A medical examination refers to the procedure of undergoing tests in a hospital or any other medical facility to learn about one's physical condition. Some insurers require applicants to undergo medical examinations as a condition of issuing certain policies.
A medical examination involves checking the vital organs (such as the heart, liver, and kidneys) for defects and determining the right medication or treatment, if any. These examinations are conducted by a physician along with a team of other medical specialists.
An insurance company may require a medical examination before agreeing to issue certain insurance policies. Negative results from an examination may cause them to deny coverage.
Share this Term
Stay informed with Insuranceopedia!
The world of insurance can be complicated. Subscribe to the Insuranceopedia newsletter and stay in the know! Access expert content, industry term definitions and answers to your questions from knowledgeable insurance insiders. Arm yourself with what you need to know to keep your assets and your family safe.
Latest Articles
