Cheapest Car Insurance In Bellevue, WA 2025
Bellevue residents will find GEICO provides the most budget-friendly minimum car insurance, costing $37 monthly on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
Hunting for the best deal on car insurance in Bellevue, WA? Be prepared—prices aren’t all the same.
Drivers who only need liability coverage can count on GEICO for the cheapest rates. For full coverage, Progressive is often the most affordable, and State Farm offers the lowest prices for younger customers.
Cheapest Car Insurance Companies In Bellevue, WA 2025





Cheapest Liability-only Car Insurance In Bellevue: GEICO
For drivers in Bellevue, GEICO is the most budget-friendly option for minimum coverage, costing about $37 monthly.
The table below shows how rates stack up across several insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners Insurance Co | $45 | $540 |
State Farm | $40 | $480 |
Progressive | $55 | $660 |
PEMCO | $30 | $360 |
Nationwide | $50 | $600 |
Cheapest Full Coverage Insurance Rates In Bellevue: Progressive
The lowest full coverage car insurance rates in Bellevue come from Progressive, with typical monthly quotes of $92.
See the table below for a comparison of average car insurance quotes from Bellevue’s affordable providers.
Provider | Average Monthly Cost | Average Annual Cost |
Kemper | $70 | $840 |
PEMCO | $65 | $780 |
State Farm | $80 | $960 |
Auto-Owners Insurance Co | $85 | $1,020 |
Nationwide | $75 | $900 |
Cheapest Car Insurance Rates For Seniors: State Farm
The lowest monthly car insurance rates for seniors in Bellevue come from State Farm, at around $87.
See the table below for average rates from the lowest-cost auto insurers serving seniors.
Provider | Average Monthly Cost | Average Annual Cost |
Allied | $100 | $1,200 |
Capital Insurance Group | $80 | $960 |
State Farm | $95 | $1,140 |
USAA | $70 | $840 |
PEMCO | $85 | $1,020 |
Cheapest Rates In Bellevue For Teenagers: State Farm
For teenage drivers in Bellevue, State Farm has the lowest premiums, typically about $313 each month.
See the table below for a list of companies with the most affordable insurance for teens.
Provider | Average Monthly Cost | Average Annual Cost |
PEMCO | $185 | $2,220 |
California Capital | $160 | $1,920 |
USAA | $195 | $2,340 |
Esurance | $145 | $1,740 |
CSAA | $180 | $2,160 |
Cheapest Auto Insurance For Young Adults in Bellevue: State Farm
The lowest monthly insurance rates for young adults in Bellevue come from State Farm, at about $238.
Below is a table for comparing the most affordable car insurance rates for young adults in Bellevue.
Provider | Average Monthly Cost | Average Annual Cost |
Liberty Mutual | $135 | $1,620 |
Capital Insurance Group | $120 | $1,440 |
State Farm | $140 | $1,680 |
USAA | $100 | $1,200 |
PEMCO | $125 | $1,500 |
Cheapest Car Insurance In Bellevue For Good Drivers: GEICO
Good drivers in Bellevue pay about $37 a month for the cheapest car insurance, which comes from GEICO.
If you’re a safe driver, check the table below to see average prices from low-cost insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
Liberty Mutual | $135 | $1,620 |
Capital Insurance Group | $120 | $1,440 |
State Farm | $140 | $1,680 |
USAA | $100 | $1,200 |
PEMCO | $125 | $1,500 |
Find affordable Bellevue rates
Cheapest Car Insurance In Bellevue After A Speeding Ticket: State Farm
In Bellevue, drivers who’ve had a speeding ticket can find cheaper insurance rates with State Farm, around $176 each month.
Below is a table with average quotes for drivers who have a speeding ticket on their record.
Provider | Average Monthly Cost | Average Annual Cost |
American Family | $115 | $1,380 |
Kemper | $80 | $960 |
PEMCO | $75 | $900 |
Auto-Owners Insurance Co | $110 | $1,320 |
State Farm | $90 | $1,080 |
Cheapest For Drivers With After At-Fault Accident: State Farm
The lowest car insurance rates for drivers with at-fault claims come from State Farm, averaging $193 monthly.
