Definition - What does Bridge Insurance mean?
Bridge insurance is a type of insurance that covers damage to bridges due to flood, fire, explosions, and more. However, it generally does not cover damage as a result of war, inherent defects, or natural wear and tear.
Insuranceopedia explains Bridge Insurance
As bridges are meant for the public's benefit, nearby government agencies are the ones who purchase bridge insurance. Because bridges are completely exposed and may sustain various types of damage, such policies act a preventative measure against using significant sums of taxpayer dollars on repairs in the event of major bridge damage.