Lincoln Corsair Car Insurance Cost 2025
On average, insuring a Lincoln Corsair costs between $1,500 and $2,600 per year. However, the actual cost can vary depending on factors such as your age, the model year of your vehicle, and other personal details. You can use our quote tables below to estimate your specific costs.
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Insuring a Lincoln Corsair typically costs between $1,500 and $2,600 annually, depending on factors such as the model year, driver profile, and location. For example, a 2023 Lincoln Corsair has an average annual insurance premium of $2,049, while a 2022 model averages around $1,746. These figures are slightly higher than the national average for all vehicles but remain competitive within the luxury SUV segment. It’s important to note that insurance rates can vary based on factors such as the vehicle’s model year, trim level, driver profile, and location. Therefore, obtaining personalized quotes is advisable to determine the most accurate insurance costs for your specific circumstances.
How Much Does Lincoln Corsair Car Insurance Cost?
On average, Lincoln Corsair drivers can expect to pay between $1,500 and $2,600 per year for car insurance.
It’s important to note that car insurance costs can vary significantly based on several factors. These include your location, driving history, the year of your vehicle, and the coverage options you choose. A clean driving record can help lower your premiums, while a history of accidents or traffic violations may result in higher costs.
Living in urban areas with heavy traffic can lead to higher rates compared to rural areas with less congestion. The type of coverage you select also affects your premium—comprehensive and collision coverage typically costs more than basic liability coverage.
As seen from the table below, the insurance cost for a Lincoln Corsair is higher than the average for all Lincoln models, but it’s more expensive than the average cost for all cars.
Insuranceopedia can help you compare quotes from multiple insurance providers, ensuring you get the best deal for your needs.
Vehicle | Average Monthly Premium |
Lincoln Corsair | $195 |
All Lincolns | $158 |
All Cars | $175 |
Average Insurance Cost Of Lincoln Corsair By Model Year
Model Year | Average Premium |
2025 Lincoln Corsair | $1,678 |
2023 Lincoln Corsair | $1,168 |
2022 Lincoln Corsair | $800 |
2021 Lincoln Corsair | $894 |
2020 Lincoln Corsair | $850 |
2025 Lincoln Corsair Insurance Rates
The average annual insurance cost for a 2025 Lincoln Corsair is $1,678. However, USAA offers the cheapest rates, averaging $1,430 per year.
Insurance Provider | Average Annual Cost |
Geico | $1,560 |
State Farm | $1,710 |
Progressive | $1,680 |
Allstate | $1,890 |
USAA | $1,430 |
Nationwide | $1,520 |
Farmers | $1,750 |
Liberty Mutual | $1,620 |
Travelers | $1,780 |
The General | $1,840 |
2023 Lincoln Corsair Insurance Rates
The average annual insurance cost for a 2023 Lincoln Corsair is $1,168. However, Nationwide offers the cheapest rates, averaging $341 per year.
Insurance Provider | Average Annual Cost |
Nationwide | $341 |
Safeco | $877 |
SECURA Insurance | $957 |
Hastings Mutual Insurance Co | $1,079 |
USAA | $1,108 |
Wolverine Mutual | $1,114 |
Farm Bureau Ins of MI | $1,369 |
Auto-Owners Insurance Co | $1,569 |
Travelers | $1,602 |
MEEMIC Insurance Company | $1,667 |
2022 Lincoln Corsair Insurance Rates
The average annual insurance cost for a 2022 Lincoln Corsair is $800. However, Victoria offers the cheapest rates, averaging $277 per year.
Insurance Provider | Average Annual Cost |
Victoria | $277 |
Titan | $725 |
Utica National Ins Group | $756 |
Safeco | $771 |
North Carolina Farm Bureau | $779 |
Texas Farm Bureau Group | $813 |
Mercury Insurance | $844 |
SafeAuto | $916 |
GMAC Insurance Group | $1,047 |
Tennessee Farmers | $1,069 |
2021 Lincoln Corsair Insurance Rates
The average annual insurance cost for a 2021 Lincoln Corsair is $894. However, Victoria offers the cheapest rates, averaging $203 per year.
