Cheapest Car Insurance In Aurora, CO 2025

For minimum coverage in Aurora, State Farm is the cheapest option, costing about $57 a month.

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Updated: 23 February 2025
Written by Bob Phillips
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Exploring car insurance options in Aurora, CO, shows that rates can vary quite a bit.

State Farm is the top option for low-cost liability-only policies. For full coverage, State Farm offers the best rates, and USAA is the most budget-friendly choice for young drivers.

Cheapest Car Insurance Companies In Aurora, CO 2025

Cheapest Car Insurance, Aurora, 2025

Cheapest Liability-only Car Insurance In Aurora: State Farm

With an average monthly cost of $57, State Farm is Aurora’s most affordable option for minimum coverage car insurance.

Check the table below to compare insurance rates from multiple providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $57 $684
American Family $78 $936
Allstate $87 $1,044
Nationwide $93 $1,116
Progressive $100 $1,200

Cheapest Full Coverage Insurance Rates In Aurora: State Farm

Progressive stands out with the most affordable full coverage rates in State Farm, averaging $119 a month.

The table below highlights average car insurance rates from low-cost providers in Aurora.

Provider Average Monthly Cost Average Annual Cost
State Farm $119 $1,428
American Family $162 $1,944
GEICO $178 $2,136
Allstate $181 $2,172
Auto-Owners $207 $2,484

Cheapest Car Insurance Rates For Seniors: USAA

At $102 per month on average, USAA provides the most affordable car insurance for seniors in Aurora.

The following table highlights average quotes from low-cost auto insurance companies for seniors.

Provider Average Monthly Cost Average Annual Cost
USAA $102 $1,224
Nationwide $193 $2,316
GEICO $178 $2,136
Allstate $180 $2,160
Auto-Owners $208 $2,496

Cheapest Rates In Aurora For Teenagers: State Farm

At $210 per month on average, State Farm provides the most affordable car insurance for teens in Aurora.

The following table displays the most affordable insurance rates for teenagers from various companies.

Provider Average Monthly Cost Average Annual Cost
State Farm $210 $2,520
American Family $290 $3,480
Allstate $339 $4,068
Nationwide $355 $4,260
Progressive $369 $4,428

Cheapest Auto Insurance For Young Adults in Aurora: USAA

At $156 per month on average, USAA offers the most affordable car insurance for young adults in Aurora.

Check the table below to see which companies offer the most affordable auto insurance for young adults in Aurora.

Provider Average Monthly Cost Average Annual Cost
USAA $156 $1,872
Colorado Farm Bureau $183 $2,196
State Farm $179 $2,148
Allstate $242 $2,904
Titan $237 $2,844

Cheapest Car Insurance In Aurora For Good Drivers: State Farm

At about $57 per month, State Farm provides the most affordable car insurance for good drivers in Aurora.

The table below shows average insurance quotes from the most affordable providers for safe drivers.

Provider Average Monthly Cost Average Annual Cost
State Farm $57 $684
American Family $78 $936
Allstate $87 $1,044
Nationwide $93 $1,116
Progressive $100 $1,200

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Cheapest Car Insurance In Aurora After A Speeding Ticket: American Family

Drivers with a speeding ticket can find the cheapest rates from American Family in Aurora, averaging $103 a month.

Below is a table showing average auto insurance rates for drivers with a speeding ticket on their record.

Provider Average Monthly Cost Average Annual Cost
American Family $103 $1,236
Allstate $115 $1,380
Progressive $129 $1,548
GEICO $113 $1,356
Auto-Owners $133 $1,596

Cheapest For Drivers With After At-Fault Accident: American Family

At $104 per month on average, American Family offers the most affordable car insurance for drivers with an at-fault accident.

The following companies offer the most affordable car insurance rates for drivers with an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
American Family $104 $1,248
Nationwide $125 $1,500
Sun Coast $132 $1,584
Allstate $115 $1,380
Auto-Owners $133 $1,596

Cheapest Rates In Aurora For Drivers After A DUI: American Family

At $124 per month on average, American Family provides the most affordable car insurance for Aurora drivers after a DUI.

Below is a table showing the cheapest car insurance rates for Aurora drivers after a DUI.

Provider Average Monthly Cost Average Annual Cost
American Family $124 $1,488
Allstate $140 $1,680
Progressive $158 $1,896
Nationwide $149 $1,788
Auto-Owners $160 $1,920

Best Car Insurance Companies In Aurora

The most affordable car insurance in Aurora is from State Farm at $57 per month, but American Family ($78) and Allstate ($87) are also worth considering.

Shown here are the 10 best car insurance companies in Aurora, CO, ranked by their average monthly costs.

Company Monthly Premium
State Farm $57
American Family $78
Allstate $87
Nationwide $93
Progressive $100
GEICO $88
Root $94
Sun Coast $96
Auto-Owners $101
Foremost $139

Average Auto Insurance Rates In Aurora – By Age

Age is a significant factor in car insurance pricing. Since younger drivers are less experienced and more accident-prone, they usually pay higher premiums. Teen drivers, for example, pay roughly $7,599 per year on average.

Car insurance rates generally go down when drivers reach 25, assuming they’ve kept a clean driving record.

Insurance companies often give drivers in their 50s and early 60s the lowest rates, using age to measure experience and assess risk.

Age Average Yearly Rate
Teenagers $3,957
20s $2,738
30s $2,349
40s $1,919
50s $1,829
60s $1,642
70s $1,760

Average Rates In Aurora – By Vehicle

Insurance companies base your rates partly on your car’s details, including its make, model, and year. Typically, newer luxury cars with advanced technology and expensive parts come with steeper premiums.

Check the table below to find average car insurance premiums in Aurora by vehicle category.

Vehicle Average Monthly Rate
Pontiac G6 $206
Chevrolet Cruze $373
Nissan Rogue $157
Ford Windstar Wagon $118
Toyota Rav4 $407

Average Cost Of Auto Insurance In Aurora – By Zip Code

Insurance companies check crime rates based on your ZIP code, which leads to different premiums for each area.

Check the table below for average car insurance costs by ZIP code in Aurora.

City Average Monthly Rate
80011 $180
80239 $117
80045 $110
80019 $170
80010 $184

How Much Is Car Insurance In Other Cities in Colorado?

Car insurance rates are heavily influenced by where you live. Insurers look at factors like accident frequency, theft, and vandalism—risks that are typically higher in cities and result in increased premiums.

Car insurance averages $172 per month in Colorado Springs, while Fort Collins drivers pay a lower rate of $123 per month.

City Average Monthly Rate
Longmont $134
Fort Collins $123
Arvada $142
Denver $174
Westminster $147
Broomfield $140
Colorado Springs $172
Golden $160
Englewood $154
Grand Junction $115

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Our Methodology

Drawing from customer ratings, pricing data, coverage options, and online reviews, I’ve developed a detailed analysis of car insurance companies in Aurora, CO.

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Quotes Analyzed

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Brands Reviewed

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Years Of Experience

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FAQs

Who has the lowest car insurance rates in Aurora?

Aurora drivers will find the cheapest minimum coverage from State Farm, State Farm also offers the lowest rates for full coverage, including comprehensive and collision.

What is the average cost of car insurance in Aurora?

The typical monthly car insurance premium in Aurora is roughly $180, though prices can shift based on your ZIP code, vehicle, and driving history.

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