheapest Car Insurance For Senior Drivers – Erie
Erie offers the cheapest car insurance policy for seniors in Pittsburgh, at an average rate of $109 a month.
The below table shows average quotes from the cheapest auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Donegal Insurance | $113 | $1,356 |
| Erie Insurance | $109 | $1,308 |
| Nationwide | $119 | $1,428 |
| Progressive | $122 | $1,464 |
| State Farm | $116 | $1,392 |
Cheapest Car Insurance In Pittsburgh For Teenagers – Erie
Teenage drivers in Pittsburgh can find the cheapest quotes from Erie, with average monthly premiums of $261.
The table below shows the companies with the cheapest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $280 | $3,360 |
| Erie | $261 | $3,132 |
| Nationwide | $288 | $3,456 |
| Progressive | $299 | $3,588 |
| State Farm | $273 | $3,276 |
Find Affordable Pittsburgh Rates
Cheapest Car Insurance In Pittsburgh After A Speeding Ticket – State Farm
State Farm offers the cheapest car insurance in Pittsburgh, with average rates of $119 a month for drivers who have a speeding ticket on their record.
You can use the table below to find average rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Donegal | $128 | $1,536 |
| Erie Insurance | $122 | $1,464 |
| GEICO | $135 | $1,620 |
| State Farm | $119 | $1,428 |
| Travelers | $130 | $1,560 |
Cheapest For Drivers With After At-Fault Accident – Donegal
Donegal offers the cheapest car insurance quotes for drivers with an at-fault incident, with an average rate of $139 per month.
Here are the car insurance companies with the cheapest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Donegal Insurance | $139 | $1,668 |
| Erie Insurance | $145 | $1,740 |
| GEICO | $153 | $1,836 |
| Progressive | $162 | $1,944 |
| State Farm | $148 | $1,776 |
Cheapest Rates In Pittsburgh For Drivers After A DUI – Erie Insurance
Erie Insurance offers the cheapest rates for drivers after a DUI in Pittsburgh, with average monthly premiums of $175.
Drivers in Pittsburgh with a DUI can find the cheapest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie Insurance | $175 | $2,100 |
| GEICO | $187 | $2,244 |
| Nationwide | $193 | $2,316 |
| Progressive | $199 | $2,388 |
| State Farm | $183 | $2,196 |
Best Car Insurance Companies In Pittsburgh
Drivers in Pittsburgh can find the most affordable insurance with USAA for $123 a month. Pittsburgh drivers might want to also consider Erie at $129 a month, or Donegal at $134 per month.
Shown below are the top 10 car insurance companies in Pittsburgh, PA, ranked by the average monthly rate they offer.
| Company | Monthly Premium |
| Allstate | $158 |
| Donegal Insurance | $134 |
| Erie Insurance | $129 |
| Farmers Insurance | $150 |
| GEICO | $138 |
| Liberty Mutual | $167 |
| Nationwide | $142 |
| Progressive | $153 |
| State Farm | $140 |
| USAA | $123 |
Average Car Insurance Cost In Pittsburgh
Car accident statistics, weather patterns and other area-specific factors all influence car insurance costs, meaning that what you pay for car insurance in one area will be different to what you pay in another area.
According to our latest research, the average cost of car insurance in Pittsburgh is $132 per month, compared to the Pennsylvania state average of $161, and the national average of $173 per month.
| Area | Average Monthly Rate |
| National | $173 |
| Pennsylvania | $161 |
| Pittsburgh | $132 |
Average Auto Insurance Rates In Pittsburgh – By Age
Age is a key determinant in car insurance rate calculations. Typically, younger drivers encounter higher insurance premiums due to their lack of experience and statistically higher likelihood of accidents and traffic violations. Teenagers can expect to pay around $7,028 per year for car insurance.
As drivers reach 25 years old, their rates usually begin to decrease, assuming they maintain a clean driving record.
The most competitive insurance rates are often offered to drivers in their 50s and early 60s. Insurance companies utilize age as a metric to assess driving experience and risk, which in turn influences the cost of premiums.
| Age | Average Yearly Rate |
| Teenagers | $6,163 |
| 20s | $3,004 |
| 30s | $2,631 |
| 40s | $2,460 |
| 50s | $2,339 |
| 60s | $2,259 |
| 70s | $2,410 |
Average Car Insurance Rates In Pittsburgh – By Vehicle
The type of vehicle you own plays a significant role in determining your car insurance costs. Insurance companies take into account factors such as the make, model, year, and body type of the car. Typically, newer vehicles, particularly luxury models with advanced technology and higher replacement costs, tend to have higher insurance rates.
You can use the table below to find average rates in Pittsburgh for different vehicles.
| Vehicle | Average Monthly Rate |
| Chevrolet Equinox | $208 |
| Ford Taurus | $214 |
| Honda Odyssey | $220 |
| Subaru Forester | $212 |
| Volkswagen Golf | $205 |
Find Affordable Pittsburgh Rates
Average Cost Of Auto Insurance In Pittsburgh – By Zip Code
Zip codes help insurers to determine crime rates in your area. Therefore, each zip code has different car insurance rates.
You can use the table below to find average insurance rates for different zip codes in Pittsburgh.
| Zip Code | Average Monthly Rate |
| 15219 | $172 |
| 15206 | $166 |
| 15212 | $177 |
| 15213 | $169 |
| 15221 | $174 |
How Much Is Car Insurance In Other Cities In Pennsylvania?
The city in which you live greatly influences your car insurance rates. Insurance companies evaluate numerous factors associated with your location, including the probability of accidents, vehicle theft, and vandalism rates, which are generally higher in urban areas. This heightened risk often results in higher premiums.
For example, drivers in Philadelphia can expect to pay around $165 per month for car insurance, while residents of Erie pay an average rate of $144 per month.
| City | Average Monthly Rate |
| Allentown | $155 |
| Erie | $144 |
| Harrisburg | $160 |
| Lancaster | $147 |
| Philadelphia | $165 |
| Reading | $163 |
| Wilkes-Barre | $157 |
| York | $150 |
FAQs
Who has the lowest car insurance rates in Pittsburgh?
The lowest car insurance rates in Pittsburgh are offered by Donegal for the minimum coverage required by the State of Pennsylvania and Donegal for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Pittsburgh?
The average cost of car insurance in Pittsburgh is about $132 per month. Rates will vary based on your zip code, year and model of car, driving record, etc.
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Pittsburgh, PA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
About Doug Schaffer
Doug Schaffer is an experienced copywriter who has spent over a decade creating high-quality insurance insights for major insurance carriers, like Progressive. At Insuranceopedia, he specializes in simplifying complex insurance topics and producing thought leadership pieces.
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