Cheapest Car Insurance In Provo, UT 2024
USAA is the most affordable option in Provo, with an average rate of $80 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Provo, UT, rates can vary widely. USAA is the top choice for liability-only coverage and also offers the best rates for full coverage policies. For young drivers, Clearcover provides the lowest rates.
Cheapest Car Insurance Companies In Provo, UT 2024
Cheapest Full Coverage Rates In Provo: USAA
USAA provides the most affordable full coverage car insurance in Provo, with quotes averaging $125 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Midvale Home & Auto | $170 | $2,040 |
| Safeco | $140 | $1,680 |
| State Farm | $160 | $1,920 |
| USAA | $125 | $1,500 |
| Auto-Owners | $150 | $1,800 |
Cheapest Minimum Coverage Car Insurance In Provo: USAA
USAA offers the lowest car insurance rates for minimum coverage in Provo, with an average monthly cost of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| Sun Coast | $95 | $1,080 |
| Midvale Home & Auto | $110 | $1,320 |
| USAA | $80 | $960 |
| Auto-Owners | $105 | $1,260 |
| Safeco | $85 | $1,020 |
Cheapest For Seniors: USAA
USAA offers the lowest car insurance rates for seniors in Provo, with quotes averaging $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $100 | $1,200 |
| Liberty Mutual | $120 | $1,440 |
| Auto-Owners Insurance Co | $130 | $1,560 |
| USAA | $65 | $780 |
| Nationwide | $105 | $1,249 |
Most Affordable Rates In Provo For Teenagers: USAA
USAA provides the most affordable car insurance for teenage drivers in Provo, with average monthly premiums of $170.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $430 | $5,160 |
| Farm Bureau Mutual (IA Group) | $270 | $3,240 |
| State Farm | $435 | $5,220 |
| USAA | $170 | $2,040 |
| Auto-Owners Insurance Co | $405 | $4,860 |
Cheapest For Young Adults: Clearcover
Clearcover provides the lowest car insurance rates for young adults in Provo, with rates averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $160 | $1,920 |
| USAA | $90 | $1,080 |
| ACCC Insurance Company | $165 | $1,980 |
| Clearcover | $70 | $840 |
| Farm Bureau Mutual (IA Group) | $140 | $1,680 |
Cheapest Car Insurance In Provo After A Speeding Ticket: Nationwide
Nationwide is notably affordable compared to other insurers, offering average rates of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $110 | $1,320 |
| Nationwide | $75 | $900 |
| State Farm | $105 | $1,260 |
| GEICO | $90 | $1,080 |
| Auto-Owners Insurance Co | $100 | $1,200 |
Cheapest For Drivers With After At-Fault Accident: American Family
American Family provides the most affordable car insurance rates for drivers with an at-fault incident, averaging $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $125 | $1,500 |
| State Farm | $105 | $1,260 |
| Auto-Owners Insurance Co | $120 | $1,440 |
| American Family | $80 | $960 |
| Nationwide | $115 | $1,380 |
Cheapest Car Insurance In Provo For Drivers After A DUI: Progressive
Progressive offers the lowest rates for drivers with a DUI in Provo, with average monthly premiums of $100.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $110 | $2,319 |
| Allstate | $130 | $1,560 |
| Progressive | $100 | $1,200 |
| Farmers | $120 | $1,440 |
| State Farm | $105 | $1,260 |
Best Car Insurance Companies In Provo
Below are the top 10 car insurance companies in Provo, UT, ranked by their average monthly rates.
| Company | Monthly Premium |
| Bear River | $73 |
| State Farm | $146 |
| Clearcover | $65 |
| Auto-Owners Insurance Co | $140 |
| USAA | $79 |
| Nationwide | $139 |
| Esurance | $87 |
| ACCC Insurance Company | $125 |
| Safeco | $105 |
| Farm Bureau Mutual (IA Group) | $133 |
Average Cost Of Auto Insurance In Provo – By Zip Code
| City | Average Monthly Rate |
| 84602 | $173 |
| 84601 | $116 |
| 84606 | $128 |
| 84604 | $111 |
Average Rates In Provo – By Vehicle
| Vehicle | Average Monthly Rate |
| 2015 Volkswagen Jetta | $233 |
| 2006 Nissan Sentra | $116 |
| 2008 Dodge Grand Caravan | $65 |
| 2014 Toyota Prius C | $150 |
How Much Is Car Insurance In Other Cities in Utah?
| City | Average Monthly Rate |
| Clearfield | $129 |
| Ciudad del Parque | $143 |
| Bountiful | $123 |
| Provo | $124 |
| Orem | $122 |
| Cedar City | $128 |
| Ogden | $127 |
| Layton | $128 |
| Hildale | $125 |
| Logan | $115 |
Average Rates In Provo – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,120 |
| 20s | $1,680 |
| 30s | $1,320 |
| 40s | $1,080 |
| 50s | $1,200 |
| 60s | $1,140 |
| 70s | $1,020 |
Our Methodology
Based on a detailed analysis of customer service ratings, product offerings, pricing, and extensive evaluations from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Provo, UT.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Provo?
In Provo, USAA provides the lowest rates for both the minimum coverage required by Utah state law and for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Provo?
In Provo, the average cost of car insurance is approximately $124 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
