Tabular mortality refers to the death rates listed in a mortality table, which indicates the death rate of a population at different ages. Insurance companies calculate these probabilities by looking at historical death rates, and they use the data to price life insurance policies to ensure profitability.
There are various types of mortality tables, and most list men and women separately. Moreover, they can include death rates based on various characteristics besides age and sex. For example, tables could be divided by occupation, weight, whether the group smokes, and other factors that could impact mortality rates.
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