Cheapest Car Insurance In Manhattan, KS 2025
CSAA stands out as Manhattan’s most affordable provider of minimum coverage, with an average monthly rate of $61.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for the cheapest car insurance in Manhattan, KS, reveals a wide range of pricing options.
CSAA is the top pick for inexpensive liability-only policies. National General offers the best rates for full coverage, and young drivers can secure the lowest prices with USAA.
Cheapest Car Insurance Companies In Manhattan, KS 2025
Cheapest Full Coverage Insurance Rates In Manhattan: National General
Drivers in Manhattan can secure the cheapest full coverage car insurance from National General, where monthly rates average $139.
Below, you’ll find a table that compares auto insurance rates from Manhattan’s most budget-friendly providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $139 | $1,668 |
| Direct Auto | $177 | $2,124 |
| The General | $198 | $2,376 |
| Dairyland | $190 | $2,280 |
| Liberty Mutual | $203 | $2,436 |
Cheapest Car Insurance Rates For Seniors: USAA
USAA leads in affordability for seniors in Manhattan, offering car insurance at an average cost of $87 per month.
Below, you’ll find a comparison of average car insurance rates from the most budget-friendly providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $87 | $1,044 |
| Travelers | $115 | $1,380 |
| State Farm | $106 | $1,272 |
| Safeco | $119 | $1,428 |
Cheapest Liability-only Car Insurance In Manhattan: CSAA
If affordability is your priority, CSAA has the lowest rates for minimum coverage car insurance in Manhattan at around $61 per month.
The following table allows you to compare insurance costs from different companies side by side.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $61 | $732 |
| Safeco | $72 | $864 |
| National General | $76 | $912 |
| Direct Auto | $95 | $1,140 |
| Dairyland | $74 | $888 |
Cheapest Rates In Manhattan For Teenagers: Travelers
Manhattan’s teenage drivers can save the most with Travelers, where car insurance costs around $281 per month on average.
The following chart presents a side-by-side comparison of the lowest insurance rates available for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $281 | $3,372 |
| American Family | $376 | $4,512 |
| State Farm | $380 | $4,560 |
| Progressive | $728 | $8,736 |
| Allstate | $800 | $9,600 |
Cheapest Auto Insurance For Young Adults in Manhattan: USAA
If you’re a young adult in Manhattan searching for the cheapest insurance, USAA offers the best rates at $120 per month.
Check the table below for a breakdown of the lowest auto insurance rates for young drivers in Manhattan.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $120 | $1,440 |
| State Farm | $157 | $1,884 |
| American Family | $182 | $2,184 |
| Dairyland | $154 | $1,848 |
| Allied | $199 | $2,388 |
Cheapest Car Insurance In Manhattan For Good Drivers: CSAA
CSAA provides the most cost-effective car insurance for responsible drivers in Manhattan, with rates averaging $61 per month.
If you qualify as a good driver, the table below shows the cheapest insurance rates available on average.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $61 | $732 |
| Safeco | $72 | $864 |
| National General | $76 | $912 |
| Direct Auto | $95 | $1,140 |
| Dairyland | $74 | $888 |
Find affordable Manhattan rates
Cheapest Car Insurance In Manhattan After A Speeding Ticket: SUSAA
USAA is a top choice for affordability in Manhattan, with an average monthly cost of $87 for drivers with a speeding ticket.
If you’ve had a speeding ticket, the table below will help you find average insurance rates from different providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $87 | $1,044 |
| State Farm | $91 | $1,090 |
| Travelers | $127 | $1,520 |
| GEICO | $89 | $1,065 |
| Nationwide | $112 | $1,349 |
Cheapest For Drivers With After At-Fault Accident: USAA
USAA provides the cheapest auto insurance for drivers with an at-fault record, with an average rate of $89 per month.
