Cheapest Car Insurance In Manhattan, KS 2025

CSAA stands out as Manhattan’s most affordable provider of minimum coverage, with an average monthly rate of $61.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 17 March 2025
Written by Bob Phillips
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Searching for the cheapest car insurance in Manhattan, KS, reveals a wide range of pricing options.

CSAA is the top pick for inexpensive liability-only policies. National General offers the best rates for full coverage, and young drivers can secure the lowest prices with USAA.

Cheapest Car Insurance Companies In Manhattan, KS 2025

Cheapest Full Coverage Insurance Rates In Manhattan: National General

Drivers in Manhattan can secure the cheapest full coverage car insurance from National General, where monthly rates average $139.

Below, you’ll find a table that compares auto insurance rates from Manhattan’s most budget-friendly providers.

Provider Average Monthly Cost Average Annual Cost
National General $139 $1,668
Direct Auto $177 $2,124
The General $198 $2,376
Dairyland $190 $2,280
Liberty Mutual $203 $2,436

Cheapest Car Insurance Rates For Seniors: USAA

USAA leads in affordability for seniors in Manhattan, offering car insurance at an average cost of $87 per month.

Below, you’ll find a comparison of average car insurance rates from the most budget-friendly providers for seniors.

Provider Average Monthly Cost Average Annual Cost
USAA $87 $1,044
Travelers $115 $1,380
State Farm $106 $1,272
Safeco $119 $1,428

Cheapest Liability-only Car Insurance In Manhattan: CSAA

If affordability is your priority, CSAA has the lowest rates for minimum coverage car insurance in Manhattan at around $61 per month.

The following table allows you to compare insurance costs from different companies side by side.

Provider Average Monthly Cost Average Annual Cost
CSAA $61 $732
Safeco $72 $864
National General $76 $912
Direct Auto $95 $1,140
Dairyland $74 $888

Cheapest Rates In Manhattan For Teenagers: Travelers

Manhattan’s teenage drivers can save the most with Travelers, where car insurance costs around $281 per month on average.

The following chart presents a side-by-side comparison of the lowest insurance rates available for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
Travelers $281 $3,372
American Family $376 $4,512
State Farm $380 $4,560
Progressive $728 $8,736
Allstate $800 $9,600

Cheapest Auto Insurance For Young Adults in Manhattan: USAA

If you’re a young adult in Manhattan searching for the cheapest insurance, USAA offers the best rates at $120 per month.

Check the table below for a breakdown of the lowest auto insurance rates for young drivers in Manhattan.

Provider Average Monthly Cost Average Annual Cost
USAA $120 $1,440
State Farm $157 $1,884
American Family $182 $2,184
Dairyland $154 $1,848
Allied $199 $2,388

Cheapest Car Insurance In Manhattan For Good Drivers: CSAA

CSAA provides the most cost-effective car insurance for responsible drivers in Manhattan, with rates averaging $61 per month.

If you qualify as a good driver, the table below shows the cheapest insurance rates available on average.

Provider Average Monthly Cost Average Annual Cost
CSAA $61 $732
Safeco $72 $864
National General $76 $912
Direct Auto $95 $1,140
Dairyland $74 $888

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Cheapest Car Insurance In Manhattan After A Speeding Ticket: SUSAA

USAA is a top choice for affordability in Manhattan, with an average monthly cost of $87 for drivers with a speeding ticket.

If you’ve had a speeding ticket, the table below will help you find average insurance rates from different providers.

Provider Average Monthly Cost Average Annual Cost
USAA $87 $1,044
State Farm $91 $1,090
Travelers $127 $1,520
GEICO $89 $1,065
Nationwide $112 $1,349

Cheapest For Drivers With After At-Fault Accident: USAA

USAA provides the cheapest auto insurance for drivers with an at-fault record, with an average rate of $89 per month.

Below are the top insurers with the cheapest rates for drivers who have been involved in an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
USAA $89 $1,068
State Farm $96 $1,148
Nationwide $149 $1,787
GEICO $132 $1,581
Travelers $131 $1,569

Cheapest Rates In Manhattan For Drivers After A DUI: State Farm

With an average monthly premium of $92, State Farm stands out as the cheapest insurer for Manhattan drivers after a DUI.

If you’re looking for low-cost insurance after a DUI in Manhattan, check the table below for the best rates.

Provider Average Monthly Cost Average Annual Cost
State Farm $92 $1,104
USAA $158 $1,900
Travelers $141 $1,692
GEICO $246 $2,955
Nationwide $191 $2,290

Best Car Insurance Companies In Manhattan

CSAA offers Manhattan’s most budget-friendly car insurance at $61 per month, while Safeco and Dairyland remain close at $72 and $74.

The chart below displays the top 10 car insurance companies in Manhattan, KS, sorted by their typical monthly costs.

Company Monthly Premium
CSAA $61
Safeco $72
National General $76
Direct Auto $95
Dairyland $74
The General $93
Root $68
Bristol West $81
Liberty Mutual $105
American Family $76

Average Rates In Manhattan – By Vehicle

Insurance costs are influenced by your car’s specs, including its model and year. Newer, high-tech, or luxury vehicles usually come with higher premiums due to their repair and replacement expenses.

To see how vehicle type affects insurance rates in Manhattan, check out the table below.

Vehicle Average Monthly Rate
Ford Fusion $127
Ford Mustang $121
Chrysler 200 $170
Ram 2500 $330
Buick Encore Gx $193

Average Auto Insurance Rates In Manhattan – By Age

Car insurance rates are influenced by age, with younger drivers paying more due to their higher likelihood of accidents. Teenagers can expect an average annual premium of $3,234.

Insurance costs generally decrease at 25, but only if the driver maintains a good record.

Insurance rates tend to be lowest for drivers in their 50s and early 60s because companies use age to determine risk and set premiums.

Age Average Yearly Rate
Teenagers $3,234
20s $1,927
30s $1,183
40s $1,066
50s $981
60s $1,216
70s $1,697

Average Cost Of Auto Insurance In Manhattan – By Zip Code

Insurers set car insurance rates according to zip codes, as they help determine crime and risk levels in each area.

Use the table below to see how insurance rates differ across Manhattan’s zip codes.

City Average Monthly Rate
66503 $109
66502 $141

How Much Is Car Insurance In Other Cities in Kansas?

Location is a major factor in car insurance pricing. Since urban areas see more accidents and car-related crimes, insurers often charge city drivers higher premiums.

Car insurance rates fluctuate by city, with Kansas City drivers paying an average of $158 per month and Shawnee Mission paying around $98.

City Average Monthly Rate
Lenexa $134
Hutchinson $116
Kansas City $158
Liberal $155
Overland park $130
Shawnee Mission $98
Olathe $127
Leawood $111
Mission $114
Lawrence $134

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Our Methodology

I’ve conducted a comprehensive review of car insurance in Manhattan, KS, factoring in pricing, customer service, coverage options, and user ratings.

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FAQs

Who has the lowest car insurance rates in Manhattan?

The most competitive car insurance rates in Manhattan come from CSAA for basic liability and National General for full coverage, including comprehensive and collision insurance.

What is the average cost of car insurance in Manhattan?

Manhattan’s average car insurance premium is about $135 per month, but your actual rate will be affected by factors like zip code, car type, and driving record.

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