Best & Cheapest Homeowners Insurance in Glendale, AZ For May, 2024

After conducting a thorough evaluation of home insurance providers in Glendale, Arizona, we have found that Nationwide stands out as the most budget-friendly option, with an average annual premium of $1,087. However, it’s important to note that the best insurer for you can vary based on your individual circumstances and needs.

For instance, if your credit score has been affected, Farmers offers the most economical choice, with an average yearly premium of $2,170. On the other hand, for owners of newly constructed homes, Nationwide proves to be the most affordable option, charging $783 per year.

Lastly, if you have valuable personal property that requires protection, Chubb remains the recommended choice, providing extensive coverage at a reasonable rate of $1,350 per year.

Our detailed analysis at Insuranceopedia aims to assist you in finding the perfect match for your home insurance needs. We consider customer ratings, review personal experiences, and offer comparison charts to provide you with all the necessary information to make a well-informed decision.

As indicated below, the insurance rates in Glendale are higher than the national average , but slightly lower than the average rates for the state of Arizona.

Recognizing that insurance rates aren’t uniform is essential because they can vary significantly based on several factors.

Cheapest homeowners insurance in Glendale, AZ

Nationwide is the leading option for affordable homeowners insurance in Glendale, Arizona, with an average annual rate of $1,087.

Your insurance premium is influenced by multiple factors including your location, the value of your home, and your claims history. Nationwide offers a balanced blend of affordability and comprehensive coverage options.

Cheapest Homeowners Insurance If You Have Poor Credit

Farmers offers the most budget-friendly option for individuals with poor credit scores, providing an average annual rate of $2,170.

Your credit score plays a significant role in determining your insurance rates, as insurers utilize it to evaluate risk. Farmers acknowledges the importance of offering fair coverage to all individuals, regardless of their financial situation.

Cheapest Homeowners Insurance for Newly Constructed Homes

If you’ve recently bought a newly constructed home, Nationwide offers the most affordable option, with an average annual rate of $783.

Newly constructed homes often require different coverage compared to older properties, and Nationwide stands out in providing affordable policies tailored to meet these specific needs.

Cheapest Home Insurance Rates for Lots of Personal Property

As your personal property grows, your coverage needs also increase, which can potentially result in higher premiums. However, Chubb provides comprehensive coverage at reasonable rates, ensuring that all your belongings are adequately protected.

Best Homeowners Insurance Companies in Glendale, AZ

Choosing the right homeowners insurance isn’t merely a matter of necessity; it’s a strategic decision. Glendale’s homes, rich in history, are as unique as its residents. Therefore, finding an insurance provider that offers comprehensive coverage at competitive rates becomes crucial.

To simplify your decision-making process, we’ve compiled a list of the top homeowners insurance companies in Glendale, Arizona. These companies were assessed based on their annual premiums, coverage options, customer satisfaction ratings, and overall reliability. Take a look at our comparison chart below to identify the perfect match for your home insurance needs.

Average Home Insurance Rates by Zip Codes

Home insurance prices in Glendale, AZ can differ significantly based on the zip code. Below are tables displaying rates for various zip codes, including both the cheapest and most expensive ones for annual premiums.

Cheapest Zip Codes

Most Expensive Zip Codes

Average Home Insurance Rates in Glendale, AZ by Deductible Amount

The deductible you opt for in your homeowners insurance policy has a significant impact on premium rates in Glendale, AZ. Here’s a breakdown of how average home insurance rates change depending on different deductible amounts:

Average Home Insurance Rates in Glendale, AZ By Coverage Amount

The amount of dwelling coverage is a critical factor that affects your premium, representing the maximum sum your insurance company will pay to rebuild or repair your home if it’s damaged or destroyed.

Below is a comparison chart illustrating the average annual homeowners insurance premiums for various dwelling coverage amounts.

Average Home Insurance Rates in Glendale, AZ by Company

Here’s a comparison of annual premiums from some of the leading insurance companies in Glendale.

How Much is Homeowners Insurance for Other Cities in Arizona?

Here’s a detailed comparison chart displaying the most budget-friendly insurance companies and their annual premiums across different cities in Arizona.

Getting Online Homeowners Insurance Quotes in Arizona

Helpful platforms such as Insuranceopedia simplify the task of finding customized coverage to meet your needs with just a few clicks. By providing quick online quotes from top-rated insurers, Insuranceopedia allows you to easily compare rates.

All you need to do is input your information, and we’ll take care of the rest by presenting a range of options tailored to your needs. This enables you to confidently choose a policy that offers the best value, striking the perfect balance between cost and comprehensive coverage.