Tabular Mortality

What Does Tabular Mortality Mean?

Tabular mortality refers to the death rates presented in a mortality table, which shows the likelihood of death at various ages within a population. Insurance companies calculate these probabilities by analyzing historical death rates and use the data to price life insurance policies, ensuring profitability.

Insuranceopedia Explains Tabular Mortality

There are different types of mortality tables, most of which list men and women separately. Additionally, these tables can include death rates based on various characteristics beyond age and sex. For example, they may be divided by occupation, weight, smoking habits, and other factors that could influence mortality rates.