Cheapest Car Insurance In Pasadena, TX 2025
In Pasadena, Texas Farm Bureau is the most affordable choice, offering an average monthly rate of $30 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for cheap car insurance in Pasadena, TX, expect to see a broad range of prices.
Texas Farm Bureau leads the way with the cheapest liability-only insurance, once again Texas Farm Bureau is the go-to for full coverage at the best price. Young drivers can find the lowest rates with Clearcover.
Cheapest Car Insurance Companies In Pasadena, TX 2025
Cheapest Liability-only Car Insurance In Pasadena: Texas Farm Bureau
At just $30 a month on average, Texas Farm Bureau offers the least expensive minimum coverage car insurance in Pasadena.
Compare insurance rates from various providers using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| Progressive | $50 | $600 |
| State Farm | $38 | $456 |
| Mercury | $42 | $504 |
| AAA Texas | $57 | $684 |
Cheapest Car Insurance Rates For Seniors: Direct Auto
With an average monthly rate of $50, Direct Auto is the most budget-friendly option for senior drivers in Pasadena.
The following table outlines average car insurance quotes from the most affordable providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $50 | $600 |
| State Farm | $107 | $1,284 |
| Texas Farm Bureau | $81 | $972 |
| USAA | $125 | $1,500 |
| Mercury | $124 | $1,488 |
Cheapest Full Coverage Insurance Rates In Pasadena: Texas Farm Bureau
Texas Farm Bureau stands out as the cheapest provider of full coverage car insurance in Pasadena, with monthly rates averaging $65.
The following table outlines average car insurance quotes from the most budget-friendly insurers in Pasadena.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $65 | $780 |
| AAA Texas | $119 | $1,428 |
| State Farm | $135 | $1,620 |
| Allstate | $132 | $1,584 |
| Progressive | $103 | $1,236 |
Cheapest Rates In Pasadena For Teenagers: Texas Farm Bureau
The most affordable car insurance for teen drivers in Pasadena comes from Texas Farm Bureau, with average premiums of $135 a month.
The following table compares the most budget-friendly insurance providers for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $135 | $1,620 |
| Mercury | $300 | $3,600 |
| State Farm | $189 | $2,268 |
| USAA | $197 | $2,364 |
| Permanent General | $362 | $4,344 |
Cheapest Auto Insurance For Young Adults in Pasadena: Clearcover
With an average monthly premium of $80, Clearcover offers the lowest-priced insurance for young adults in Pasadena.
The following table provides a side-by-side comparison of the lowest auto insurance rates for young adults in Pasadena.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $80 | $960 |
| Direct Auto | $92 | $1,104 |
| Dairyland | $87 | $1,044 |
| State Farm | $178 | $2,136 |
| Texas Farm Bureau | $137 | $1,644 |
Cheapest Car Insurance In Pasadena For Good Drivers: Texas Farm Bureau
Pasadena drivers with a clean record can secure the lowest insurance rates from Texas Farm Bureau, averaging $30 monthly.
Good drivers can explore the table below to see average quotes from top low-cost insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| Progressive | $50 | $600 |
| State Farm | $38 | $456 |
| Mercury | $42 | $504 |
| AAA Texas | $57 | $684 |
Find affordable Pasadena rates
Cheapest Car Insurance In Pasadena After A Speeding Ticket: State Farm
Drivers in Pasadena with a speeding violation can find the best rates with State Farm, which charges about $68 per month on average.
You can refer to the table below to see how much insurance typically costs after a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $68 | 816 |
| Allstate | $97 | 1164 |
| Progressive | $178 | 2136 |
| Nationwide | $156 | 1872 |
| GEICO | $76 | 912 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm is the cheapest option for drivers with an at-fault accident, offering average rates of $73 a month.
