Cheapest Car Insurance In Bellevue, WA 2025

Bellevue residents will find GEICO provides the most budget-friendly minimum car insurance, costing $37 monthly on average.

We’ve saved shoppers an average of $600 per year on their car insurance.

Explore offers from 100's of our trusted partners
Free. Secure. No Spam.
min read -
Updated: 24 June 2025
Written by Bob Phillips
On this page Open

Hunting for the best deal on car insurance in Bellevue, WA? Be prepared—prices aren’t all the same.

Drivers who only need liability coverage can count on GEICO for the cheapest rates. For full coverage, Progressive is often the most affordable, and State Farm offers the lowest prices for younger customers.

Cheapest Car Insurance Companies In Bellevue, WA 2025

Cheapest Liability-only Car Insurance In Bellevue: GEICO

For drivers in Bellevue, GEICO is the most budget-friendly option for minimum coverage, costing about $37 monthly.

The table below shows how rates stack up across several insurance providers.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners Insurance Co $45 $540
State Farm $40 $480
Progressive $55 $660
PEMCO $30 $360
Nationwide $50 $600

Cheapest Full Coverage Insurance Rates In Bellevue: Progressive

The lowest full coverage car insurance rates in Bellevue come from Progressive, with typical monthly quotes of $92.

See the table below for a comparison of average car insurance quotes from Bellevue’s affordable providers.

Provider Average Monthly Cost Average Annual Cost
Kemper $70 $840
PEMCO $65 $780
State Farm $80 $960
Auto-Owners Insurance Co $85 $1,020
Nationwide $75 $900

Cheapest Car Insurance Rates For Seniors: State Farm

The lowest monthly car insurance rates for seniors in Bellevue come from State Farm, at around $87.

See the table below for average rates from the lowest-cost auto insurers serving seniors.

Provider Average Monthly Cost Average Annual Cost
Allied $100 $1,200
Capital Insurance Group $80 $960
State Farm $95 $1,140
USAA $70 $840
PEMCO $85 $1,020

Cheapest Rates In Bellevue For Teenagers: State Farm

For teenage drivers in Bellevue, State Farm has the lowest premiums, typically about $313 each month.

See the table below for a list of companies with the most affordable insurance for teens.

Provider Average Monthly Cost Average Annual Cost
PEMCO $185 $2,220
California Capital $160 $1,920
USAA $195 $2,340
Esurance $145 $1,740
CSAA $180 $2,160

Cheapest Auto Insurance For Young Adults in Bellevue: State Farm

The lowest monthly insurance rates for young adults in Bellevue come from State Farm, at about $238.

Below is a table for comparing the most affordable car insurance rates for young adults in Bellevue.

Provider Average Monthly Cost Average Annual Cost
Liberty Mutual $135 $1,620
Capital Insurance Group $120 $1,440
State Farm $140 $1,680
USAA $100 $1,200
PEMCO $125 $1,500

Cheapest Car Insurance In Bellevue For Good Drivers: GEICO

Good drivers in Bellevue pay about $37 a month for the cheapest car insurance, which comes from GEICO.

If you’re a safe driver, check the table below to see average prices from low-cost insurance providers.

Provider Average Monthly Cost Average Annual Cost
Liberty Mutual $135 $1,620
Capital Insurance Group $120 $1,440
State Farm $140 $1,680
USAA $100 $1,200
PEMCO $125 $1,500

Find affordable Bellevue rates

Free. Secure. No Spam.

Cheapest Car Insurance In Bellevue After A Speeding Ticket: State Farm

In Bellevue, drivers who’ve had a speeding ticket can find cheaper insurance rates with State Farm, around $176 each month.

Below is a table with average quotes for drivers who have a speeding ticket on their record.

Provider Average Monthly Cost Average Annual Cost
American Family $115 $1,380
Kemper $80 $960
PEMCO $75 $900
Auto-Owners Insurance Co $110 $1,320
State Farm $90 $1,080

Cheapest For Drivers With After At-Fault Accident: State Farm

The lowest car insurance rates for drivers with at-fault claims come from State Farm, averaging $193 monthly.

