Infiniti Q70 Car Insurance Cost 2025

Insuring an Infiniti Q70 typically costs around $2,314 annually, or approximately $193 per month for full coverage. This positions the Q70 as one of the more expensive Infiniti models to insure, with premiums higher than models like the Q50 or QX60. However, insurance rates can vary significantly based on factors such as the driver’s age, location, driving history, and the specific model year of the vehicle. For instance, a 2019 Infiniti Q70 has an average annual insurance cost of $1,593, while a 2018 model averages $2,435 per year. Additionally, the Q70’s insurance premiums are generally lower compared to other large luxury cars, potentially saving drivers around $520 annually. To obtain the most accurate and personalized insurance quotes, it’s advisable to compare rates from multiple providers, considering the various factors that influence insurance costs.

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Updated: 04 May 2025
Written by Bob Phillips
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Insuring an Infiniti Q70 typically costs around $1,730 per year, though actual rates can vary based on factors like the driver’s age, location, driving record, and coverage preferences.

As a luxury midsize sedan, the Q70 tends to carry slightly higher insurance premiums than non-luxury vehicles, due to its advanced features and elevated repair costs. However, its solid safety ratings can help offset some of those expenses.

Whether you’re considering a new 2025 model or a slightly older version, it’s smart to compare quotes from multiple insurers to ensure you’re getting the best possible coverage for your budget and driving needs.

 

How Much Does Infiniti Q70 Car Insurance Cost?

Typically, Infiniti Q70 drivers can find car insurance at an average rate of $1,730 per year.

While Hastings Mutual Insurance Co’s rate is a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. A clean driving record often results in lower premiums, while accidents or traffic violations can increase rates.

Additionally, living in a busy city typically means higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.

Average Insurance Cost Of Infiniti Q70 By Model Year

Model Year Average Premium
2025 Infiniti Q70 $1,501
2019 Infiniti Q70 $1,593
2018 Infiniti Q70 $2,435
2017 Infiniti Q70 $1,489
2016 Infiniti Q70 $1,868
2015 Infiniti Q70 $1,055
2014 Infiniti Q70 $1,567

2025 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2025 Infiniti Q70 is $1,501. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $516 per year.

Insurance Provider Average Annual Cost
Lemonade $576
Allstate $1,920
Erie Insurance $1,880
Nationwide $1,640
USAA $2,000
Plymouth Rock Assurance $2,120
Vermont Mutual $1,980
Hastings Mutual Insurance Co $516
Allied $1,308
Texas Farm Bureau Group $1,074

2019 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2019 Infiniti Q70 is $1,593. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $716 per year.

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $993
Rural Mutual Insurance $1,711
Auto-Owners Insurance Co $1,791
Western National $1,976
Hastings Mutual Insurance Co $716
West Bend Mutual $1,783
SECURA Insurance $1,555
Farmers $2,131
American Family $1,447
Pekin Insurance $1,826

2018 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2018 Infiniti Q70 is $2,435. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,299 per year.

Insurance Provider Average Annual Cost
California Capital $2,984
Nationwide $2,627
Farmers $2,739
Allstate $3,069
Hartford $3,135
21st Century $2,537
National General $1,801
Republic Indemnity $1,928
Texas Farm Bureau Group $1,299
Mercury $2,226

2017 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2017 Infiniti Q70 is $1,489. However, Safeco offers the cheapest rates, averaging $229 per year.

Insurance Provider Average Annual Cost
Safety Group $1,727
Safeco $229
Sentry $2,008
SECURA Insurance $1,798
NatGen Custom 360 $1,973
New Jersey Manufacturers $2,054
Norfolk and Dedham Group $1,632
Mutual Of Enumclaw $1,308
Dairyland Auto $1,545
American National P $616

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2016 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2016 Infiniti Q70 is $1,868. However, Penn National offers the cheapest rates, averaging $1,341 per year.

Insurance Provider Average Annual Cost
Auto-Owners Insurance Co $2,003
Georgia Farm Bureau $2,331
Bristol West $2,208
California Capital $2,336
Mercury Insurance $1,728
Plymouth Rock $1,935
Atlantic States Insurance $1,650
Farm Bureau Mutual (IA Group) $1,527
Penn National $1,341
Direct Auto $1,617

2015 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2015 Infiniti Q70 is $1,055. However, Mercury Insurance offers the cheapest rates, averaging $422 per year.