These companies provide the best insurance rates for drivers with at-fault accidents on their driving history.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners Insurance Co | $110 | $1,320 |
PEMCO | $90 | $1,080 |
American Family | $115 | $1,380 |
Kemper | $85 | $1,020 |
State Farm | $100 | $1,200 |
Cheapest Rates In Bellevue For Drivers After A DUI: State Farm
State Farm stands out for offering the lowest rates to drivers after a DUI, with typical monthly costs of $188 in Bellevue.
Check the table below for the best car insurance rates for drivers with a DUI in Bellevue.
Provider | Average Monthly Cost | Average Annual Cost |
American Family | $115 | $1,380 |
Progressive | $105 | $1,260 |
Farmers | $125 | $1,500 |
State Farm | $90 | $1,080 |
PEMCO | $110 | $1,320 |
Best Car Insurance Companies In Bellevue
For affordable insurance in Bellevue, AAA is a top choice at $83 per month. Progressive and GEICO also offer competitive rates around $90 and $93 monthly.
The table below ranks the top 10 car insurance providers in Bellevue, WA, based on their average monthly rates.
Company | Monthly Premium |
Nationwide | $147 |
Esurance | $145 |
USAA | $90 |
Unigard | $149 |
Capital Insurance Group | $102 |
State Farm | $103 |
PEMCO | $108 |
Oregon Mutual | $150 |
Allied | $135 |
Chubb | $160 |
Average Auto Insurance Rates In Bellevue – By Age
Age is an important factor in determining car insurance costs. Young drivers, especially teens, generally pay more because of their inexperience and increased risk. Teen insurance premiums can reach about $7,599 annually.
Insurance costs tend to fall for drivers once they hit 25, assuming they maintain a safe driving record.
Drivers between 50 and early 60s often receive the most affordable insurance rates since insurers view them as seasoned and less risky.
Age | Average Yearly Rate |
Teenagers | $3,000 |
20s | $1,560 |
30s | $1,260 |
40s | $1,320 |
50s | $1,140 |
60s | $1,200 |
70s | $1,380 |
Average Rates In Bellevue – By Vehicle
The type and age of your vehicle are important factors in your insurance cost. Newer cars, especially luxury ones with high-tech features, tend to have higher premiums.
Below is a table that lists average insurance prices in Bellevue for a range of vehicle types.
Vehicle | Average Monthly Rate |
2019 Honda Pilot | $90 |
2017 Chevrolet Spark | $70 |
2023 Tesla Model Y | $125 |
2023 Mazda CX-5 | $80 |
2023 Tesla Model 3 | $105 |
How Much Is Car Insurance In Other Cities in Washington ?
Insurance rates are influenced a lot by your city of residence. Cities tend to have more accidents and car thefts, which can drive up your insurance costs.
On average, car insurance costs about $243 per month in Los Angeles, while in San Diego it’s around $176.
City | Average Monthly Rate |
Puyallup | $108 |
Renton | $104 |
Bellevue | $116 |
Olympia | $93 |
Bellingham | $90 |
Lynnwood | $109 |
Bremerton | $93 |
Kent | $109 |
Everett | $108 |
Lakewood | $102 |
Average Cost Of Auto Insurance In Bellevue – By Zip Code
Zip codes allow insurers to evaluate neighborhood crime, resulting in different insurance rates for each area.
Check out the table below to see how car insurance rates vary by zip code in Bellevue.
City | Average Monthly Rate |
98006 | $134 |
98005 | $109 |
98008 | $92 |
98007 | $115 |
98004 | $122 |
Find affordable Bellevue rates
Our Methodology
Combining reviews from several websites with info on customer service, pricing, and product variety, I’ve crafted an in-depth guide to car insurance providers in Bellevue, WA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Bellevue?
The lowest prices for minimum coverage in Bellevue come from GEICO, and Progressive offers the most affordable full coverage, including comprehensive and collision.
What is the average cost of car insurance in Bellevue?
The average cost for car insurance in Bellevue is roughly $180 monthly, but rates differ depending on factors like your location, vehicle details, and driving record.