Insurance Provider | Average Annual Cost |
Victoria | $203 |
American National P | $401 |
Pekin Insurance | $596 |
Clearcover | $955 |
North Carolina Farm Bureau | $1,009 |
SECURA Insurance | $1,107 |
Southern Farm Bureau | $1,126 |
Safeco | $1,164 |
Atlantic States Insurance | $1,174 |
Capital Insurance Group | $1,202 |
2020 Lincoln Corsair Insurance Rates
The average annual insurance cost for a 2020 Lincoln Corsair is $850. However, Victoria offers the cheapest rates, averaging $221 per year.
Insurance Provider | Average Annual Cost |
Victoria | $221 |
National General Value | $545 |
Buckeye Insurance Group | $606 |
Western Reserve | $886 |
Ohio Mutual Ins Group | $980 |
SAFECO | $974 |
American National P | $996 |
Tennessee Farmers | $1,076 |
Farm Bureau Mutual (IA Group) | $1,103 |
Texas Farm Bureau Group | $1,112 |
Find Affordable Lincoln Corsair Insurance Rates
Is A Lincoln Corsair Expensive To Insure?
Insuring a Lincoln Corsair is moderately priced compared to other luxury SUVs. The average annual insurance premium for a Lincoln Corsair is approximately $2,049, translating to about $170 per month . This rate is slightly higher than the average for all vehicles but remains competitive within the luxury SUV segment. Factors influencing insurance costs include the vehicle’s model year, trim level, driver profile, and location. For instance, a 2023 Lincoln Corsair has an average annual premium of $2,049, while a 2022 model averages around $1,746. It’s advisable for prospective Corsair owners to obtain personalized quotes to determine the most accurate insurance costs for their specific circumstances.
Cost of Lincoln Corsair Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers often face the highest premiums because they are statistically more likely to be involved in accidents compared to other age groups. As you age and gain more driving experience, your premiums generally decrease since you are considered a lower risk to insurers.
Driver Age | Good Driver | Recent Accident | Poor Credit |
17 | $6,597 | $9,716 | $11,372 |
18 | $6,175 | $9,038 | $10,605 |
19 | $5,440 | $7,987 | $9,363 |
20 | $4,738 | $6,981 | $8,155 |
21 | $3,964 | $5,832 | $6,863 |
22 | $3,861 | $5,716 | $6,654 |
23 | $3,380 | $4,992 | $5,816 |
24 | $3,209 | $4,756 | $5,557 |
25 | $2,779 | $4,068 | $4,793 |
30 | $2,185 | $3,167 | $3,743 |
35 | $2,010 | $2,992 | $3,496 |
40 | $1,967 | $2,853 | $3,361 |
45 | $1,886 | $2,787 | $3,285 |
55 | $1,724 | $2,579 | $2,984 |
65 | $1,839 | $2,688 | $3,129 |
75 | $2,300 | $3,377 | $3,929 |
Lincoln Corsair Car Insurance Rates By State
Your location plays a significant role in determining your car insurance rates. Each state has its own regulations, which can influence premiums. For instance, Michigan drivers often pay higher premiums due to the state’s higher coverage requirements. Additionally, the climate in your area matters—states with extreme weather conditions like hurricanes, storms, and flooding may result in higher rates.
Moreover, areas with higher crime rates or frequent auto accidents, such as car thefts, crashes, and fatalities, can also lead to increased insurance costs. Insurance companies take all of these factors into account when calculating your Lincoln Corsair insurance rate.
