Natural death is medically defined as death brought on by a disease or age rather than caused by other factors like accident or crime. If insured, the beneficiary of the deceased will receive a death benefit following the insured's natural death.
Natural deaths are covered by life insurance and are a common insurance risk. Not every cause of death will result in a death benefit, however. There are life insurance policies, for instance, that do not pay out a death benefit if the insured takes their own life.
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