Lincoln Continental Car Insurance Cost

Getting insurance for a Lincoln Continental will typically set you back about $1,394 each year with State Farm. However, the exact price can vary based on factors such as your age, the car’s model year, and other considerations. To get a more accurate estimate of your potential costs, take a look at our quote tables provided below.

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Updated: 03 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Lincoln Continental, one key aspect to think about is the cost of insurance. Insurance plays a major role in owning a car, and it’s essential to understand what you’re committing to before making your purchase.

Choosing the right car insurance policy is crucial because selecting the wrong one could result in unexpected and potentially high expenses later on. You don’t want to be caught with inadequate coverage if an accident happens, leading to substantial out-of-pocket costs. Plus, there’s the possibility of premium hikes if you’re deemed responsible for an accident.

Having spent more than ten years studying car insurance rates, I’ve observed the significant variations in these costs. Elements like your age, driving history, and even your location can have a significant impact on how much you’ll pay for insurance.

How Much Does Lincoln Continental Car Insurance Cost?

Typically, State Farm provides the most attractive rate, averaging $1,394 annually for full coverage insurance on a 2021 Lincoln Continental.

Although State Farm’s rate serves as a good point of reference, it’s essential to recognize that car insurance expenses can vary significantly based on various factors. These factors encompass where you live, your driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, whereas a record of accidents or traffic violations might hike up your costs.

Moreover, residing in a busy urban area with heavy traffic could lead to higher rates compared to rural areas with less congestion. Your choice of coverage also plays a role in determining your premium; opting for full coverage insurance, which includes comprehensive and collision coverage, will generally cost more than just minimum liability coverage.

At Insuranceopedia, we’re dedicated to assisting you in comparing quotes from different insurance providers to ensure you secure the most favorable deal.

2021 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,394
USAA $1,862
Travelers $1,963
Westfield $1,974
Motorists Mutual $2,151
Kentucky Farm Bureau $2,220
State Auto $2,211
Shelter $2,304
Allstate $2,309
Cincinnati Insurance $2,346

2020 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
American National P $858
Texas Farm Bureau Group $937
Titan $1,130
Farm Bureau Mutual (IA Group) $1,247
Capital Insurance Group $1,273
Virginia Farm Bureau $1,291
SECURA Insurance $1,616
North Carolina Farm Bureau $1,725
EMC Insurance $1,747
Safeco $1,772

2019 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
American National P $528
SAFECO $873
Direct Auto $923
Victoria $1,221
Penn National $1,320
Capital Insurance Group $1,375
Tennessee Farmers $1,399
SECURA Insurance $1,558
West Bend Mutual $1,809
Clearcover $1,800

2018 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
American National P $657
Kemper Auto | Infinity $867
Safety Group $902
Safeco $964
Pekin Insurance $958
Plymouth Rock Assurance $1,025
Capital Insurance Group $1,065
Buckeye Insurance Group $1,197
Norfolk and Dedham Group $1,181
Arbella Insurance Group $1,244

2017 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
Safeco $206
American National P $712
American National P&C $708
Clearcover $1,111
Tennessee Farmers $1,176
Buckeye Insurance Group $1,225
Mercury Insurance $1,298
Farmers Mutual of Nebraska $1,297
Farm Bureau Mutual (IA Group) $1,353
Indiana Farmers Mutual Ins $1,335

2016 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,110

2010 Lincoln Continental Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $954
Nationwide $1,197
Travelers $1,414
Metropolitan $1,425
Safe Auto $4,473

Cost of Lincoln Continental Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,553 $11,104 $13,002
18 $7,073 $10,337 $12,120
19 $6,224 $9,159 $10,728
20 $5,419 $7,963 $9,339
21 $4,576 $6,674 $7,833
22 $4,438 $6,523 $7,645
23 $3,866 $5,708 $6,690
24 $3,679 $5,427 $6,347
25 $3,177 $4,672 $5,485
30 $2,502 $3,657 $4,269
35 $2,314 $3,402 $3,973
40 $2,218 $3,278 $3,849
45 $2,194 $3,209 $3,719
55 $1,990 $2,946 $3,437
65 $2,097 $3,043 $3,566
75 $2,612 $3,843 $4,514

Lincoln Continental Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,357 $3,440 $4,389
Alaska $1,946 $2,723 $2,635
Arizona $2,215 $3,218 $4,710
Arkansas $2,441 $3,799 $4,207
California $2,701 $4,782 $2,696
Colorado $2,526 $3,540 $4,459
Connecticut $3,215 $5,013 $6,358
Delaware $2,657 $3,548 $4,576
Florida $3,186 $4,389 $5,745
Hawaii $1,023 $1,388 $1,022
Idaho $1,808 $2,399 $2,904
Illinois $1,864 $2,847 $3,236
Indiana $1,940 $2,947 $3,320
Iowa $1,518 $2,091 $2,463
Kansas $2,050 $2,973 $3,467
Kentucky $2,926 $4,306 $5,094
Louisiana $3,770 $5,719 $6,206
Maine $1,447 $1,965 $2,899
Maryland $2,311 $3,372 $3,722
Massachusetts $1,846 $3,218 $1,868
Michigan $4,483 $6,817 $10,766
Minnesota $1,829 $2,443 $3,473
Mississippi $2,215 $3,164 $3,193
Missouri $2,098 $3,012 $3,952
Montana $2,116 $2,952 $3,442
Nebraska $1,789 $2,652 $2,887
Nevada $2,952 $4,411 $4,656
New Hampshire $2,055 $3,254 $4,121
New Jersey $2,267 $3,589 $4,654
New Mexico $2,318 $3,444 $3,603
New York $2,159 $2,720 $4,535
North Carolina $1,322 $2,276 $1,640
North Dakota $1,826 $2,782 $3,298
Ohio $1,638 $2,512 $2,576
Oklahoma $2,599 $3,715 $4,186
Oregon $2,385 $3,164 $3,775
Pennsylvania $1,979 $2,946 $3,429
Rhode Island $3,316 $4,868 $5,513
South Carolina $2,261 $3,113 $4,343
South Dakota $2,045 $2,919 $3,388
Tennessee $2,366 $3,507 $4,666
Texas $2,415 $3,459 $4,310
Utah $2,058 $2,843 $3,953
Vermont $1,585 $2,412 $2,555
Virginia $1,502 $2,255 $2,220
Washington $1,960 $2,660 $3,187
West Virginia $1,989 $2,846 $3,535
Wisconsin $1,962 $3,083 $3,524
Wyoming $1,820 $2,578 $2,719
Georgia $2,575 $3,878 $3,885

FAQs

Who has the cheapest car insurance for a Lincoln Continental?

State Farm has the cheapest car insurance for the Lincoln Continental for the model year 2021.

Which company offers the best car insurance for a Lincoln Continental?

Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe State Farms offers the best car insurance for a Lincoln Continental.

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