State | Good Driver | Recent Accident | Poor Credit |
Alabama | $2,064 | $3,000 | $3,815 |
Alaska | $1,717 | $2,383 | $2,322 |
Arizona | $1,955 | $2,778 | $4,135 |
Arkansas | $2,125 | $3,319 | $3,657 |
California | $2,383 | $4,170 | $2,374 |
Colorado | $2,211 | $3,090 | $3,928 |
Connecticut | $2,820 | $4,377 | $5,557 |
Delaware | $2,347 | $3,098 | $3,996 |
Florida | $2,766 | $3,847 | $5,015 |
Hawaii | $916 | $1,227 | $925 |
Idaho | $1,571 | $2,081 | $2,524 |
Illinois | $1,643 | $2,468 | $2,817 |
Indiana | $1,688 | $2,582 | $2,916 |
Iowa | $1,336 | $1,825 | $2,158 |
Kansas | $1,781 | $2,591 | $3,037 |
Kentucky | $2,569 | $3,770 | $4,461 |
Louisiana | $3,312 | $5,002 | $5,396 |
Maine | $1,263 | $1,735 | $2,537 |
Maryland | $2,032 | $2,938 | $3,276 |
Massachusetts | $1,624 | $2,842 | $1,627 |
Michigan | $3,921 | $5,941 | $9,389 |
Minnesota | $1,616 | $2,135 | $3,021 |
Mississippi | $1,936 | $2,761 | $2,791 |
Missouri | $1,829 | $2,618 | $3,419 |
Montana | $1,843 | $2,604 | $3,038 |
Nebraska | $1,584 | $2,329 | $2,522 |
Nevada | $2,617 | $3,855 | $4,066 |
New Hampshire | $1,807 | $2,863 | $3,606 |
New Jersey | $1,996 | $3,133 | $4,090 |
New Mexico | $2,050 | $3,006 | $3,119 |
New York | $1,864 | $2,369 | $3,962 |
North Carolina | $1,176 | $1,999 | $1,418 |
North Dakota | $1,615 | $2,433 | $2,889 |
Ohio | $1,423 | $2,176 | $2,255 |
Oklahoma | $2,286 | $3,272 | $3,655 |
Oregon | $2,063 | $2,772 | $3,332 |
Pennsylvania | $1,744 | $2,554 | $3,005 |
Rhode Island | $2,917 | $4,269 | $4,795 |
South Carolina | $1,995 | $2,719 | $3,786 |
South Dakota | $1,758 | $2,543 | $2,938 |
Tennessee | $2,095 | $3,082 | $4,104 |
Texas | $2,118 | $3,030 | $3,779 |
Utah | $1,765 | $2,497 | $3,464 |
Vermont | $1,393 | $2,133 | $2,224 |
Virginia | $1,275 | $1,980 | $1,929 |
Washington | $1,705 | $2,322 | $2,768 |
West Virginia | $1,719 | $2,462 | $3,080 |
Wisconsin | $1,724 | $2,705 | $3,067 |
Wyoming | $1,590 | $2,236 | $2,385 |
Georgia | $2,253 | $3,374 | $3,400 |
Find Affordable Lincoln Corsair Insurance Rates
Cheapest Car Insurance Companies For A Lincoln Corsair
Based on recent data, the average annual insurance premium for a Lincoln Corsair is approximately $2,049, translating to about $170 per month. However, rates can vary significantly depending on factors such as the insurer, driver profile, and location. Below is a table showcasing estimated monthly premiums from five different insurance providers for the Lincoln Corsair
Company | Average Monthly Rate |
State Farm | $33 |
USAA | $36 |
Travelers | $41 |
Progressive | $42 |
The Hartford | $43 |
Common Lincoln Corsair Insurance Discounts
Discounts can be a great way to reduce your car insurance costs. While each insurance provider offers different discounts, some common ones include:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discount.
- Pay annually: If you choose to pay your premium upfront, rather than monthly, you may receive a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for reduced rates.
There may be additional discounts you qualify for. It’s a good idea to discuss your options with your insurance agent, who can help you identify all the discounts you’re eligible for.
Ways To Save On Lincoln Corsair Insurance Costs
Maintaining a clean driving record is essential for keeping your Lincoln Corsair insurance costs low. For example, drivers with a ticket on their record may pay around $179 per month, while those with multiple accidents could see their premiums rise to about $113 per month. Additionally, annual mileage plays a role in your insurance rate, with drivers who travel between 7,501 and 10,000 miles per year paying around $77 per month on average. On the other hand, those who drive over 10,000 miles annually might face premiums as high as $166 per month. By avoiding tickets, accidents, and reducing your annual mileage, you can help keep your insurance costs manageable.
Compare Lincoln Corsair To Other Lincoln Models
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia gathered data from thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance, with coverage limits including $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures provided in this guide are averages, and your personal insurance costs may vary depending on factors specific to your situation.
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FAQs
Do You Need Insurance Before You Can Purchase A Lincoln Corsair?
Yes, you will need to provide proof of insurance before driving your Lincoln Corsair off the dealership lot. The best approach is to purchase a car insurance policy beforehand and inform your insurance company that you are about to buy the car. This way, you can ensure coverage is in place as soon as you take possession of the vehicle, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Lincoln Corsair?
The best way to find the cheapest rates for your Lincoln Corsair is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This helps ensure you find the best deal for your specific needs and driver profile.