A debris removal clause is a provision in a property insurance policy that debris removal from the insured's property. The debris, however, must be caused by a loss specifically covered in the policy. Oftentimes, these clauses only cover losses 5 to 10 percent of the full policy value.
Many types of debris might accrue on a property. For example, if a tree falls on the property, the resulting debris would include wood, leaves, and broken structural components of the building. If a fire starts in a building, it may result in charred furniture and other housing materials. The cost of removing this debris is usually separate from the cost to repair the property. This is where debris removal clauses come in. Without them, the property owner would have to clean the debris themself or else pay someone out of pocket to complete the job.
Share this Term
Stay informed with Insuranceopedia!
The world of insurance can be complicated. Subscribe to the Insuranceopedia newsletter and stay in the know! Access expert content, industry term definitions and answers to your questions from knowledgeable insurance insiders. Arm yourself with what you need to know to keep your assets and your family safe.
Latest Articles