Below are the top insurers with the cheapest rates for drivers who have been involved in an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $89 | $1,068 |
| State Farm | $96 | $1,148 |
| Nationwide | $149 | $1,787 |
| GEICO | $132 | $1,581 |
| Travelers | $131 | $1,569 |
Cheapest Rates In Manhattan For Drivers After A DUI: State Farm
With an average monthly premium of $92, State Farm stands out as the cheapest insurer for Manhattan drivers after a DUI.
If you’re looking for low-cost insurance after a DUI in Manhattan, check the table below for the best rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $92 | $1,104 |
| USAA | $158 | $1,900 |
| Travelers | $141 | $1,692 |
| GEICO | $246 | $2,955 |
| Nationwide | $191 | $2,290 |
Best Car Insurance Companies In Manhattan
CSAA offers Manhattan’s most budget-friendly car insurance at $61 per month, while Safeco and Dairyland remain close at $72 and $74.
The chart below displays the top 10 car insurance companies in Manhattan, KS, sorted by their typical monthly costs.
| Company | Monthly Premium |
| CSAA | $61 |
| Safeco | $72 |
| National General | $76 |
| Direct Auto | $95 |
| Dairyland | $74 |
| The General | $93 |
| Root | $68 |
| Bristol West | $81 |
| Liberty Mutual | $105 |
| American Family | $76 |
Average Rates In Manhattan – By Vehicle
Insurance costs are influenced by your car’s specs, including its model and year. Newer, high-tech, or luxury vehicles usually come with higher premiums due to their repair and replacement expenses.
To see how vehicle type affects insurance rates in Manhattan, check out the table below.
| Vehicle | Average Monthly Rate |
| Ford Fusion | $127 |
| Ford Mustang | $121 |
| Chrysler 200 | $170 |
| Ram 2500 | $330 |
| Buick Encore Gx | $193 |
Average Auto Insurance Rates In Manhattan – By Age
Car insurance rates are influenced by age, with younger drivers paying more due to their higher likelihood of accidents. Teenagers can expect an average annual premium of $3,234.
Insurance costs generally decrease at 25, but only if the driver maintains a good record.
Insurance rates tend to be lowest for drivers in their 50s and early 60s because companies use age to determine risk and set premiums.
| Age | Average Yearly Rate |
| Teenagers | $3,234 |
| 20s | $1,927 |
| 30s | $1,183 |
| 40s | $1,066 |
| 50s | $981 |
| 60s | $1,216 |
| 70s | $1,697 |
Average Cost Of Auto Insurance In Manhattan – By Zip Code
Insurers set car insurance rates according to zip codes, as they help determine crime and risk levels in each area.
Use the table below to see how insurance rates differ across Manhattan’s zip codes.
| City | Average Monthly Rate |
| 66503 | $109 |
| 66502 | $141 |
How Much Is Car Insurance In Other Cities in Kansas?
Location is a major factor in car insurance pricing. Since urban areas see more accidents and car-related crimes, insurers often charge city drivers higher premiums.
Car insurance rates fluctuate by city, with Kansas City drivers paying an average of $158 per month and Shawnee Mission paying around $98.
| City | Average Monthly Rate |
| Lenexa | $134 |
| Hutchinson | $116 |
| Kansas City | $158 |
| Liberal | $155 |
| Overland park | $130 |
| Shawnee Mission | $98 |
| Olathe | $127 |
| Leawood | $111 |
| Mission | $114 |
| Lawrence | $134 |
Find affordable Manhattan rates
Our Methodology
I’ve conducted a comprehensive review of car insurance in Manhattan, KS, factoring in pricing, customer service, coverage options, and user ratings.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Manhattan?
The most competitive car insurance rates in Manhattan come from CSAA for basic liability and National General for full coverage, including comprehensive and collision insurance.
What is the average cost of car insurance in Manhattan?
Manhattan’s average car insurance premium is about $135 per month, but your actual rate will be affected by factors like zip code, car type, and driving record.
