Cheapest Car Insurance In Alexandria, LA 2025
For minimum coverage in Alexandria, Louisiana Farm Bureau stands out as the most economical option at an average of $41 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Comparing car insurance rates in Alexandria, LA, reveals a big difference in pricing for budget-conscious drivers.
Those in need of cheap liability-only coverage will find Louisiana Farm Bureau to be the best option. For full coverage, Louisiana Farm Bureau also offers the best value, and USAA is the most budget-friendly for young drivers.
Cheapest Car Insurance Companies In Alexandria, LA 2025
Cheapest Liability-only Car Insurance In Alexandria: Louisiana Farm Bureau
With an average cost of $41 per month, Louisiana Farm Bureau offers the most budget-friendly minimum coverage car insurance in Alexandria.
See how insurance companies compare in pricing by reviewing the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $41 | $492 |
| State Farm | $64 | $768 |
| GEICO | $58 | $696 |
| Progressive | $51 | $612 |
| USAA | $98 | $1,176 |
Cheapest Full Coverage Insurance Rates In Alexandria: Louisiana Farm Bureau
For full coverage in Alexandria, Louisiana Farm Bureau provides the best rates, averaging $85 per month.
Below is a breakdown of average auto insurance costs from affordable insurers in Alexandria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $85 | $1,020 |
| Progressive | $168 | $2,016 |
| State Farm | $162 | $1,944 |
| GEICO | $151 | $1,812 |
| USAA | $160 | $1,920 |
Cheapest Car Insurance Rates For Seniors: Southern Farm Bureau
Southern Farm Bureau stands out as the most cost-effective choice for senior car insurance in Alexandria, with an average price of $134 per month.
Below is a breakdown of average quotes from the most cost-effective auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $134 | $1,608 |
| Clearcover | $191 | $2,292 |
| USAA | $146 | $1,752 |
| NatGen Advantage | $179 | $2,148 |
| NatGen Value | $196 | $2,352 |
Cheapest Auto Insurance For Young Adults in Alexandria: USAA
Young drivers in Alexandria can secure the best insurance rates with USAA, paying around $181 per month.
Compare Alexandria most affordable auto insurance rates for young adults using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $181 | $2,172 |
| State Farm | $236 | $2,832 |
| Southern Farm Bureau | $184 | $2,208 |
| NatGen Advantage | $364 | $4,368 |
| Safeway | $345 | $4,140 |
Cheapest Car Insurance In Alexandria For Good Drivers: Louisiana Farm Bureau
Good drivers in Alexandria can save the most with Louisiana Farm Bureau, which offers car insurance for around $41 a month.
The following table highlights average insurance quotes from budget-friendly companies for safe drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $41 | $492 |
| State Farm | $64 | $768 |
| GEICO | $58 | $696 |
| Progressive | $51 | $612 |
| USAA | $98 | $1,176 |
Cheapest Rates In Alexandria For Teenagers: Southern Farm Bureau
Young drivers in Alexandria can get the lowest car insurance rates from Southern Farm Bureau, where monthly premiums average $152.
Below is a breakdown of the cheapest insurance providers for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $152 | $1,824 |
| Safeway | $482 | $5,784 |
| USAA | $287 | $3,444 |
| State Farm | $544 | $6,528 |
| Unitrin | $404 | $4,848 |
Find affordable Alexandria rates
Cheapest Car Insurance In Alexandria After A Speeding Ticket: State Farm
State Farm is an affordable option for Alexandria drivers with a speeding ticket, offering an average monthly rate of $170.
If you’ve received a speeding ticket, use the table below to see the average insurance costs.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $170 | $2,040 |
| Allstate | $276 | $3,312 |
| National General | $304 | $3,648 |
| Progressive | $330 | $3,960 |
| GEICO | $276 | $3,312 |
Cheapest For Drivers With After At-Fault Accident: State Farm
At $177 per month, State Farm provides the lowest-cost car insurance for drivers who have an at-fault incident on their record.