If you have an at-fault accident on your record, these insurers offer the lowest rates available.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $73 | $876 |
| Allstate | $104 | $1248 |
| Nationwide | $163 | $1956 |
| Dairyland | $206 | $2472 |
| Progressive | $190 | $2280 |
Cheapest Rates In Pasadena For Drivers After A DUI: State Farm
Pasadena drivers with a DUI can get the lowest rates from State Farm, paying about $87 per month on average.
If you’re in Pasadena and have a DUI, the table below lists the most budget-friendly insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $87 | $1,044 |
| Allstate | $124 | $1,488 |
| Nationwide | $195 | $2,340 |
| USAA | $155 | $1,860 |
| Mercury | $196 | $2,352 |
Best Car Insurance Companies In Pasadena
Pasadena drivers can find the cheapest car insurance with Texas Farm Bureau for $30 a month, though State Farm ($38) and Mercury ($42) also offer competitive rates.
The list below ranks the 10 best car insurance providers in Pasadena, TX, according to their average monthly prices.
| Company | Monthly Premium |
| Texas Farm Bureau | $30 |
| Progressive | $50 |
| State Farm | $38 |
| Mercury | $42 |
| AAA Texas | $57 |
| Mile Auto | $82 |
| Nationwide | $121 |
| Root | $142 |
| USAA | $97 |
| Dairyland | $156 |
Average Auto Insurance Rates In Pasadena – By Age
Age is a crucial factor in car insurance pricing. Because young drivers are more likely to be involved in accidents, they face higher premiums—teenagers, for instance, pay roughly $7,599 per year.
After turning 25, drivers tend to experience lower insurance rates, provided they haven’t had any accidents or violations.
Car insurance is usually cheapest for drivers in their 50s and early 60s because insurers use age to determine driving experience and potential risk.
| Age | Average Yearly Rate |
| Teenagers | $5,070 |
| 20s | $2,939 |
| 30s | $2,091 |
| 40s | $1,674 |
| 50s | $1,461 |
| 60s | $1,729 |
| 70s | $1,840 |
Average Rates In Pasadena – By Vehicle
Insurance companies base your rates partly on your car’s specs, such as its make, model, and year. Generally, luxury vehicles and newer cars with advanced features cost more to insure.
If you’re looking for insurance costs by vehicle type in Pasadena, refer to the table below.
| Vehicle | Average Monthly Rate |
| Toyota Scion | $455 |
| Honda Crv | $304 |
| Buick Lacrosse | $256 |
| Honda Civic | $330 |
| Ford Expedition | $312 |
How Much Is Car Insurance In Other Cities in Texas?
Your car insurance costs depend partly on where you live. Cities with more traffic, theft, and vandalism tend to have higher premiums.
Houston drivers typically pay higher premiums at $196 per month, while Amarillo residents average $145 per month.
| City | Average Monthly Rate |
| Amarillo | $145 |
| Irving | $179 |
| Arlington | $176 |
| Houston | $196 |
| Austin | $162 |
| Fort Worth | $155 |
| Beaumont | $170 |
| El Paso | $173 |
| Corpus Christi | $167 |
| Dallas | $183 |
Average Cost Of Auto Insurance In Pasadena – By Zip Code
Insurers analyze crime data by zip code, leading to variations in car insurance rates based on location.
If you’re looking for average insurance costs by zip code in Pasadena, refer to the table below.
| City | Average Monthly Rate |
| 77502 | $170 |
| 77505 | $179 |
| 77504 | $168 |
| 77503 | $162 |
| 77506 | $197 |
Find affordable Pasadena rates
Our Methodology
By reviewing customer experiences, pricing, policy options, and online feedback, I’ve compiled an extensive evaluation of Pasadena, TX car insurance market.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Pasadena?
Drivers in Pasadena can find the lowest minimum coverage rates with Texas Farm Bureau, Once again Texas Farm Bureau offers the most budget-friendly full coverage plans.
What is the average cost of car insurance in Pasadena?
On average, Pasadena drivers pay about $180 a month for car insurance, but costs differ based on factors like location, car model, and driving history.
