Cheapest Car Insurance In Pittsburgh, PA
The lowest-cost minimum coverage car insurance in Pittsburgh comes from State Farm, averaging $51 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Car insurance rates in Pittsburgh, PA, can fluctuate significantly when searching for the most affordable option.
For liability-only coverage at the lowest price, State Farm is the clear winner. If you need full coverage, State Farm offers the best deals, and young drivers will save the most with Clearcover.
Cheapest Car Insurance Companies In Pittsburgh, PA 2025
Cheapest Liability-only Car Insurance In Pittsburgh: State Farm
Pittsburgh drivers can get the lowest-priced minimum coverage from State Farm, with an average cost of $51 per month.
Use the chart below to analyze and compare rates from various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $51 | $612 |
| Erie | $60 | $720 |
| Travelers | $78 | $936 |
| GEICO | $81 | $972 |
| Allstate | $91 | $1,092 |
Cheapest Full Coverage Insurance Rates In Pittsburgh: State Farm
With an average cost of $110 per month, State Farm offers the most affordable full coverage car insurance in Pittsburgh.
The chart below displays average car insurance rates from Pittsburgh’s most affordable providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $110 | $1,320 |
| Auto-Owners | $139 | $1,668 |
| Plymouth Rock | $126 | $1,512 |
| GEICO | $165 | $1,980 |
| Progressive | $168 | $2,016 |
Cheapest Car Insurance Rates For Seniors: Mile Auto
Mile Auto offers Pittsburgh’s lowest-priced car insurance for seniors, costing about $58 per month on average.
Here’s a table showcasing average premiums from the most budget-friendly auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mile Auto | $58 | $696 |
| Auto-Owners | $109 | $1,308 |
| State Farm | $85 | $1,020 |
| GEICO | $130 | $1,560 |
| National General | $119 | $1,428 |
Cheapest Rates In Pittsburgh For Teenagers:Erie
For teens in Pittsburgh, Erie offers the cheapest car insurance, with average premiums of $215 per month.
Here’s a table outlining the most affordable insurance companies for young drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $215 | $2,580 |
| GEICO | $270 | $3,240 |
| Progressive | $291 | $3,492 |
| National General | $306 | $3,672 |
| Allstate | $338 | $4,056 |
Cheapest Auto Insurance For Young Adults in Pittsburgh: Clearcover
At $53 per month on average, Clearcover provides the most affordable insurance coverage for young adults in Pittsburgh.
The chart below outlines the cheapest auto insurance options available for young adults in Pittsburgh.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $53 | $636 |
| Jupiter Auto | $91 | $1,092 |
| National General | $74 | $888 |
| Verti Insurance | $115 | $1,380 |
| Penn National | $112 | $1,344 |
Cheapest Car Insurance In Pittsburgh For Good Drivers: State Farm
If you’re a good driver in Pittsburgh, State Farm offers the lowest insurance rates, averaging $51 per month.
The following table lists average insurance quotes from the most affordable companies for safe drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $51 | $612 |
| Erie | $60 | $720 |
| Travelers | $78 | $936 |
| GEICO | $81 | $972 |
| Allstate | $91 | $1,092 |
Find affordable Pittsburgh rates
Cheapest Car Insurance In Pittsburgh After A Speeding Ticket: State Farm
State Farm provides one of the most affordable car insurance rates in Pittsburgh, charging around $62 a month for drivers with a speeding record.
The table below shows typical insurance costs for drivers who have received a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $62 | $744 |
| Erie | $74 | $888 |
| GEICO | $96 | $1,152 |
| Auto-Owners | $79 | $948 |
| Allstate | $109 | $1,308 |
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Cheapest For Drivers With After At-Fault Accident: State Farm
For drivers responsible for an accident, State Farm offers the most affordable insurance, costing around $65 per month.
