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About Insuranceopedia

Insuranceopedia is a free, independent online resource created to help consumers make informed insurance decisions. Founded in 2009, our library of articles, definitions, and buying guides covers auto, home, life, business, and specialty insurance — all written and reviewed by licensed professionals and industry experts.

We do not sell insurance. Our editorial content is independent and not influenced by advertising or partnerships. Every article goes through a rigorous editorial review process to ensure accuracy and relevance. Read our editorial policy or meet our team of contributors.