Cheapest Car Insurance In Pasadena, TX 2025

In Pasadena, Texas Farm Bureau is the most affordable choice, offering an average monthly rate of $30 for minimum coverage.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 10 April 2025
Written by Bob Phillips
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When looking for cheap car insurance in Pasadena, TX, expect to see a broad range of prices.

Texas Farm Bureau leads the way with the cheapest liability-only insurance, once again Texas Farm Bureau is the go-to for full coverage at the best price. Young drivers can find the lowest rates with Clearcover.

Cheapest Car Insurance Companies In Pasadena, TX 2025

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Cheapest for minimum coverage - Texas Farm Bureau
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Cheapest for full coverage - Texas Farm Bureau
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Cheapest for seniors - Direct Auto
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Cheapest for teenagers - Texas Farm Bureau
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Cheapest For Good Drivers - Texas Farm Bureau
Cheapest Car Insurance, Pasadena, 2025

Cheapest Liability-only Car Insurance In Pasadena: Texas Farm Bureau

At just $30 a month on average, Texas Farm Bureau offers the least expensive minimum coverage car insurance in Pasadena.

Compare insurance rates from various providers using the table below.

Provider Average Monthly Cost Average Annual Cost
Texas Farm Bureau $30 $360
Progressive $50 $600
State Farm $38 $456
Mercury $42 $504
AAA Texas $57 $684

Cheapest Car Insurance Rates For Seniors: Direct Auto

With an average monthly rate of $50, Direct Auto is the most budget-friendly option for senior drivers in Pasadena.

The following table outlines average car insurance quotes from the most affordable providers for seniors.

Provider Average Monthly Cost Average Annual Cost
Direct Auto $50 $600
State Farm $107 $1,284
Texas Farm Bureau $81 $972
USAA $125 $1,500
Mercury $124 $1,488

Cheapest Full Coverage Insurance Rates In Pasadena: Texas Farm Bureau

Texas Farm Bureau stands out as the cheapest provider of full coverage car insurance in Pasadena, with monthly rates averaging $65.

The following table outlines average car insurance quotes from the most budget-friendly insurers in Pasadena.

Provider Average Monthly Cost Average Annual Cost
Texas Farm Bureau $65 $780
AAA Texas $119 $1,428
State Farm $135 $1,620
Allstate $132 $1,584
Progressive $103 $1,236

Cheapest Rates In Pasadena For Teenagers: Texas Farm Bureau

The most affordable car insurance for teen drivers in Pasadena comes from Texas Farm Bureau, with average premiums of $135 a month.

The following table compares the most budget-friendly insurance providers for teens.

Provider Average Monthly Cost Average Annual Cost
Texas Farm Bureau $135 $1,620
Mercury $300 $3,600
State Farm $189 $2,268
USAA $197 $2,364
Permanent General $362 $4,344

Cheapest Auto Insurance For Young Adults in Pasadena: Clearcover

With an average monthly premium of $80, Clearcover offers the lowest-priced insurance for young adults in Pasadena.

The following table provides a side-by-side comparison of the lowest auto insurance rates for young adults in Pasadena.

Provider Average Monthly Cost Average Annual Cost
Clearcover $80 $960
Direct Auto $92 $1,104
Dairyland $87 $1,044
State Farm $178 $2,136
Texas Farm Bureau $137 $1,644

Cheapest Car Insurance In Pasadena For Good Drivers: Texas Farm Bureau

Pasadena drivers with a clean record can secure the lowest insurance rates from Texas Farm Bureau, averaging $30 monthly.

Good drivers can explore the table below to see average quotes from top low-cost insurers.

Provider Average Monthly Cost Average Annual Cost
Texas Farm Bureau $30 $360
Progressive $50 $600
State Farm $38 $456
Mercury $42 $504
AAA Texas $57 $684

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Cheapest Car Insurance In Pasadena After A Speeding Ticket: State Farm

Drivers in Pasadena with a speeding violation can find the best rates with State Farm, which charges about $68 per month on average.

