Cheapest Car Insurance Quotes In Santa Ana, CA For 2024
GEICO is the most affordable choice in Santa Ana, offering minimum coverage car insurance for an average of $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for the most affordable car insurance in Santa Ana, CA, can reveal a wide range of options.
GEICO stands out as the top choice for affordable liability-only coverage, while Progressive provides the best rates for full coverage. Young drivers can find the lowest prices with State Farm.
Cheapest Car Insurance Companies In Santa Ana, CA
Cheapest Liability-only Car Insurance In Santa Ana: Cincinnati
GEICO offers the lowest rates for minimum coverage car insurance in Santa Ana, with an average monthly premium of $37.
Refer to the table below for a comparison of rates from various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Santa Ana: Auto-Owners
Progressive offers the most affordable full coverage car insurance in Santa Ana, with average quotes of $92 per month.
The table below shows a comparison of average car insurance quotes from budget-friendly providers in Santa Ana.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
State Farm offers the lowest car insurance rates for seniors in Santa Ana, with an average cost of $87 per month.
The table below displays the average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Santa Ana For Teenagers: Nationwide
State Farm offers the lowest car insurance rates for teenage drivers in Santa Ana, with average monthly premiums of $313.
The table below lists the companies offering the lowest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Santa Ana: Travelers
For young adults in Santa Ana, State Farm offers the most affordable quotes, with average monthly rates of $238.
The table below allows you to compare the lowest auto insurance rates for young adults in Santa Ana.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Santa Ana For Good Drivers: Cincinnati
Good drivers in Santa Ana can get the most affordable car insurance quotes from GEICO, averaging $37 per month.
If you’re a good driver, the table below helps you compare average quotes from the most affordable insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Santa Ana rates
Cheapest Car Insurance In Santa Ana After A Speeding Ticket: Auto-Owners
State Farm is one of the most affordable options in Santa Ana, offering average monthly rates of $176 for drivers with a speeding ticket.
Use the table below to compare average rates for drivers who have a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
State Farm provides the lowest car insurance rates for drivers with an at-fault accident, averaging $193 per month.
Below are the car insurance companies offering the lowest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Santa Ana For Drivers After A DUI: State Farm
State Farm offers the lowest car insurance rates for drivers with a DUI in Santa Ana, with average monthly premiums of $188.
Drivers in Santa Ana with a DUI can compare the lowest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Santa Ana
In Santa Ana, AAA offers the most affordable car insurance at $83 per month. You may also want to consider Progressive at $90 per month or GEICO at $93 per month.
Below are the top 10 car insurance providers in Santa Ana, CA, listed by their average monthly rates.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Santa Ana – By Age
Age plays a significant role in determining car insurance rates. Younger drivers usually face higher premiums because of their inexperience and higher risk of accidents and violations. Teen drivers typically pay around $7,599 annually for insurance.
Once drivers turn 25, their insurance rates typically start to drop, provided they have a clean driving history.
Drivers in their 50s and early 60s often receive the best insurance rates, as insurers view this age group as having more experience and a lower risk of accidents.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Santa Ana – By Vehicle
The make and model of your vehicle are key factors in determining your car insurance rates. Newer cars, especially luxury models with advanced features and higher replacement costs, usually come with higher premiums.
The table below shows average car insurance rates in Santa Ana for various types of vehicles.
| Vehicle | Average Monthly Rate |
| Mercedes Benz E | $127 |
| Bmw 330 | $138 |
| Honda Pilot | $50 |
| Chevrolet Traverse | $179 |
| Mazda CX 9 | $90 |
Average Cost Of Auto Insurance In Santa Ana – By Zip Code
Insurers use zip codes to assess local crime rates, which directly impacts car insurance premiums, leading to varying rates by zip code.
The table below shows the average insurance rates for various zip codes in Santa Ana.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in California ?
Your city’s location plays a significant role in determining your car insurance rates. Insurers consider factors such as accident likelihood, theft, and vandalism rates, which tend to be higher in urban areas, leading to increased premiums.
For instance, car insurance in Los Angeles averages $243 per month, while in San Diego, the average rate is $176 per month.
| City | Average Monthly Rate |
| Jurupa Valley | $140 |
| San Diego | $126 |
| Danville | $125 |
| Culver City | $160 |
| Fresno | $132 |
| Lynwood | $160 |
| Cerritos | $147 |
| Palo Alto | $132 |
| Bakersfield | $132 |
| Lancaster | $181 |
Find affordable Santa Ana rates
Our Methodology
After carefully analyzing customer service ratings, product offerings, pricing, and reviews from various online platforms, I’ve developed a detailed overview of car insurance providers in Santa Ana, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Santa Ana?
GEICO provides the most affordable car insurance in Santa Ana for California’s minimum required coverage, while Progressive offers the best rates for full coverage, including collision and comprehensive.
What is the average cost of car insurance in Santa Ana?
On average, car insurance in Santa Ana costs around $180 per month, though rates depend on factors like your zip code, vehicle type, and driving history.
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