These insurers offer the cheapest car insurance options for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $177 | $2,124 |
| Progressive | $350 | $4,200 |
| USAA | $224 | $2,688 |
| GEICO | $289 | $3,468 |
| Allstate | $287 | $3,444 |
Free Policy Review: Spot Gaps. Cut Costs.
Cheapest Rates In Alexandria For Drivers After A DUI: State Farm
If you have a DUI, State Farm provides the most affordable insurance in Alexandria, with an average premium of $214 per month
The following table provides a comparison of the most affordable insurance rates for Alexandria drivers with a DUI..
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $214 | $2,568 |
| Allstate | $287 | $3,444 |
| Clearcover | $490 | $5,880 |
| Progressive | $350 | $4,200 |
| Direct Auto | $336 | $4,032 |
Best Car Insurance Companies In Alexandria
In Alexandria, Louisiana Farm Bureau offers the lowest monthly premium at $41 though Progressive ($51) and GEICO ($58) are also reasonably priced options.
The table below highlights the 10 leading auto insurance companies in Alexandria, LA, ranked by affordability.
| Company | Monthly Premium |
| Louisiana Farm Bureau | $41 |
| State Farm | $64 |
| GEICO | $58 |
| Progressive | $51 |
| USAA | $98 |
| National General | $120 |
| Allstate | $127 |
| Direct Auto | $130 |
| Clearcover | $199 |
| Liberty Mutual | $228 |
Average Rates In Alexandria – By Vehicle
Your car’s specifications, including its model and year, directly affect your insurance rates. Newer cars with advanced tech, especially luxury models, tend to have higher costs.
The table below highlights typical car insurance rates in Alexandria for different types of vehicles.
| Vehicle | Average Monthly Rate |
| Ford Mustang | $2,570 |
| Chevrolet Malibu | $260 |
| Honda Accord | $242 |
| Dodge Challenger | $199 |
| Honda Crv | $124 |
Average Cost Of Auto Insurance In Alexandria – By Zip Code
Insurance companies consider crime rates when setting premiums, which is why car insurance costs differ by zip code.
The table below outlines the average cost of car insurance in different areas of Alexandria.
| City | Average Monthly Rate |
| 71301 | $250 |
| 71360 | $225 |
| 71303 | $270 |
| 71302 | $279 |
Average Auto Insurance Rates In Alexandria – By Age
Car insurance rates are largely age-dependent. Younger drivers, particularly teenagers, pay more due to their inexperience and higher accident risk—averaging $7,792 annually.
Once drivers reach 25, they can expect lower premiums if they have maintained a solid driving history.
Insurance providers typically charge the lowest rates to drivers in their 50s and early 60s, as they are seen as experienced and lower-risk.
| Age | Average Yearly Rate |
| Teenagers | $7,792 |
| 20s | $4,419 |
| 30s | $2,732 |
| 40s | $2,454 |
| 50s | $2,323 |
| 60s | $2,353 |
| 70s | $2,308 |
How Much Is Car Insurance In Other Cities in Louisiana?
Insurers consider local accident, theft, and vandalism risks when calculating rates, so drivers in cities usually pay more for coverage.
If you’re in New Orleans, car insurance averages $330 monthly, but in Houma, it’s significantly lower at $200 per month.
| City | Average Monthly Rate |
| Monroe | $240 |
| New Orleans | $330 |
| Metairie | $270 |
| Baton Rouge | $280 |
| Lake Charles | $235 |
| Bossier City | $190 |
| Lafayette | $230 |
| Hammond | $250 |
| Kenner | $280 |
| Houma | $200 |
Find affordable Alexandria rates
Our Methodology
After carefully examining customer service, affordability, coverage choices, and online reviews, I’ve developed a well-rounded perspective on Alexandria, LA’s car insurance options.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Alexandria?
Alexandria drivers can secure the lowest car insurance rates with Louisiana Farm Bureau for basic coverage and again Louisiana Farm Bureau for full coverage, including collision and comprehensive insurance.
What is the average cost of car insurance in Alexandria?
Alexandria residents typically pay around $270 monthly for car insurance, though factors like location, car type, and driving history will impact rates.