You can refer to the table below to see how much insurance typically costs after a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
State Farm $68 816
Allstate $97 1164
Progressive $178 2136
Nationwide $156 1872
GEICO $76 912

Cheapest For Drivers With After At-Fault Accident: State Farm

State Farm is the cheapest option for drivers with an at-fault accident, offering average rates of $73 a month.

If you have an at-fault accident on your record, these insurers offer the lowest rates available.

Provider Average Monthly Cost Average Annual Cost
State Farm $73 $876
Allstate $104 $1248
Nationwide $163 $1956
Dairyland $206 $2472
Progressive $190 $2280

Cheapest Rates In Pasadena For Drivers After A DUI: State Farm

Pasadena drivers with a DUI can get the lowest rates from State Farm, paying about $87 per month on average.

If you’re in Pasadena and have a DUI, the table below lists the most budget-friendly insurance providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $87 $1,044
Allstate $124 $1,488
Nationwide $195 $2,340
USAA $155 $1,860
Mercury $196 $2,352

Best Car Insurance Companies In Pasadena

Pasadena drivers can find the cheapest car insurance with Texas Farm Bureau for $30 a month, though State Farm ($38) and Mercury ($42) also offer competitive rates.

The list below ranks the 10 best car insurance providers in Pasadena, TX, according to their average monthly prices.

Company Monthly Premium
Texas Farm Bureau $30
Progressive $50
State Farm $38
Mercury $42
AAA Texas $57
Mile Auto $82
Nationwide $121
Root $142
USAA $97
Dairyland $156

Average Auto Insurance Rates In Pasadena – By Age

Age is a crucial factor in car insurance pricing. Because young drivers are more likely to be involved in accidents, they face higher premiums—teenagers, for instance, pay roughly $7,599 per year.

After turning 25, drivers tend to experience lower insurance rates, provided they haven’t had any accidents or violations.

Car insurance is usually cheapest for drivers in their 50s and early 60s because insurers use age to determine driving experience and potential risk.

Age Average Yearly Rate
Teenagers $5,070
20s $2,939
30s $2,091
40s $1,674
50s $1,461
60s $1,729
70s $1,840

Average Rates In Pasadena – By Vehicle

Insurance companies base your rates partly on your car’s specs, such as its make, model, and year. Generally, luxury vehicles and newer cars with advanced features cost more to insure.

If you’re looking for insurance costs by vehicle type in Pasadena, refer to the table below.

Vehicle Average Monthly Rate
Toyota Scion $455
Honda Crv $304
Buick Lacrosse $256
Honda Civic $330
Ford Expedition $312

How Much Is Car Insurance In Other Cities in Texas?

Your car insurance costs depend partly on where you live. Cities with more traffic, theft, and vandalism tend to have higher premiums.

Houston drivers typically pay higher premiums at $196 per month, while Amarillo residents average $145 per month.

City Average Monthly Rate
Amarillo $145
Irving $179
Arlington $176
Houston $196
Austin $162
Fort Worth $155
Beaumont $170
El Paso $173
Corpus Christi $167
Dallas $183

Average Cost Of Auto Insurance In Pasadena – By Zip Code

Insurers analyze crime data by zip code, leading to variations in car insurance rates based on location.

If you’re looking for average insurance costs by zip code in Pasadena, refer to the table below.

City Average Monthly Rate
77502 $170
77505 $179
77504 $168
77503 $162
77506 $197

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Our Methodology

By reviewing customer experiences, pricing, policy options, and online feedback, I’ve compiled an extensive evaluation of Pasadena, TX car insurance market.

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Quotes Analyzed

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Brands Reviewed

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Years Of Experience

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Research Hours

FAQs

Who has the lowest car insurance rates in Pasadena?

Drivers in Pasadena can find the lowest minimum coverage rates with Texas Farm Bureau, Once again Texas Farm Bureau offers the most budget-friendly full coverage plans.

What is the average cost of car insurance in Pasadena?

On average, Pasadena drivers pay about $180 a month for car insurance, but costs differ based on factors like location, car model, and driving history.

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