Insurance Provider Average Annual Cost
New Jersey Manufacturers $1,620
AssuranceAmerica $843
Titan $1,116
Colorado Farm Bureau Mutual $1,264
GMAC Insurance Group $1,352
AssuranceAmerica Mobile Max $852
Safeco $1,081
Mercury Insurance $422
North Carolina Farm Bureau $1,058
Utica National Ins Group $939

2014 Infiniti Q70 Insurance Rates

The average annual insurance cost for a 2014 Infiniti Q70 is $1,055. However, Mercury Insurance offers the cheapest rates, averaging $1,008 per year.

Insurance Provider Average Annual Cost
New Jersey Manufacturers $1,553
Clearcover $1,153
Virginia Farm Bureau $1,711
California Capital $2,205
Safeco $1,155
National General $1,454
Farm Bureau Mutual (IA Group) $1,313
Country $2,171
Mercury Insurance $1,008
Cincinnati Insurance $1,946

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Are Infiniti Q70s Expensive To Insure?

The Infiniti Q70 is generally considered moderately expensive to insure. As a luxury midsize sedan, it comes with higher repair costs and advanced features that can drive up insurance premiums compared to more basic vehicles. However, it doesn’t rank among the most expensive luxury cars to cover. Factors like the driver’s age, location, and driving history play a significant role in determining the final rate. While safety features can help reduce costs, the overall price of insuring an Infiniti Q70 tends to be above average due to its luxury status and parts replacement costs.

Cheapest Car Insurance Companies For An Infiniti Q70

Among the top five cheapest insurance companies for the Infiniti Q70, Lemonade stands out as the most affordable, offering an estimated annual premium of $576, which breaks down to just $48 per month. This makes it an appealing choice for drivers looking to keep insurance costs low. Nationwide also provides a good balance of cost and coverage, with an annual rate of around $1,640, or $136 monthly. Erie Insurance and Allstate come in slightly higher, with premiums of $1,880 and $1,920 per year respectively, reflecting their broader coverage options and strong reputations. USAA, known for exceptional customer service and member benefits, has the highest rate among the group at $2,000 annually or $166 per month—but it’s important to note that USAA is only available to military members and their families. Ultimately, while cost is a key factor, drivers should also consider each company’s service quality, coverage features, and eligibility when choosing an insurer.

Insurance Company Average Monthly
Lemonade $48
Allstate $160
Erie Insurance $156
Nationwide $136
USAA $166

Common Infiniti Q70 Insurance Discounts

You might also qualify for additional discounts, such as:

  • Good driver discount: If you have a clean driving record with no accidents or traffic violations, insurers may reward you with lower rates.
  • Low-mileage discount: If you drive fewer miles per year, you could save money since you’re less likely to be in an accident.
  • Student or young driver discounts: Some insurers offer discounts for students with good grades or young drivers who complete safe driving programs.
  • Vehicle safety features discount: If your car has features like anti-theft systems, lane departure warnings, or airbags, you may qualify for a lower premium.

It’s always a good idea to ask your insurance provider about any available discounts that you might not be aware of!

Our Methodology

Since insurance rates vary based on personal factors like age, driving history, location, and coverage levels, it's important to get personalized quotes. While the sample profile used by Insuranceopedia provides a general benchmark, your own premiums may be higher or lower depending on your specific circumstances. For the most accurate estimate, consider comparing quotes from multiple providers, adjusting coverage limits to fit your needs, and exploring discounts that may apply to you.

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FAQs

Do You Need Insurance Before You Can Purchase An Infiniti Q70?

That’s correct! Most dealerships require proof of insurance before allowing you to drive your new Infiniti Q70 off the lot. It’s usually best to arrange coverage in advance by contacting your insurance provider and getting a policy that meets your needs. While some dealerships offer insurance options, purchasing your policy separately often gives you more flexibility and better rates. Be sure to compare quotes from multiple providers to secure the best deal before finalizing your car purchase.

How Can You Get The Cheapest Insurance For Your Infiniti Q70?

Comparing quotes from multiple auto insurance providers is indeed the best way to find the most affordable rates for your Infiniti Q70. Different companies assess risk factors differently, so shopping around ensures you get the best deal for your specific driver profile. In addition to using comparison tools, consider reaching out to insurance agents directly to inquire about discounts and bundling options. Factors like your driving history, location, and coverage needs can influence your premium, so it’s worth exploring multiple options to maximize savings.

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