Lamborghini Aventador Car Insurance Cost 2025
Getting insurance for a Lamborghini Aventador typically costs around $7,949 to $9,799 per year, though the actual cost can vary depending on factors like your age, the model year of the car, location, driving history, and other personal details. You can use our quote tables to estimate your specific insurance costs based on your unique profile.
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Insuring a Lamborghini Aventador is a significant investment, reflecting the vehicle’s high-performance capabilities and luxury status. On average, annual insurance premiums for the Aventador range from $7,949 to $9,799, depending on factors such as the model year, driver profile, and location . For instance, a 2018 Aventador S Coupe has an estimated annual premium of $7,949.
These costs are substantially higher than the national average for standard vehicles, underscoring the importance of budgeting for insurance when considering ownership of such an exotic car. Factors influencing these premiums include the Aventador’s high repair costs, powerful engine, and the increased risk associated with high-speed performance vehicles.
How Much Does Lamborghini Aventador Car Insurance Cost?
Typically, Lamborghini Aventador drivers can find car insurance at an average rate of $7,949 to $9,799 per year. However, this rate can fluctuate based on factors like your age, location, driving history, and the specific coverage options you choose.
Although Hastings Mutual Insurance Co’s rate offers a useful starting point, it’s important to recognize that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, the model year of your vehicle, and the specific coverage options you select. Having a clean driving record might result in lower premiums, while a history of accidents or traffic violations could raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose also affects your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically comes at a higher cost than minimal liability coverage.
Insuranceopedia is dedicated to helping you explore different options and compare quotes from various insurance providers to ensure you find the best possible deal.
Average Insurance Cost Of Lamborghini Aventador By Model Year
| Model Year | Average Premium |
| 2025 Lamborghini Aventador | $6,816 |
| 2022 Lamborghini Aventador | $6,586 |
| 2021 Lamborghini Aventador | $3,350 |
| 2020 Lamborghini Aventador | $2,073 |
| 2019 Lamborghini Aventador | $2,596 |
| 2018 Lamborghini Aventador | $1,613 |
| 2017 Lamborghini Aventador | $1,530 |
| 2016 Lamborghini Aventador | $2,224 |
| 2015 Lamborghini Aventador | $1,350 |
| 2014 Lamborghini Aventador | $1,514 |
| 2013 Lamborghini Aventador | $1,587 |
| 2012 Lamborghini Aventador | $2,213 |
2025 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2022 Lamborghini Aventador is $6,816. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,286 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $11,383 |
| Mercury | $3,738 |
| Allied | $9,346 |
| Westfield | $16,223 |
| Farmers | $6,733 |
| Nationwide | $7,665 |
| Travelers | $1,787 |
| Metropolitan | $4,616 |
| Bristol West | $5,379 |
| Virginia Farm Bureau | $1,286 |
2022 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2022 Lamborghini Aventador is $6,586. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,225 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $6,413 |
| Allied | $8,901 |
| Travelers | $1,702 |
| Metropolitan | $4,396 |
| Mercury | $3,560 |
| Bristol West | $5,123 |
| Westfield | $15,450 |
| Direct General Insurance | $11,793 |
| Virginia Farm Bureau | $1,225 |
| Nationwide | $7,300 |
2021 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2021 Lamborghini Aventador is $3,350. However, Mercury offers the cheapest rates, averaging $366 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,800 |
| Mercury | $366 |
| Hanover | $2,696 |
| General Agents Group | $11,458 |
| Travelers | $1,643 |
| Sentry | $2,007 |
| Farmers | $2,247 |
| Safe Auto | $5,581 |
| Nationwide | $2,354 |
2020 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2020 Lamborghini Aventador is $2,073. However, State Farm offers the cheapest rates, averaging $687 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $3,351 |
| Home State Ins Group | $2,788 |
| Nationwide | $1,341 |
| Farmers | $1,955 |
| National Farmers Union P | $2,441 |
| Auto Club Group | $3,377 |
| State Farm | $687 |
| American Family | $1,193 |
