Infiniti Car Insurance: How Much Is Infiniti Insurance? 2026
It costs about $240 per month to insure an Infiniti, which adds up to about $2,884 each year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Infiniti car insurance currently costs an average of $2,884 per year for full coverage, depending on the model and trim. Luxury sedans like the Q50 typically sit at the higher end of this pricing spectrum due to expensive replacement parts and advanced safety sensors.
Exact premiums fluctuate based on individual driver profiles, driving history, and local regulations, with motorists in states like Florida often seeing higher baseline rates. Comparing quotes across multiple carriers remains the most reliable method for securing competitive coverage.
How Much Does Infiniti Insurance Cost?
The average cost to insure an Infiniti is $240 per month, totaling approximately $2,884 per year. However, your actual insurance rate will vary depending on factors such as your age, location, driving record, and the specific Infiniti model you drive.
Average Infiniti Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Infiniti, across all models, is $2,884 per year.
The Infiniti QX50 is the cheapest model to insure, at $2,373 per year. On the other hand, the Infiniti Q50 is the most expensive, at an average of $3,760 per year.
Use the table below to compare insurance rates for Infiniti models.
| Infiniti Model | Average Yearly Insurance Cost |
| INFINITI Q50 | $3,760 |
| INFINITI Q60 | $3,166 |
| INFINITI QX50 | $2,373 |
| INFINITI QX60 | $2,529 |
| INFINITI QX80 | $2,595 |
Keep in mind that these numbers are only averages, and the actual cost can change based on where you live, your age, your driving record, and the type of coverage you select.
Are Infinities Expensive To Insure?
The national average car insurance cost is $157 per month, while insuring an Infiniti averages $240 per month across all models—considerably higher. However, insurance rates are typically determined by the specific car model rather than the brand, so it’s essential to review rates tailored to your vehicle.
Infiniti Q50 Insurance Cost
The average cost of insuring an Infiniti Q50 across all model years, is $2,587 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Infiniti Q50 | $5,564 |
| 2023 Infiniti Q50 | $2,910 |
| 2022 Infiniti Q50 | $1,352 |
| 2021 Infiniti Q50 | $1,864 |
| 2020 Infiniti Q50 | $1,243 |
Infiniti Q60 Insurance Cost
The average cost of insuring an Infiniti Q60 across all model years, is $2,587 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Infiniti Q60 | $5,564 |
| 2023 Infiniti Q60 | $2,910 |
| 2022 Infiniti Q60 | $1,352 |
| 2021 Infiniti Q60 | $1,864 |
| 2020 Infiniti Q60 | $1,243 |
Infiniti Qx50 Insurance Cost
The average cost of insuring an Infiniti Qx50 across all model years, is $1,202 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Infiniti Qx50 | $1,349 |
| 2022 Infiniti Qx50 | $1,319 |
| 2021 Infiniti Qx50 | $926 |
| 2020 Infiniti Qx50 | $1,411 |
| 2019 Infiniti Qx50 | $1,008 |
Infiniti Qx60 Insurance Cost
The average cost of insuring an Infiniti Qx60 across all model years, is $1,663 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Infiniti Qx60 | $1,638 |
| 2023 Infiniti Qx60 | $2,003 |
| 2022 Infiniti Qx60 | $1,824 |
| 2021 Infiniti Qx60 | $1,606 |
| 2020 Infiniti Qx60 | $1,246 |
Infiniti Qx80 Insurance Cost
The average cost of insuring an Infiniti Qx80 across all model years, is $2,674 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Infiniti Qx80 | $1,701 |
| 2023 Infiniti Qx80 | $3,033 |
| 2022 Infiniti Qx80 | $1,824 |
| 2022 Infiniti Qx80 | $4,805 |
| 2021 Infiniti Qx80 | $2,008 |
Cheapest Car Insurance Companies For Infinities
The cost of your Infiniti car insurance policy will depend on the company that you choose. State Farm offers the cheapest rates for insuring an Infiniti, at $2,196 per year.
