Ferrari 488 Spider Car Insurance Cost

Obtaining insurance for a Ferrari 488 Spider usually costs around $1466 per year through Unitrin. However, the final price can fluctuate depending on variables such as your age, the specific year of the car model, and other relevant factors. You can utilize the quote tables provided below to gauge an estimate tailored to your circumstances.

min read
Published:
Written by
Bob Phillips
On this page Open

If you’re considering purchasing a Ferrari 488 Spider, it’s vital to factor in the cost of insurance. Insurance plays a significant role in car ownership, so it’s essential to grasp the financial obligation before making a decision.

Selecting the appropriate car insurance is crucial to prevent unexpected and potentially costly surprises down the line. Having adequate coverage in the event of an accident can help avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident may lead to higher premiums.

Based on my extensive experience of over ten years studying car insurance rates, I’ve observed the considerable variability in these costs. Factors such as your age, driving history, and location significantly influence insurance premiums.

 

How Much Does Ferrari 488 Spider Car Insurance Cost?

Usually, Unitrin offers the most competitive option, with an average annual cost of approximately $1466 for comprehensive insurance coverage on a 2022 Ferrari 488 Spider.

While Unitrin’s pricing can be a helpful starting point, it’s crucial to understand that insurance costs can vary widely due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Generally, having a clean driving record can lead to lower premiums, but a history of accidents or traffic violations may increase rates.

Additionally, insurance rates tend to be higher in busy urban areas compared to quieter rural areas. The type of coverage you select also impacts your premium; for instance, comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than basic liability coverage.

At Insuranceopedia, we’re dedicated to helping you shop around and compare quotes from different insurance providers to find the best deal for your needs.

2022 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,466
Penn National $1,736
State Farm $1,885
Metropolitan $2,119
Plymouth Rock Assurance $3,553
Home State Ins Group $5,157
Mercury $5,180
Permanent General $6,401
Safe Auto $14,945
Nationwide $16,007

2021 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $1,913
Travelers $2,962
Unitrin $3,007

2020 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
Travelers $1,144
Metropolitan $1,355
American Family $1,476
SAFECO $1,540
National Farmers Union P&C $1,693
Farmers $2,141
Sentry $2,735
Western National $2,840
Auto Club Group $2,991
Safe Auto $4,565

2019 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,018
Mercury $1,456

2018 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
State Farm $751
Nationwide $794
Travelers $1,132
Victoria $1,606
Permanent General $2,295
Farmers $2,458
Sentry $2,529
Home State Ins Group $2,582
Metropolitan $2,890
Mercury $5,174

2017 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $457
State Farm $662
Allied $902
Mercury $1,291
Travelers $1,376
Bristol West $1,406
21st Century $1,431
Metropolitan $1,430
Quincy Mutual $1,795
Home State Ins Group $1,975

2016 Ferrari 488 Spider Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $655
American Family $777
Allstate $832
Hastings Mutual Insurance Co $1,283
Farmers $1,523
Metropolitan $1,701
Travelers $1,734
Mercury $1,885
Sentry $3,392
SafeAuto $3,783

FAQs

Who has the cheapest car insurance for a Ferrari 488 Spider?

In 2022, Unitrin provides the cheapest car insurance rates for the Ferrari 488 Spider.

Which company offers the best car insurance for a Ferrari 488 Spider?

Taking into account their affordable rates, extensive coverage, and top-notch customer service scores, we believe that Unitrin offers the best car insurance choice for a Ferrari 488 Spider.

Go back to top