If you have an at-fault accident on your record, these insurance companies offer the best rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $65 | $744 |
| Erie | $79 | $888 |
| Travelers | $101 | $1,152 |
| Auto-Owners | $84 | $948 |
| Allstate | $116 | $1,308 |
Cheapest Rates In Pittsburgh For Drivers After A DUI: State Farm
With average monthly premiums of $79, State Farm offers the best-priced insurance for Pittsburgh drivers with a DUI.
If you’re a Pittsburgh driver with a DUI, you can find the most affordable rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $79 | $948 |
| Erie | $92 | $1,104 |
| Travelers | $120 | $1,440 |
| Auto-Owners | $100 | $1,200 |
| Allstate | $140 | $1,680 |
Best Car Insurance Companies In Pittsburgh
The best deal on car insurance in Pittsburgh is with State Farm at $51 a month, though you can also check out Erie at $60 and Auto-Owners at $65.
Shown here are Pittsburgh, PA 10 leading car insurance companies, ranked by the average cost of coverage per month.
| Company | Monthly Premium |
| State Farm | $51 |
| Erie | $60 |
| Travelers | $78 |
| GEICO | $81 |
| Allstate | $91 |
| Auto-Owners | $65 |
| National General | $71 |
| Progressive | $81 |
| Nationwide | $83 |
| USAA | $105 |
Average Auto Insurance Rates In Pittsburgh – By Age
When calculating insurance premiums, age is a major factor. Younger drivers, who are more accident-prone, typically face higher costs—teenagers, for example, pay around $3,441 annually for car insurance.
Car insurance rates typically decrease at age 25, assuming the driver has maintained a good record.
The best insurance rates are often given to drivers in their 50s and early 60s, as age helps companies determine experience and risk levels.
| Age | Average Yearly Rate |
| Teenagers | $3,441 |
| 20s | $2,192 |
| 30s | $1,554 |
| 40s | $1,361 |
| 50s | $1,172 |
| 60s | $1,168 |
| 70s | $1,506 |
Average Rates In Pittsburgh – By Vehicle
Insurance rates are impacted by the car you drive. Companies assess details like make, model, and age—newer, luxury vehicles with complex technology often have the highest costs.
To find average insurance rates for different cars in Pittsburgh, check the table below.
| Vehicle | Average Monthly Rate |
| Buick Lesabre | $105 |
| Ford Escape | $680 |
| Nissan Sentra | $2,040 |
| Jeep Cherokee | $432 |
| Dodge Dart | $246 |
Average Cost Of Auto Insurance In Pittsburgh – By Zip Code
Since insurance companies rely on zip codes to measure crime risk, car insurance prices vary by area.
To find average insurance rates for different zip codes in Pittsburgh, check the table below.
| City | Average Monthly Rate |
| 15213 | $184 |
| 15217 | $120 |
| 15224 | $143 |
| 15243 | $93 |
| 15223 | $94 |
How Much Is Car Insurance In Other Cities in Pennsylvania?
Your insurance company considers where you live when calculating your rates. Higher crime and accident risks in urban areas typically lead to more expensive premiums.
On average, car insurance costs $235 per month in Philadelphia, while drivers in Valley Forge pay about $72 per month.
| City | Average Monthly Rate |
| Valley Forge | $72 |
| Bethlehem | $146 |
| Johnstown | $108 |
| Harrisburg | $133 |
| Erie | $139 |
| Allentown | $156 |
| Philadelphia | $235 |
| Scranton | $133 |
| Wilkes Barre | $123 |
| Lancaster | $132 |
Find affordable Pittsburgh rates
Our Methodology
By assessing service quality, pricing, coverage options, and user experiences, I’ve built a detailed comparison of car insurance providers in Pittsburgh, PA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Pittsburgh?
In Pittsburgh, State Farm is the cheapest option for minimum coverage, State Farm also provides the most cost-effective full coverage policy, which includes comprehensive and collision protection.
What is the average cost of car insurance in Pittsburgh?
In Pittsburgh, car insurance costs an average of $140 per month, though rates shift based on factors like location, vehicle year and make, and driving history.