Use the table below to compare cheap full-coverage rates for an Infiniti.
| Company | Average Annual Premium |
| State Farm | $2,196 |
| Farmers | $3,295 |
| Nationwide | $2,517 |
| Geico | $3,397 |
| Progressive | $3,169 |
Infiniti Car Insurance Cost – By Driver Age
The rates you pay to insure an Infiniti will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $9,763 |
| 18 | $9,103 |
| 19 | $8,037 |
| 20 | $7,019 |
| 21 | $5,882 |
| 22 | $5,732 |
| 23 | $5,004 |
| 24 | $4,769 |
| 25 | $4,101 |
| 30 | $3,196 |
| 35 | $2,998 |
| 40 | $2,884 |
| 45 | $2,802 |
| 55 | $2,578 |
| 65 | $2,684 |
| 75 | $3,388 |
Seeing the average cost is helpful, but it doesn’t tell you what your own policy actually protects. Curious what’s really in yours? Upload it to PolicyOwl and get a clear, plain-English breakdown in minutes.
Average Infiniti Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $126 |
| Progressive | $136 |
| State Farm | $146 |
| Allstate | $156 |
| Farmers Insurance | $146 |
| Liberty Mutual | $156 |
| Nationwide | $146 |
| Travelers | $141 |
| Esurance | $131 |
Average Infiniti Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,037 |
| Alaska | $2,369 |
| Arizona | $2,831 |
| Arkansas | $3,081 |
| California | $3,512 |
| Colorado | $3,246 |
| Connecticut | $4,218 |
| Delaware | $3,473 |
| Florida | $4,083 |
| Hawaii | $1,320 |
| Idaho | $2,258 |
| Illinois | $2,421 |
| Indiana | $2,469 |
| Iowa | $1,957 |
| Kansas | $2,687 |
| Kentucky | $3,822 |
| Louisiana | $4,847 |
| Maine | $1,839 |
| Maryland | $2,942 |
| Massachusetts | $2,316 |
| Michigan | $5,862 |
| Minnesota | $2,334 |
| Mississippi | $2,881 |
| Missouri | $2,687 |
| Montana | $2,769 |
| Nebraska | $2,369 |
| Nevada | $3,916 |
| New Hampshire | $2,712 |
| New Jersey | $2,949 |
| New Mexico | $2,907 |
| New York | $2,532 |
| North Carolina | $1,699 |
| North Dakota | $2,343 |
| Ohio | $2,092 |
| Oklahoma | $3,346 |
| Oregon | $3,034 |
| Pennsylvania | $2,574 |
| Rhode Island | $4,226 |
| South Carolina | $2,886 |
| South Dakota | $2,589 |
| Tennessee | $3,052 |
| Texas | $3,077 |
| Utah | $2,586 |
| Vermont | $1,854 |
| Virginia | $1,930 |
| Washington | $2,526 |
| West Virginia | $2,586 |
| Wisconsin | $2,497 |
| Wyoming | $2,372 |
| Georgia | $3,328 |
How To Save Money On Infiniti Car Insurance?
Owning an Infiniti involves various costs, with car insurance being one of the largest. However, there are ways to save on your insurance:
Maintain a Clean Driving Record
Insurance companies consider your driving history when setting your premium. By avoiding accidents and tickets, you show that you’re a low-risk driver, which can lower your insurance costs.
Bundle Your Policies
You can get discounts by combining multiple policies, like home and auto insurance, with the same insurer. This not only simplifies managing your insurance but also saves you money.
Raise Your Deductible
Increasing your deductible—the amount you pay before insurance covers the rest—can reduce your premium. Just make sure you can afford the higher out-of-pocket cost if you have an accident.
Install Safety Features
While Infiniti vehicles come with many safety features, adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Ask your insurer about discounts for being a good student, having a clean driving record, or completing a defensive driving course. You might qualify for savings.
Shop Around
Insurance premiums vary between providers, so it’s important to compare quotes to find the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Infiniti often, usage-based insurance might be a good option. This policy bases your premium on how much you drive, potentially saving you money if your Infiniti isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Infiniti Model To Insure?
At $3,760 per year, the Infiniti Q50 is the most expensive Infiniti model for car insurance.
What Is The Cheapest Infiniti Model To Insure?
The Infiniti QX60 is the cheapest model for car insurance, at $2,529 per year.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.