These companies provide the best insurance rates for drivers with at-fault accidents on their driving history.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners Insurance Co $110 $1,320
PEMCO $90 $1,080
American Family $115 $1,380
Kemper $85 $1,020
State Farm $100 $1,200

Cheapest Rates In Bellevue For Drivers After A DUI: State Farm

State Farm stands out for offering the lowest rates to drivers after a DUI, with typical monthly costs of $188 in Bellevue.

Check the table below for the best car insurance rates for drivers with a DUI in Bellevue.

Provider Average Monthly Cost Average Annual Cost
American Family $115 $1,380
Progressive $105 $1,260
Farmers $125 $1,500
State Farm $90 $1,080
PEMCO $110 $1,320

Best Car Insurance Companies In Bellevue

For affordable insurance in Bellevue, AAA is a top choice at $83 per month. Progressive and GEICO also offer competitive rates around $90 and $93 monthly.

The table below ranks the top 10 car insurance providers in Bellevue, WA, based on their average monthly rates.

Company Monthly Premium
Nationwide $147
Esurance $145
USAA $90
Unigard $149
Capital Insurance Group $102
State Farm $103
PEMCO $108
Oregon Mutual $150
Allied $135
Chubb $160

Average Auto Insurance Rates In Bellevue – By Age

Age is an important factor in determining car insurance costs. Young drivers, especially teens, generally pay more because of their inexperience and increased risk. Teen insurance premiums can reach about $7,599 annually.

Insurance costs tend to fall for drivers once they hit 25, assuming they maintain a safe driving record.

Drivers between 50 and early 60s often receive the most affordable insurance rates since insurers view them as seasoned and less risky.

Age Average Yearly Rate
Teenagers $3,000
20s $1,560
30s $1,260
40s $1,320
50s $1,140
60s $1,200
70s $1,380

Average Rates In Bellevue – By Vehicle

The type and age of your vehicle are important factors in your insurance cost. Newer cars, especially luxury ones with high-tech features, tend to have higher premiums.

Below is a table that lists average insurance prices in Bellevue for a range of vehicle types.

Vehicle Average Monthly Rate
2019 Honda Pilot $90
2017 Chevrolet Spark $70
2023 Tesla Model Y $125
2023 Mazda CX-5 $80
2023 Tesla Model 3 $105

How Much Is Car Insurance In Other Cities in Washington ?

Insurance rates are influenced a lot by your city of residence. Cities tend to have more accidents and car thefts, which can drive up your insurance costs.

On average, car insurance costs about $243 per month in Los Angeles, while in San Diego it’s around $176.

City Average Monthly Rate
Puyallup $108
Renton $104
Bellevue $116
Olympia $93
Bellingham $90
Lynnwood $109
Bremerton $93
Kent $109
Everett $108
Lakewood $102

Average Cost Of Auto Insurance In Bellevue – By Zip Code

Zip codes allow insurers to evaluate neighborhood crime, resulting in different insurance rates for each area.

Check out the table below to see how car insurance rates vary by zip code in Bellevue.

City Average Monthly Rate
98006 $134
98005 $109
98008 $92
98007 $115
98004 $122

Find affordable Bellevue rates

Free. Secure. No Spam.

Our Methodology

Combining reviews from several websites with info on customer service, pricing, and product variety, I’ve crafted an in-depth guide to car insurance providers in Bellevue, WA.

107

Quotes Analyzed

31

Brands Reviewed

15+

Years Of Experience

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Bellevue?

The lowest prices for minimum coverage in Bellevue come from GEICO, and Progressive offers the most affordable full coverage, including comprehensive and collision.

What is the average cost of car insurance in Bellevue?

The average cost for car insurance in Bellevue is roughly $180 monthly, but rates differ depending on factors like your location, vehicle details, and driving record.

Go back to top