| Travelers | $1,696 |
| Mercury | $1,900 |
2019 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2019 Lamborghini Aventador is $2,596. However, Virginia Farm Bureau offers the cheapest rates, averaging $930 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,354 |
| Allied | $7,011 |
| Metropolitan | $1,518 |
| Nationwide | $4,325 |
| Virginia Farm Bureau | $930 |
| National Farmers Union P | $1,755 |
| Allstate | $1,010 |
| Farmers | $2,863 |
2018 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2018 Lamborghini Aventador is $1,613. However, Allied offers the cheapest rates, averaging $638 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $638 |
| Nationwide | $1,056 |
| State Farm | $1,278 |
| Encompass | $1,334 |
| Travelers | $1,347 |
| Metropolitan | $1,580 |
| American Family | $1,977 |
| Hastings Mutual Insurance Co | $2,014 |
| SAFECO | $2,334 |
| Farmers | $2,570 |
2017 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2017 Lamborghini Aventador is $1,530. However, State Farm offers the cheapest rates, averaging $662 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $662 |
| Unitrin | $1,267 |
| Farm Bureau Ins of MI | $1,324 |
| Hastings Mutual Insurance Co | $1,565 |
| Permanent General | $1,606 |
| Allstate | $1,636 |
| Mercury | $1,740 |
| Bristol West | $1,793 |
| Metropolitan | $1,835 |
| Travelers | $1,871 |
Find Affordable Lamborghini Aventador Insurance Rates
2016 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2016 Lamborghini Aventador is $2,224. However, State Farm offers the cheapest rates, averaging $717 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $4,082 |
| Auto Club Group | $3,495 |
| Hastings Mutual Insurance Co | $2,071 |
| Allstate | $2,590 |
| USAA | $2,632 |
| Mercury | $1,342 |
| Farmers | $3,014 |
| State Farm | $717 |
| Travelers | $945 |
| Metropolitan | $1,354 |
2015 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2015 Lamborghini Aventador is $1,350. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $542 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $542 |
| Allied | $842 |
| Metropolitan | $1,049 |
| Encompass | $1,057 |
| State Farm | $1,101 |
| Allstate | $1,426 |
| Travelers | $1,509 |
| Farmers | $1,578 |
| Bristol West | $2,068 |
| Unitrin | $2,325 |
2014 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2014 Lamborghini Aventador is $1,514. However, Tennessee Farmers offers the cheapest rates, averaging $737 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,979 |
| AIG | $2,619 |
| Travelers | $1,283 |
| Dairyland Auto | $1,604 |
| Direct General Insurance | $1,526 |
| American Family | $785 |
| Tennessee Farmers | $737 |
| Mercury | $2,599 |
| Farmers | $1,211 |
| Westfield | $798 |
2013 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2013 Lamborghini Aventador is $1,587. However, Direct General Insurance offers the cheapest rates, averaging $520 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $520 |
| Western National | $878 |
| Auto Club Group | $943 |
| American Family | $1,074 |
| Travelers | $1,578 |
| Farmers | $1,709 |
| Metropolitan | $1,959 |
| Sentry | $2,091 |
| Nationwide | $2,155 |
| Mercury | $2,961 |
2012 Lamborghini Aventador Insurance Rates
The average annual insurance cost for a 2012 Lamborghini Aventador is $2,213. However, Nationwide offers the cheapest rates, averaging $214 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $214 |
| State Farm | $440 |
| Home State Ins Group | $1,955 |
| Farm Bureau Ins of MI | $1,986 |
| Mercury | $2,108 |
| Travelers | $2,914 |
| Direct General Insurance | $2,967 |
| Bristol West | $3,100 |
| Metropolitan | $3,344 |
| Farmers | $4,099 |
Find Affordable Lamborghini Aventador Insurance Rates
Are Lamborghini Aventadors Expensive To Insure?
Insuring a Lamborghini Aventador is notably more expensive than standard vehicles due to its high-performance capabilities and luxury status. On average, annual insurance premiums for an Aventador can range from $5,424 to $7,949, depending on factors such as the model year, driver’s age, location, and driving history. For instance, a 2018 Aventador S Coupe averages around $7,949 per year in insurance costs. However, some specialty insurers offer collector car insurance policies, which can be approximately 44% less expensive than standard auto insurance policies. It’s essential for potential Aventador owners to compare quotes from multiple providers to find the most competitive rates tailored to their specific circumstances.
