Medical Examination

Updated: 29 February 2024

What Does Medical Examination Mean?

A medical examination refers to the procedure of undergoing tests in a hospital or any other medical facility to learn about one's physical condition. Some insurers require applicants to undergo medical examinations as a condition of issuing certain policies.

Insuranceopedia Explains Medical Examination

A medical examination involves checking the vital organs (such as the heart, liver, and kidneys) for defects and determining the right medication or treatment, if any. These examinations are conducted by a physician along with a team of other medical specialists.

An insurance company may require a medical examination before agreeing to issue certain insurance policies. Negative results from an examination may cause them to deny coverage.

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