Cost of Lamborghini Aventador Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically involved in more car accidents than other age groups. As you get older and gain more driving experience, your premiums tend to decrease because you become a lower risk for insurers. Generally, rates will continue to decrease into your 30s and 40s, but may start to rise again as you approach retirement age due to factors like health or driving frequency.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $26,443 | $38,822 | $45,422 |
| 18 | $24,651 | $36,166 | $42,336 |
| 19 | $21,785 | $31,968 | $37,391 |
| 20 | $19,000 | $27,881 | $32,602 |
| 21 | $15,902 | $23,382 | $27,335 |
| 22 | $15,499 | $22,785 | $26,630 |
| 23 | $13,578 | $19,907 | $23,288 |
| 24 | $12,879 | $18,917 | $22,126 |
| 25 | $11,139 | $16,339 | $19,101 |
| 30 | $8,681 | $12,721 | $14,873 |
| 35 | $8,111 | $11,903 | $13,948 |
| 40 | $7,804 | $11,459 | $13,398 |
| 45 | $7,585 | $11,144 | $13,026 |
| 55 | $6,945 | $10,213 | $11,984 |
| 65 | $7,263 | $10,667 | $12,461 |
| 75 | $9,154 | $13,478 | $15,768 |
Lamborghini Aventador Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state has its own set of regulations for auto insurance, and some states, like Michigan, require higher levels of coverage, which can drive up premiums. Furthermore, climate conditions in your area matter; regions that experience extreme weather such as hurricanes, storms, or flooding tend to have higher insurance costs because of the increased risk of damage. Additionally, local statistics on crime, car thefts, crashes, and vehicle fatality rates are all factored in. Areas with higher crime or accident rates often result in higher insurance premiums, as insurers view these locations as higher risks.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $8,278 | $11,998 | $15,281 |
| Alaska | $6,833 | $9,467 | $9,220 |
| Arizona | $7,726 | $11,162 | $16,471 |
| Arkansas | $8,494 | $13,329 | $14,646 |
| California | $9,441 | $16,679 | $9,440 |
| Colorado | $8,796 | $12,319 | $15,652 |
| Connecticut | $11,246 | $17,454 | $22,144 |
| Delaware | $9,314 | $12,421 | $15,957 |
| Florida | $11,091 | $15,358 | $20,017 |
| Hawaii | $3,604 | $4,921 | $3,622 |
| Idaho | $6,275 | $8,301 | $10,127 |
| Illinois | $6,576 | $9,920 | $11,337 |
| Indiana | $6,733 | $10,308 | $11,584 |
| Iowa | $5,366 | $7,310 | $8,609 |
| Kansas | $7,119 | $10,363 | $12,106 |
| Kentucky | $10,267 | $15,090 | $17,833 |
| Louisiana | $13,190 | $19,961 | $21,614 |
| Maine | $4,976 | $6,893 | $10,177 |
| Maryland | $8,085 | $11,750 | $13,061 |
| Massachusetts | $6,459 | $11,281 | $6,474 |
| Michigan | $15,634 | $23,822 | $37,555 |
| Minnesota | $6,447 | $8,585 | $12,082 |
| Mississippi | $7,749 | $11,089 | $11,134 |
| Missouri | $7,301 | $10,480 | $13,745 |
| Montana | $7,433 | $10,372 | $12,102 |
| Nebraska | $6,281 | $9,287 | $10,103 |
| Nevada | $10,391 | $15,381 | $16,265 |
| New Hampshire | $7,232 | $11,431 | $14,414 |
| New Jersey | $7,931 | $12,476 | $16,320 |
| New Mexico | $8,127 | $12,077 | $12,550 |
| New York | $7,518 | $9,469 | $15,792 |
| North Carolina | $4,658 | $8,027 | $5,722 |
| North Dakota | $6,369 | $9,682 | $11,484 |
| Ohio | $5,706 | $8,766 | $8,977 |
| Oklahoma | $9,104 | $12,997 | $14,630 |
| Oregon | $8,264 | $11,102 | $13,226 |
| Pennsylvania | $6,982 | $10,232 | $11,980 |
| Rhode Island | $11,613 | $17,031 | $19,213 |
| South Carolina | $7,874 | $10,931 | $15,086 |
| South Dakota | $7,083 | $10,188 | $11,760 |
| Tennessee | $8,335 | $12,266 | $16,316 |
| Texas | $8,401 | $12,125 | $15,077 |
| Utah | $7,127 | $10,017 | $13,765 |
| Vermont | $5,480 | $8,459 | $8,938 |
| Virginia | $5,159 | $7,942 | $7,768 |
| Washington | $6,859 | $9,315 | $11,083 |
| West Virginia | $6,911 | $9,877 | $12,360 |
| Wisconsin | $6,853 | $10,727 | $12,247 |
| Wyoming | $6,431 | $8,974 | $9,577 |
| Georgia | $9,050 | $13,519 | $13,640 |
Cheapest Car Insurance Companies For A Lamborghini Aventador
Among these, Mercury offers the most affordable coverage at $31 per month, while Geico is the highest among the top five, with a monthly premium of $749. These estimates are based on available data for earlier model years of the Lamborghini Aventador, as specific data for the 2025 model may not yet be widely available. Actual insurance premiums can vary based on individual circumstances, including driving history, location, and selected coverage options. For the most accurate and personalized insurance quotes, it’s recommended to contact insurance providers directly or use online comparison tools.
| Insurance Company | Average Monthly Rates |
|---|---|
| Mercury | $31 |
| State Farm | $57 |
| USAA | $310 |
| Progressive | $295 |
| Geico | $749 |
Common Lamborghini Aventador Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Compare Lamborghini Aventador To Other Lamborghini Models
Looking for other Lamborghini model insurance costs?
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your own individual results, as insurance rates are influenced by various factors such as location, driving history, and the specific car model.
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FAQs
Do You Need Insurance Before You Can Purchase A Lamborghini Aventador?
Yes, you will need to provide proof of insurance before you can drive your Lamborghini Aventador out of the dealership. The best thing to do is buy a policy and then let your insurance company know that you are about to buy your car, instead of getting insurance through your dealership.
How Can You Get The Cheapest Insurance For Your Lamborghini Aventador?
The best way to find the cheapest rates for your Lamborghini Aventador is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers right here on our website, making it easy for you to find the best deal that fits your needs and budget.
